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Hard Money Lending

Mortgage and Lending - All California Lending - BRE# 01458390

Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.

RECENT BLOG POSTS

Credit Score Factors

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Today I'm going to take a brief look at credit score factors. As hard money lenders, credit did not used to make a big difference. Today things have changed, and even in the hard money world, credit is playing a part in lending decisions. Most people are in the dark when it comes to the factors...

11/06/2009

Home Staging in California

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There are many home staging companies in California. However, if you are interested in selling your property, but you don't want to incur the cost for a professional consultation, you have the option of attempting to stage your property on your own. Home staging in California is quickly growing i...

09/02/2009

Commercial Loans

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Commercial loans are in the hot seat these days. As the real estate problems expand into the commercial loan segment, we are seeing a change in how commercial loans are made. Accourding to Realpoint Research, delinquencies on commercial loans hit almost $29 billion, that is a $10 billion dollar ...

07/24/2009

New bankruptcy law could lead to more loan modifications

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There is a lot of buzz going around right now regarding the new bankruptcy legislation. If you have not heard, this legislation is set to allow bankruptcy judges the authority to modify loans on primary residences. While the banking industry is opposed to this legislation, I don't see any way i...

03/09/2009

Loan Modification Resources

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With all the talk about loan modifications, I decided to start putting together some resources for those looking to do their own loan modification. There are a number of companies out there today that will attempt a loan modification on your behalf for a fee, but for those who want to do it them...

12/02/2008

Loan Modifications

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Loan modifications are the new buzz among real estate professionals and homeowners in distress alike. With the current financial mess, and the continued slide in the real estate markets, banks are now starting to ramp up efforts to keep homeowners in their homes. Financial institutions don't w...

11/13/2008

Hard Money Loans - 100% Acquisition and Rehab Loans

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Hard money loans are a good way to take advantage of the opportunities created by the downturn in today's housing market. I get a lot of calls from real estate investors looking for hard money loans to purchase and rehab property they can purchase below market value. Many are looking for 100% ...

10/13/2008

Hard Money Lenders

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America is going through tough financial times; it is no secret that many Americans have fallen victim to unscrupulous lending practices and that the most important terms and conditions were not disclosed during the negotiation of a home loan. We are going through a financial bubble and because ...

07/23/2008

Hard money basics for today's market

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I deal almost exclusively with hard money lenders, working with both borrowers and brokers to match a particular transaction with an investor. In addition, I do have access to in house funds and serve as a direct hard money lender as well. This is my business, I do conventional loans for family...

06/13/2008

100% Financing Options On The Table With FHA

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With all the tightening guidelines, there is still one bright spot in the mortgage lending world. FHA loans are expanding their offerings, with higher conforming loan limits (see these higher conforming loan limits by California county here), down payment assistance programs and other legislatio...

04/27/2008