Clint 's Blog

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Mortgage and Lending - Mortgage Network, Inc
Mortgage financing as an integral tool for wealth creation and ensuring your family's financial well being.
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The new website is up and running so please check it out. www.clint-hammond.com. It's a lot more comprehensive than my old one and much more user friendly. Start applications online, get updates on what's going on in the industry and in the rate markets. It's hard enough for me to keep up doing i...
05/10/2010
This is a little heavy and cerebral but if you want a very good explanation of "the nuts and bolts" of mortgage loan rates, read this and you'll be ahead of most. Preparing for the Fed's Exit from the Mortgage Market: Yield Spreads by Adam Quinones Posted   The Federal Reserve's MBS Purchase Prog...
03/31/2010
This is a little heavy and cerebral but if you want a very good explanation of "the nuts and bolts" of mortgage loan rates, read this and you'll be ahead of most. Preparing for the Fed's Exit from the Mortgage Market: Yield Spreads by Adam Quinones Posted   The Federal Reserve's MBS Purchase Prog...
03/31/2010
Like all markets, interest rates are sensitive to various economic news and events that impact the broader markets. This is a big, big week for those reports. With the Fed exit from the MBS market, these reports will have an impact more than usually. The Fed has softened blows and stabilized thi...
03/30/2010
In most things in life and sports (especially Baseball which is right around the corner) we pay a lot of attention to and put a lot of emphasis on averages. We look at average daily expenses for budgeting, we determine what time we leave for work or a trip based on the average time it takes us to...
03/29/2010
Keeping these 3 simple "'key thoughts" in mind: Mortgage rates go up when the price of mortgage backed securities (MBS) go down. Mortgage rates go down when the price of MBS go up. So if you've been half way paying attention you know that The Federal Reserve has been buying mortgage backed securi...
03/25/2010
I lost a quote today, not real worried about it but it brings up something that always has left a bad taste in my mouth. For better or for worse, I monitor and study the market as much as if not more than any other loan officer out there. I know where we are, have a decent idea on where things ar...
01/12/2010
Ever pushed too hard to get something done? To the point where you were forcing a square peg into a round hole? It happens when we get so wrapped up in trying to get something done that you almost lose sight of what you were really trying to do in the first place. It mainly happens when getting a...
08/11/2009
I hit it on the head with where rates were headed, what I didn't hit dead on was the length of time that they would stay there. I'm rolling with refi's like most of us but I am seeing the purchase business pick up a substantial head of steam lately. The importance of our ability to take care of o...
04/29/2009
I just wrote a small novel for all those that are either bored and/or having trouble sleeping and forgot to mention that since my last post, I moved my office. I have updated my profile to reflect the new address. The phone numbers and other contact info is all the same. New address: 7011 Garners...
02/05/2009
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Clint Hammond

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