The SCOOP! Blog Read Amazing Insights.

 Credit scores may seem simple on the surface: your credit score is a number that represents how good your credit is, and the higher the better.But what type of credit score are you looking at, and how is the score calculated? Why does your score keep changing, and why is the score you see in you...

Aspiring first-time home buyers may not want to give up on that competitive house hunt: In many markets, they could save money by owning.Buying a starter home is more affordable than renting in nearly half of the largest U.S. metros, according to a new study released by realtor.com®.The U.S. medi...

 The new four-bedroom house in Charlotte, N.C., was Crystal Marie and Eskias McDaniels’s personal American dream, the reason they had moved to this Southern town from pricey Los Angeles a few years ago. A lush, long lawn, 2,700 square feet of living space, a neighborhood pool and playground for t...

 If you think your new mortgage loan is official once you’ve signed your closing papers, you might want to rethink that. Sure, you’re pretty darn close to a brand-new loan, but you’re not completely there. When your loan is officially approved by the lender and closing documents are ordered, ther...

 Extra payments or refinancing can simplify paying off your mortgage faster.If you have a 30-year mortgage, you may feel as though you'll always be paying off your house. But you can slash the time it takes to pay off your mortgage using a number of strategies, many of which don't require spendin...

 Getting your home appraised is a necessary step in putting it on the market and the appraisal will influence your asking price. This means you want your home in its best possible condition, so it will be appraised at the highest potential value. While undertaking massive renovations may not be a...

 Biden's latest mortgage assistance can cut your monthly payment by up to 25%.While most U.S. homeowners have come through the pandemic unscathed, or even further ahead thanks to money-saving refinances at cheap mortgage rates, millions of others have had to opt for forbearance to put their loan ...

 Lenders and title companies are increasingly partnering with tech companies to create remote mortgage closings.The need to stay socially distant amid the coronavirus pandemic resulted in the increased emergence of digital mortgage closings, allowing both lenders and prospective home buyers to co...

 Change to underwriting system set to go into effect mid-SeptemberPay your mortgage bill on time and your credit score will go up. Pay your rent and it won’t.That dynamic has made it harder for renters to qualify for an affordable mortgage and become homeowners. Now Fannie Mae is trying to change...

It’s not just whether you pay your bills on time that matters.Like it or not, your credit score is one of the most important numbers in your life, ranking up there with your Social Security number, date of birth, and wedding anniversary. This three-digit number is your financial report card, exce...