buying: Mortgage Monday: Saving For A Mortgage Is Fun With These Ideas
- 01/06/23 05:12 AM
Tip #1 Naysayers are usually broke people trying to tell people how to get rich. Smart people analysis seeks the advice of professionals like Charles Stallions who has accomplished what it is they are wanting to accomplish whether it is raising kids, buying a home, or making a financial decision eagles soar and turkeys well you know. We rebate back to you up to $5000. toward your purchase.
Predictions and Tips to Start Saving for a House By David McMillin A recent Fannie Mae survey found just 17% of Americans believe it’s a good time to buy a home. … (0 comments)
|
buying: 2023 Could Be The Best Year Ever For Buyers And Sellers Why?
- 12/29/22 07:24 AM
There’s no denying the housing market is undergoing a shift this season as buyer demand slows and the number of homes for sale grows. But that shift actually gives you some unique benefits when you sell. Here’s a look at the key opportunities you have if you list your house this fall. Opportunity #1: You Have More Options for Your Move One of the biggest stories today is the growing supply of homes for sale. Housing inventory has been increasing since the start of the year, primarily because higher mortgage rates helped cool off the peak frenzy of buyer demand. But what you may not … (2 comments)
|
buying: Real Estate Is Local And We Are Your Local Experts Call Or Text Now
- 12/26/22 01:10 PM
Knowing where you left your keys can be hard. Buying and selling real estate shouldn't be! Pensacola You Need An Expert You Need Me Charles Stallions. All the Gurus say this and Zillow says that, let me break it down for you. ROLLER COASTER UP... A shortened four-day week was all traders needed to turn the stock market's three-week losing streak into big gains on the three major indexes, led by the tech-heavy Nasdaq.
The negative pull of a 75-basis-point Fed rate hike later this month seems already priced into the market, and inflation worries are on hold as gas prices have dipped while Wall … (0 comments)
|
buying: From The MailBag: On The Downsizing What To Expect
- 10/09/22 04:54 AM
By Susan B. Garland Older homeowners looking to downsize can help eliminate surprises by getting a realistic picture of what their houses might sell for and what smaller homes might cost.
SEATTLE – Louise Angel Kiss and her husband, Charles, lived in their four-bedroom, split-level house in the Seattle suburb of Bellevue, Washington, for 40 years. Their two daughters had moved away long ago, and the couple decided they’d had enough of the stairs and the hassles and costs of upkeep. Like many older homeowners, they decided to downsize. In 2018, the couple chose a two-bedroom unit at a continuing care retirement community in … (0 comments)
|
buying: Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]
- 10/05/22 06:57 PM
Some Highlights If you’re trying to decide whether to rent or buy a home, consider the advantages homeownership offers. Buying a home can help you escape the cycle of rising rents, it’s a powerful wealth-building tool, and it’s typically considered a good hedge against inflation. If you’re ready to take advantage of the benefits of homeownership, talk with a trusted real estate professional to explore your options. 1.8KSHARES 1.5K 104 20 201
Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will give you expert advice on your specific … (2 comments)
|
buying: What A Buyer Wants In This Market It May Surprise You
- 09/02/22 08:13 AM
The pandemic-created love for outdoor spaces continues, though a survey of home designers found a drop in demand for pools, solar panels, and smart home features.
WILMINGTON, Del. – The 2022 Home Design report by the remodeling platform Fixr surveyed 47 home designers, with 98% citing natural lighting as their clients’ most preferred home feature, followed by home offices (96%) and useable outdoor spaces (92%). Experts believe that natural lighting coincided with homeowners’ desire for more energy-efficient thermal insulation (86%) and HVAC systems (75%).
However, pandemic preferences such as swimming pools, solar panels and smart home features were cited … (5 comments)
|
buying: Third On The List Of Things To When Buying A Home!
- 08/28/22 04:29 AM
Some Highlights If you’re buying a home, here’s what you should know about your home inspection and why it’s so important. A home inspection is a crucial step in the homebuying process. It assesses the condition of the home you plan to purchase so you can avoid costly surprises down the road. Work with an agent so you have an expert on your side who can guide you through the process.
Why a Home Inspection Is Important [INFOGRAPHIC] 1.9KSHARES 1.6K 103 19 219 Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will give … (2 comments)
|
buying: Sellers Market In Gulf Breeze Florida, Really Why?
- 08/11/22 12:52 PM
As there’s more and more talk about the real estate market cooling off from the peak frenzy it saw during the pandemic, you may be questioning what that means for your plans to sell your house. If you’re thinking of making a move, you should know the market is still anything but normal. 1.7KSHARES 1.4K 98 23 168 Why It’s Still a Sellers’ Market
Even though the supply of homes for sale has been growing this year, there’s still a shortage of homes on the market. And that means conditions continue to favor sellers today. That’s because the level of inventory of homes for sale can help … (2 comments)
|
buying: Rent VS Buying And Which Is Better?
- 08/11/22 12:49 PM
If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this. It’s not just home prices that have risen in recent years – rental prices have skyrocketed as well. As a recent article from realtor.com says: 2.5KSHARES 2.2K 91 20 201 Buying a Home May Make More Financial Sense Than Renting One
“The median rent across the 50 largest US metropolitan areas reached $1,876 in June, a new record level for Realtor.com data for the 16th consecutive month.”
That means rising prices will likely impact your housing plans either way. But there are a few key differences … (1 comments)
|
buying: Working With a Real Estate Professional to get the Best Advice
- 06/05/22 02:59 AM
Because buying or selling a home is such a big decision in our lives, the need for clear, trustworthy information and guidance is crucial. And while no one can give you perfect advice, when you align yourself with an expert, you’ll get the best advice for your situation. Choose someone you trust, enjoy being around, and is transparent like me, Charles Stallions I don't claim to know it all but I do know where the answers are for the things I don't I will always give the best and most up to date information so you can make the right decision for you.
1.7KSHARES 1.4K 91 4 165 … (2 comments)
|
buying: A Key To Building Wealth Is Homeownership!
- 04/17/22 11:02 AM
The link between financial security and homeownership is especially important today as inflation rises. But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says:
“Homeownership is rewarding in so many ways and can serve as a vital component in achieving financial stability.”
Here are just a few reasons why, if you’re looking to increase your financial stability, homeownership is a worthwhile goal.
Owning a Home Is a Building Block for Financial Success A recent NAR report details several homeownership trends and statistics, including the difference in … (2 comments)
|
buying: Why buyers need a home inspection?
- 04/08/22 01:17 PM
Many buyers in today’s red-hot real estate markets are tempted to forego the home inspection. An otherwise strong offer may not even be considered if it has contingencies for the inspection or appraisal for example, yet there are abundant reasons why a home inspection should be a necessity even if it isn’t part of the sales contract.
First, the home inspection allows the potential buyer to learn about any major defects or damage that will need to be addressed. Things like a new roof or repairing a foundation are costly and will need to be budgeted for, on top of all the … (0 comments)
|
buying: Supply and Demand in Today’s Market for Pensacola
- 04/01/22 09:33 PM
2.0KSHARES 1.7K 81 22 188
Some Highlights Today’s housing market is the direct result of low supply and high buyer demand. Here’s what that means for you and your plans to buy or sell. For buyers, expect competition, be ready to move fast, and be prepared to submit your strongest offer. For sellers, know your house will be the center of attention and that it’ll likely sell quickly and get multiple offers. If you’re ready to move, work with a trusted real estate agent to understand your local area and take advantage of today’s unprecedented housing market. Charles Stallions, CBR, CRS, CSR, is a licensed broker/ owner representing … (0 comments)
|
buying: Cheap Must-Haves to Make Laundry a Breeze in Pensacola Florida
- 02/11/21 10:24 AM
Charles Stallions Real Estate
Cheap Must-Haves to Make Laundry a Breeze Not many homeowners look forward to household chores, but there are few chores that feel quite as endless as laundry. If you dread this seemingly infinite task, there are a few tools that could make your laundry days a little easier. These inexpensive must-haves should be at the top of your shopping list if you want to make your next laundry day a breeze.
Dryer Balls
If you’re tired of dealing with messy fabric softener and loathe picking up the dozens of disposable dryer sheets that find their way into … (2 comments)
|
buying: Documenting Your Assets - Verifying Your Down Payment
- 02/09/21 06:12 PM
Documenting Your Assets - Verifying Your Down Payment
When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to verify where the money for your new home will be coming from. If you can document that the funds are coming from your personal savings, the lender is more confident of your strength as a borrower.
In addition, if you can verify that you have additional assets that are not needed for the down payment, it is important to document those, too. Additional assets are … (1 comments)
|
buying: Pace Realtor explains Closing Costs When Buying or Refinancing a Home
- 02/09/21 05:42 PM
Pace Realtor explains Closing Costs When Buying or Refinancing a Home This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender. There are two broad categories of closing costs. Non-recurring closing costs are items that are paid once and you never pay again. Recurring closing costs are items you pay time and again over the course of home ownership, such as property taxes and homeowner’s insurance. Some of the items … (1 comments)
|
buying: Pace Realtor Adjustable Rate Mortgages - The Basics
- 02/09/21 05:32 PM
Pace Realtor Adjustable Rate Mortgages - The Basics
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate.
Every ARM has basic components:
An index A margin Adjustment Period An interest rate cap An initial interest rate The Index An ARM’s interest rate is tied to one of many economic indices, some examples of which are the 1-year constant maturity Treasury security, the Cost of Funds Index, or the London Interbank Offered Rate. Different indices move at different rates so know … (1 comments)
|
buying: Pensacola Realtor Explains Adjustable Rate Mortgages - The PROS & CONS
- 02/09/21 05:28 PM
Pensacola Realtor Explains Adjustable Rate Mortgages - The PROS & CONS
Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. So let’s explore that issue.
Offering adjustable rates allows lenders to transfer part of the interest rate risk from themselves to the borrower. If you get a fixed rate mortgage and the interest rate then goes up, it costs the lender money. However, if you have an adjustable rate mortgage, as the interest rate goes up, so does your payment, thus compensating the lender. Adjustable rate … (2 comments)
|
buying: Pensacola Realtor Explains Why You Do You Need Title Insurance?
- 02/09/21 05:18 PM
Pensacola Realtor Explains Why You Do You Need Title Insurance?
Title Insurance.
It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably familiar with the benefits and procedures of title insurance. But if this is your first home, you may wonder, “Why do I need another insurance policy? It’s just one more bill to pay.”
The answer is simple: The purchase of a home is most likely one of the most … (1 comments)
|
buying: The Functions of an Escrow Explained by your Pensacola Realtor
- 02/09/21 05:12 PM
The Functions of an Escrow Explained by your Pensacola Realtor
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledgeable manner. For the protection of buyer, seller and lender, the escrow process was developed.
As a buyer or seller, you want to be certain all conditions of sale have been met before property and money change hands. The technical definition of an escrow is … (4 comments)
|
Tip #1 Naysayers are usually broke people trying to tell people how to get rich. Smart people analysis seeks the advice of professionals like Charles Stallions who has accomplished what it is they are wanting to accomplish whether it is raising kids, buying a home, or making a financial decision eagles soar and turkeys well you know. We rebate back to you up to $5000. toward your purchase. 
;)
;)
;)
