buying myths: Financial Fundamentals for First-Time Homebuyers
- 01/24/23 12:41 PM
Are you prepping to buy your first home? If so, one of the steps you should take early on is to make sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Click Here to Continue Reading Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared … (2 comments)
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buying myths: Mortgage Rates Are Dropping What Does That Mean for You?
- 01/24/23 06:29 AM
Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy.
Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), explains it well by saying:
“Mortgage rates dropped even further this week as two main factors affecting today’s mortgage market became more favorable. Inflation continued to ease while the Federal Reserve switched to a smaller interest rate hike. As a result, according to Freddie Mac, the 30-year fixed … (2 comments)
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buying myths: 2023 Could Be The Year Of The Buyer In Pensacola, Pace And Gulf Breeze
- 01/16/23 05:52 AM
When is a good time to Sell or Buy is a question often asked of me and I always reply when I want to, not when I have to or necessarily when I need to cause the money is made at the time of purchase most of the time when I buy. As they say, if you buy right you are over halfway to a profitable transaction. Predicting the market can be made easier by knowing the facts of where it has been in the past and looking at the track records will show you where it may be going. We are … (0 comments)
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buying myths: So Interest Rates Got You Thinking Of Not Buying BIG Mistake Why?
- 01/10/23 01:38 PM
Experts are starting to make their 2023 home price forecasts. As they do, most agree homes will continue to gain value, just at a slower pace. Over the past couple of years, home prices have risen at an unsustainable rate, leaving many to wonder how long they would last. If you’re asking yourself: what’s ahead for the price of my home, know that experts are now answering this question and it's welcome news for homeowners who may have been led by the media to believe their home would lose value. What Experts Say Will Happen with Home Prices This Year Historically, home prices … (5 comments)
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buying myths: Mortgage Monday: Saving For A Mortgage Is Fun With These Ideas
- 01/06/23 05:12 AM
Tip #1 Naysayers are usually broke people trying to tell people how to get rich. Smart people analysis seeks the advice of professionals like Charles Stallions who has accomplished what it is they are wanting to accomplish whether it is raising kids, buying a home, or making a financial decision eagles soar and turkeys well you know. We rebate back to you up to $5000. toward your purchase.
Predictions and Tips to Start Saving for a House By David McMillin A recent Fannie Mae survey found just 17% of Americans believe it’s a good time to buy a home. … (0 comments)
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buying myths: How To Save For Your First Home Purchase It Is Really This Simple
- 01/04/23 03:41 PM
We will match up to $5000.00 of your home purchase when you purchase with us. Call or Text 850-476-4494 for details/Tip #1 Naysayers are usually broke people trying to tell people how to get rich. Smart people analysis seeks the advice of professionals or people that have accomplished what it is they are wanting to accomplish whether it is raising kids, buying a home, or making a financial decision.
Predictions and Tips to Start Saving for a House By David McMillin A recent Fannie Mae survey found just 17% of Americans believe it’s a good time to buy a home. … (0 comments)
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buying myths: When Is A Good Time To Buy Or Sell WHen It Fits Your Needs
- 01/04/23 05:03 AM
Somebody once said "don't let a good crisis go to waste" probably the same person that said to wait till the price goes down to buy. Look the bottom line is don't let someone else live your dream. There is always going to be THIS or THAT in life, the sky is always falling and there is always a crisis somewhere and maybe it is even 5 O'clock somewhere so live your life cause no matter what happens or what doesn't you can be happy with your decision. I always say if you want it and can afford it then do … (1 comments)
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buying myths: Ask The Expert: Three Things Pensacola Buyers Can Do Right Now!
- 01/03/23 03:12 AM
It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR): “Compared to one year ago, the monthly mortgage payment rose to $1,944 from $1,265, an increase of 53.7%.”
If you’re thinking of buying a home or have been trying to recently, that’s a big increase in monthly mortgage payment – and it may be causing you to press pause on your plans. This jump is making homes less affordable, especially compared to the last two years when mortgage rates were … (1 comments)
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buying myths: Buyers Can Avoid The Competition By Do This
- 12/30/22 02:57 PM
One of the top stories in recent real estate headlines was the intensity and frequency of bidding wars. With so many buyers looking to purchase a home and so few of them available for sale, fiercely competitive bidding wars became the norm during the pandemic – and it drove home prices up. If you tried to buy a house over the past two years, you probably experienced this firsthand and may have been outbid on several homes along the way. But here’s the news you’ve been waiting for: data shows clear signs bidding wars are easing this year. According to the National Association … (3 comments)
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buying myths: 2023 Could Be The Best Year Ever For Buyers And Sellers Why?
- 12/29/22 07:24 AM
There’s no denying the housing market is undergoing a shift this season as buyer demand slows and the number of homes for sale grows. But that shift actually gives you some unique benefits when you sell. Here’s a look at the key opportunities you have if you list your house this fall. Opportunity #1: You Have More Options for Your Move One of the biggest stories today is the growing supply of homes for sale. Housing inventory has been increasing since the start of the year, primarily because higher mortgage rates helped cool off the peak frenzy of buyer demand. But what you may not … (2 comments)
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buying myths: Will A Recession Change The Pensacola Housing Market
- 12/25/22 05:56 PM
If you’re wondering what a potential recession could mean for the housing market, here’s what history tells us.
Some Highlights In four of the last six recessions, home prices actually appreciated, only falling during the early 90s and the housing crash in 2008. Mortgage rates, though, declined during each of the previous recessions. If you have questions about buying or selling a home in today’s market, reach out to a trusted real estate professional. Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will give you expert advice on your specific situation.
Buying Or Selling while … (0 comments)
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buying myths: Buying Or Selling You Still Can Win In This Market
- 12/19/22 02:54 PM
With every other news headline talking about our economy, it’s impossible to not think about the impact it will have on real estate.
The truth is: even though the housing market is cooling, it is still nowhere near a normal market.
The question is: do your clients know that?
With media painting a certain picture, many may be thinking the worst about the market, putting their real estate plans on hold, or worse, panicking that we’re going to see a housing collapse.
A RECESSION DOESN’T MEAN HOME PRICES WILL FALL We all remember what happened in 2008, and unfortunately … (4 comments)
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buying myths: What Or Who Is Driving The Market Now In Pensacola Florida?
- 12/16/22 06:14 AM
Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper-competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. Click Here to Continue Reading
Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget … (2 comments)
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buying myths: There Is No Place Like Home For ...
- 12/12/22 08:01 PM
There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it’s a smart decision to buy now or if it makes more sense to wait it out. As Bob Broeksmit, President and CEO of the Mortgage Bankers Association (MBA), explains: Click Here to Continue Reading
Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared to buy your … (2 comments)
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buying myths: There Are Many Advantages To Buying a Home Today And Here Is The Key
- 12/11/22 06:55 PM
There’s no doubt buying a home today is different than it was over the past couple of years, and the shift in the market has led to advantages for buyers today. Right now, there are specific reasons that make this housing market attractive for those who’ve thought about buying but have sidelined their search due to rising mortgage rates. . Click Here to Continue Reading
Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional … (5 comments)
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buying myths: Buyers Would Be Wise To Prioritize Their Wants And Needs
- 12/07/22 04:17 AM
There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a purchase this winter, you’ll need to be strategic so you can find a home that meets your needs and budget. Click Here to Continue Reading
Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of … (5 comments)
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buying myths: Dreaming of Home Ownership Look No Further We Are Your Resource!
- 11/26/22 03:56 AM
If you're a young adult, you may be thinking about your goals and priorities for the months and years ahead. Click Here to Continue Reading
Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared to buy your home before rates climb higher.
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Thinking of Buying, We can help you relocate, find a … (0 comments)
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buying myths: VA Loans: Making Homes for the Brave Achievable
- 11/17/22 07:34 PM
VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house. Homeownership is the American Dream. One way we can honor and thank our veterans is to ensure they have the best information about the benefits of VA home loans.
Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of
experience will give you expert advice on your specific situation.
Buying Or Selling while … (3 comments)
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buying myths: Never Fear We Can Show You How To Save For Your Home Purchase
- 11/08/22 07:03 PM
Budgeting for your home purchase doesn’t have to be scary when you PUT "Charles In Charge" Charles Stallions can show you how doing these three things will put you in the driver's seat toward your next home purchase. Partner with a local real estate advisor so you’ll have an expert on your side to answer any questions you have along the way.
If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is to … (1 comments)
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buying myths: What’s Ahead for Home Prices Pensacola, Pace And Gulf Breeze Florida!?
- 10/27/22 10:59 AM
The housing market is shifting, and it’s a confusing place right now. The best way to navigate that shift is to lean on a trusted real estate professional to help you make confident and informed decisions about what’s happening in your market.
1.3KSHARES 974 103 25 190 As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most likely to happen … (1 comments)
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Are you prepping to buy your first home? If so, one of the steps you should take early on is to make sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Click Here to Continue Reading Bottom Line
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