charles stallions: Pensacola Hottest Homes For Sale From Single Family To Beach Condos. - 02/27/24 07:03 PM
Charles Stallions, a seasoned real estate broker with 28 years of experience, anticipates steady growth in the Pensacola housing market for 2024. Fueled by its picturesque coastline, thriving economy, and desirable lifestyle, housing demand continues to soar. However, potential growth may be moderated by factors like interest rate fluctuations and supply chain disruptions affecting construction. While home prices could experience gradual increases, affordability remains a concern for some prospective buyers. Nevertheless, the market is projected to maintain its strength, offering opportunities for both buyers and sellers in the upcoming year. Monitoring economic indicators and local developments will be essential for informed … (1 comments)

charles stallions: Empowering Seniors: Understanding the Advantages of Reverse Mortgages - 02/19/24 06:48 PM
As individuals approach retirement, financial planning becomes critical to ensuring a comfortable and secure future. Among the myriad financial tools available, reverse mortgages have emerged as a viable option, especially for seniors looking to tap into their home equity without the burden of monthly mortgage payments. In this comprehensive guide, we delve into the advantages of reverse mortgages, shedding light on how they can empower seniors to achieve greater financial flexibility and peace of mind in their golden years. 
Pensacola, Florida: With 28 years of real estate expertise spanning Pensacola, Pace, and Gulf Breeze, Charles Stallions, CRS, CSE (Certified Senior Expert), has … (3 comments)

charles stallions: Why Rent When You Can Buy? Exploring the Benefits of Homeownership - 02/19/24 06:35 PM
In the perennial debate of renting versus buying, the allure of homeownership often stands out as a long-term investment with numerous advantages. While renting offers flexibility and minimal responsibility, purchasing a home presents unique financial, emotional, and practical benefits that can significantly impact one's life and future. Let's explore why buying a home is often more rewarding than renting.
Building Equity: One of the most compelling arguments for homeownership is the opportunity to build equity. With each mortgage payment, you're covering the cost of housing and increasing your ownership stake in the property. Over time, this equity can be a valuable … (3 comments)

charles stallions: Seniors In Gulf Breeze Can Save On Insurance for Appliances - 02/18/24 08:28 AM
In Pensacola, Florida, Charles Stallions, CSE (Certified Senior Expert), leverages 28 years of real estate insight across Pensacola, Pace, and Gulf Breeze to provide invaluable guidance to seniors and their families. From navigating the intricacies of Medicare to implementing strategic tax reduction and asset sales, Charles is a trusted resource. Don't miss out on essential insights tailored for those over 60 and critical advice for your family members—subscribe to his monthly newsletter now.
Hi, I am the Real Estate Senior Expert, Charles Stallions, and I am here to help. Whether you are buying a home, insurance, car, or almost anything, being a … (1 comments)

charles stallions: Mortgage Monday: Down Payment Sources For The First Time Buyer - 02/17/24 06:35 PM
Purchasing your first home is an exciting milestone, but it often comes with a significant financial hurdle: the down payment. For many first-time buyers, scraping together enough money for a down payment can feel daunting. However, various sources of assistance are available to help ease the burden and make homeownership more accessible. Here are some avenues first-time home buyers can explore to secure their down payment:
 
1. Government Programs: FHA Loans: The Federal Housing Administration (FHA) offers loans with lower down payment requirements, typically around 3.5% of the purchase price. These loans are popular among first-time buyers because they have more flexible … (2 comments)

charles stallions: Discover how to make a difference in your Gulf Breeze neighborhood - 02/15/24 06:39 PM
Whether you're a seasoned homeowner or just starting this thrilling chapter, whenever you turn your key, you're not just entering a house but also embedding yourself in a neighborhood. The heartbeat of a vibrant community doesn't solely rest upon pristine lawns or architectural beauty but predominantly on its residents — beautiful folks like you! Consider these suggestions to enjoy your new neighborhood and actively contribute to making it a wonderful place to live.  
Foster Connection - Begin your journey by fostering connections. Introduce yourself to your neighbors, participate in or organize social events, and involve yourself in local gatherings, HOA, … (1 comments)

charles stallions: Persistence Pays Off For Pace Florida Buyers - 02/14/24 07:26 PM
In Pace, Florida, buyers learn firsthand the value of persistence in the competitive real estate market. Charles Stallions, a trusted realtor, is often called "the realtor that can find what others cannot" through his connections with agents and sellers alike. Stallions will do the hard work, albeit time-consuming, and find the proverbial needle in a haystack.
Many buyers give up, but the resistant ones find a realtor like Stallions, who will go above and beyond others to find the right home.
Stallions emphasizes that many first-time buyers often face discouragement, particularly in areas with limited inventory where multiple bids are expected. Many couples … (3 comments)

charles stallions: Going For Sale By Owner In Pensacola Could Cost You Up To 16% or More - 02/14/24 06:58 PM
In Pensacola, Florida, Charles Stallions stands out as a trusted realtor who understands the intricacies of the local market. Home sellers in the area who chose to bypass professional representation have shared their experiences, highlighting the pitfalls they encountered without the guidance of a knowledgeable adviser.
According to a recent survey, homeowners who opted not to use a real estate agent were notably dissatisfied with their selling experience, with twice as many expressing dissatisfaction compared to those who worked with an agent. Many admitted that they underestimated the complexities of selling a home and acknowledged that they likely missed out on potential … (1 comments)

charles stallions: The C-NOTE: A Must for "For Sale By Owner" Listings - 02/11/24 08:19 AM
The C-Note is designed to put HUNDREDS of dollars back in your pocket. There are as many ways to do real estate as there are probably agents, but here at Charles Stallions Real Estate Services, we "do it right," starting with the customer's end in mind. 
 Investing in high-quality photography for your home's marketing is essential because it's the first impression potential buyers have and can significantly impact their interest and perception of your property.  
In today's competitive real estate market, capturing the attention of potential buyers is essential. With the rise of online listings, images have become the first impression … (1 comments)

charles stallions: The C-NOTE: "As Is" may not be the seller's best choice! - 02/11/24 08:02 AM
The C-Note is designed to put HUNDREDS of dollars back in your pocket. There are as many ways to do real estate as there are probably agents, but here at Charles Stallions Real Estate Services, we just "do it right," starting with the customer's end in mind. 
More Important information on selling your home "as is." 
"It Is WHO We 'R " - Sign up for our Monthly Real Estate Newsletter For The Buyer, Seller, and Investor or just the latest local news. We have something for everyone.
We are ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or … (0 comments)

charles stallions: THE C-NOTE: A surviving spouse of a Veteran may be eligible - 02/11/24 07:42 AM
The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, Author, and a 28-year broker of real estate, designed to put HUNDREDS, if not THOUSANDS, of dollars back in your pocket. There are as many ways to do real estate as there are probably agents, but here at Charles Stallions Real Estate Services, we "do it right," starting with the customer's end in mind. 
Click For Information on All Things Real Estate.
"It Is WHO We 'R " - Sign up for our Monthly Real … (0 comments)

charles stallions: Sunday FUNDAY: A Day At Pensacola National Naval Aviation Museum - 02/10/24 07:14 PM
Pensacola is known for its sugar sand beaches from Sanders Beach To Pensacola Beach and many along the way, as well as the nightlife of Downtown Pensacola, sports, and museums. This brings us to today's Sunday FUNDAY. One of the best parts of Pensacola is the many museums The National Naval Museum is an attraction all its own. Experience the magic of flight like never before at the National Naval Aviation Museum, where history comes alive with over 4,000 artifacts and 150 aircraft representing the rich heritage of Navy, Marine Corps, and Coast Guard Aviation. Nestled in the heart of Naval … (1 comments)

charles stallions: THE C-NOTE: Knowing PMI On Your Mortgage Can Save A Buyer Big Time - 02/10/24 06:47 PM
Homebuyers in Pensacola should understand the significance of private mortgage insurance (PMI), particularly with Charles Stallions, a 28-year real estate veteran, emphasizing its impact. Buyers often overlook PMI, necessitating awareness of the potential costs associated with putting less than 20% down on a home purchase.
According to Freddie Mac, as of mid-December, interest rates on 30-year fixed-rate mortgages averaged 6.95%, representing a significant increase compared to rates from just two years prior. Despite projections indicating improvements in the housing market for 2024, many homebuyers will encounter an additional expense in the form of PMI.
PMI is a critical aspect of homeownership that frequently … (1 comments)

charles stallions: Where Should I Go On Valentine's Day 2024 In Pensacola - 02/10/24 06:28 PM
 As February approaches, everyone looks for the perfect way to celebrate Valentine’s Day in Pensacola. Don’t sweat because the city has the ideal romantic ways to celebrate love with your loved ones at Pensacola's best restaurants, events, and attractions.
Here is a refined list of some marvelous venues in Pensacola where you can catch the best Valentine’s Day events and parties of 2024:
Court Of De Luna The Palafox House Seville Quarter Emerald Republic Brewing First United Methodist Church Court Of De Luna Event Space Olive Baptist Church (Pensacola Campus) 514 N Baylen St Luther's Touch of Heaven Ostel Place O'Riley's Irish … (1 comments)

charles stallions: Things To Do And Other Happenings In Pensacola Florida - 02/10/24 05:14 PM
Welcome To Pensacola, Florida. A little about my city, Pensacola, Florida: It bathes in the warm embrace of the Gulf Coast, offering a vibrant coastal lifestyle. Endless white sandy beaches invite residents to unwind and soak up the sun. The city, steeped in history, boasts the iconic Pensacola Lighthouse and the historic district of Seville Square. Locals revel in the diverse culinary scene, savoring fresh seafood delights. With a rich maritime heritage, the National Naval Aviation Museum is a testament to Pensacola's military significance. Residents embrace an active outdoor lifestyle, enjoying water sports, festivals, and community events. Pensacola's charm lies in … (1 comments)

charles stallions: The C-NOTE: Choosing The Right Neighborhood, Schools, Safety And More - 02/10/24 05:12 PM
Choosing the right neighborhood in Pensacola, Florida, requires careful consideration of several factors to ensure it aligns with your lifestyle, preferences, and needs. Whether you're moving with a family, as a young professional, or a retiree, factors like schools, safety, amenities, and community atmosphere play crucial roles in the decision-making process.
First and foremost, schools are often a top priority for families. Pensacola offers a variety of educational options, including public, private, and charter schools. Researching school districts and their performance ratings can help you gauge the quality of education in different neighborhoods. Additionally, proximity to schools and transportation options should be … (0 comments)

charles stallions: The C-NOTE: BUILDING FAMILY EQUITY - 02/07/24 07:06 PM
Charles Stallions, CBR, CRS, is a local historian and real estate expert. Whether buying your first home, an investment property, or downsizing, do as the locals do; call or text Charles at 850-476-4494 and be well informed.  
Home Horizons: Where Family Values and Wealth Unite in Pensacola - Pace, Florida
In the bustling real estate landscape of Pensacola - Pace, Florida, Charles Stallions stands out as the trusted realtor who understands the significance of family values and financial prosperity when buying a home.
For many young adults, purchasing a home marks a monumental achievement. Yet, navigating this journey can be daunting. As a … (1 comments)

charles stallions: The C-NOTE: What to Know About Down Payment Gifts - 02/07/24 06:28 PM
Charles Stallions, CBR, CRS, is a local historian and real estate expert. Whether buying your first home, an investment property, or downsizing, do as the locals do; call or text Charles at 850-476-4494 and be well informed.  
There are many rules and regulations when buying a home in Pensacola through a lender. For instance, your lender will want to know the origin of your down payment funds. If you're contemplating giving or receiving down payment assistance, here's a comprehensive breakdown of the standard rules and prerequisites.
What Constitutes Down Payment Gifts? A down payment gift refers to money given to a buyer … (0 comments)

charles stallions: The C-NOTE: Little-Known Things to Look for When Buying a Home - 02/05/24 08:06 PM
Charles Stallions, CBR, CRS, is a local historian and real estate expert. Whether buying your first home, an investment property, or downsizing, do as the locals do; call or text Charles at 850-476-4494 and be well informed.  
Unlocking the Secrets: Little-Known Things to Look for When Buying a Home on the Gulf Coast with Real Estate Broker Charles Stallions
Pensacola: Buying a home is one of the most significant investments you'll make in your lifetime, especially when it's nestled along the captivating Gulf Coast. With its pristine beaches, stunning sunsets, and vibrant communities, the Gulf Coast offers a slice of paradise for … (1 comments)

charles stallions: THE C-NOTE: Mortgage Monday: Market Minutes and Other Updates - 02/04/24 06:11 PM
Average Long-Term Mortgage Rate Eases to 6.63%  Freddie Mac’s chief economist said rates will continue decreasing as inflation decelerates. Mortgage rates are at one of the lowest levels in a year. 

Pensacola — The average long-term U.S. mortgage rate eased this week, welcome news for prospective homebuyers as the spring homebuying season approaches.
The average rate on a 30-year mortgage fell to 6.63% from 6.69% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.09%.
Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also fell this week, pulling the average … (0 comments)

 
Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl. (Charles Stallions Real Estate Services )

Charles Stallions

850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.

Pensacola, FL

More about me…

Charles Stallions Real Estate Services

Address: 139 E. Burgess Rd, Pensacola, fl, 32503

Office: (850) 478-8811

Mobile: (850) 476-4494

Why Pay More To Get Less? Charles Stallions Real Estate Services charges a flat fee of $2995 PLUS 3% if you want to be in the MLS. What do you get? Our 27 Step Selling System including Your home distributed to over 400 Websites, Premier Agent marketing on Zillow & Trulia, including print advertising in the #1 magazine, Open Houses, Tour Of Homes -Auction style AND that is just in the first week. Call 800-309-3414 for over the phone analysis with no obligations.


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