conventional loan: Mortgage Monday: Let Us Help You Starting With Securing The Mortgage
- 03/19/24 07:23 PM
When purchasing a home in Pensacola, Charles Stallions is your go-to realtor for expert guidance. A home represents the single largest purchase for most individuals, and in recent years, the cost of homes has significantly increased.
For many, purchasing a home involves obtaining a mortgage, as few buyers can afford to pay in cash outright. Mortgages, secured by the property, facilitate home ownership, with the title transferring to homeowners upon full repayment.
Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether it's a VA, FHA, conventional, or non-traditional loan for … (1 comments)
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conventional loan: Finding The Right Mortgage Is As Easy As having An Expert On Your Side
- 03/08/24 07:12 PM
As mortgage rates turn downward, Charles Stallions, our esteemed real estate expert, observes a notable rebound in mortgage applications. This trend underscores the sensitivity of homebuying demand to interest rate fluctuations.
According to Freddie Mac's latest data, the average rate for a 30-year fixed-rate mortgage dipped to 6.88% this week, marking the first decline in borrowing costs in over a month. Stallions emphasizes the significance of this shift, highlighting how even minor mortgage rate adjustments can swiftly influence prospective homebuyers' behavior.
Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether … (3 comments)
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conventional loan: Mortgage Rates Are Well Below Historical Norms In Pensacola
- 01/18/24 02:15 PM
Home buyers in Pensacola who are holding off on their purchases in hopes of lower mortgage rates may need to reconsider their strategy. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.6% this week, still below the historical norm of 7.74%. Furthermore, experts predict that mortgage rates will continue to decline throughout the year.
Jessica Lautz, deputy chief economist of the National Association of REALTORS®, encourages home buyers to take advantage of the ongoing drop in mortgage interest rates. She highlights that this week's average mortgage rates are the lowest in eight months. For those considering a home purchase, Lautz suggests … (3 comments)
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conventional loan: C-NOTE: Renting Vs Buying Oh My We Can Help You Buy A Home?
- 01/13/24 08:40 PM
"Explore our latest inventory of homes by, or conduct your search at your convenience.
Check out the latest Guide to Buying a Home.
Check out the latest Guide to Selling Your Home.
Owner financing, FHA, VA, Conventional, Rent to Own put our 28 years of KNOWING how to do it. If you want to own a home, call or text 850-476-4494; we have programs that will work for any buyer.
For Mortgage 101 guidance, whether it's about financing, refinancing, or understanding the process, start here. We undertake the research for you, covering VA, FHA, Conventional, or non-traditional loans, making the process smoother.
Learn about getting a … (0 comments)
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conventional loan: Mortgage Monday: FHA, VA, Conventional Loans We Have Them In Pensacola
- 10/08/23 04:08 PM
How to get a Mortgage and FREE Credit Report
Thinking of buying use our Broker Buying System to do your searches, find out the actual value of each home before you make an offer, property disclosures at your fingertips, home inspection reports, and any work that has or may have been done to the home before seller putting a home on market. Charles Stallions Real Estate Services will be with you every step of the way.
Looking for that perfect home at a price you want to pay click here My Home own search! and do it yourself or as one of our experts … (1 comments)
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conventional loan: Mortgage Monday: How To Get A FHA Loan In Pensacola Florida
- 09/24/23 12:09 PM
FHA loans are typically considered the "easiest" mortgage to get if you're looking to buy a house. You can get an FHA loan with a 580 credit score, or 500 if you make a 10% down payment.
Below is the cheat sheet I use to see what it takes to qualify now granted you may not make as much or want to spend as much so adjust the numbers to fit your situation or just call or text Charles at 850-476-4494 for a 5-minute "what do I qualify for?
How much do I need to make for a $250,000 house? A $250,000 … (1 comments)
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conventional loan: Mortgage Monday: The Ins And Outs Of Buying A Home
- 07/09/23 09:00 AM
Mortgage 101 it all starts here we do the research for you whether a VA, FHA, Conventional, or non-traditional. We can help take the challenges out of the equation.
How to get a Mortgage and FREE Credit Report
Thinking of buying use our Broker Buying System to do your searches, find out the actual value of each home before you make an offer, property disclosures at your fingertips, home inspection reports, and any work that has or may have been done to the home before seller putting a home on market. Charles Stallions Real Estate Services will be with you … (0 comments)
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conventional loan: Mortgage Monday: Saving for a Down Payment? What You Need To Know.
- 06/19/23 06:09 PM
Pensacola, Pace or Gulf Breeze Florida we are the EXPERTS. If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20% down. That doesn’t necessarily have to be the case. As the National Association of Realtors (NAR) notes:
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Mortgage 101 it all starts … (3 comments)
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conventional loan: Mortgage Monday: Wait Did The Feds Just Lower Rates
- 05/08/23 07:10 AM
Fed’s latest hike pushes mortgage rates down By Movement Staff
MAY 5, 2023 A 10th straight hike brought us to a 16-year high of the federal funds rate this past week as the Federal Open Market Committee approved a 25-basis point rate increase. Now, the overnight lending rate stands at 5.25%. The move was highly anticipated, and expected, but the FOMC members made a notable omission in their language announcing the hike—they took out the wording that indicated future rate hikes are likely.
The announcement was a boon for the mortgage industry on the day of the announcement as the 10-year … (1 comments)
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conventional loan: Mortgage Monday: Pre-Approval Mortgage 101 We Got Your Loan
- 01/08/23 06:44 PM
Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determines how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know your offer is serious. Connect with a trusted professional to learn more and start your homebuying process today.
A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC] Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will … (0 comments)
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conventional loan: Shopping For A Mortgage We Can Help VA, FHA, Conventional Or By Owner
- 01/04/23 07:50 PM
Our experts say borrowers stand to save from around $1,500 to $3000 by comparison shopping and gathering multiple quotes from lenders.
By Melissa Dittmann Tracey
WASHINGTON – As mortgage rates surge and remain volatile, it’s becoming increasingly necessary for home buyers to shop around for a loan to find savings. According to Freddie Mac, borrowers potentially could save an average of $1,500 over the life of a loan by gathering one additional rate quote from a lender. And borrowers could save even more by gathering five different quotes from lenders—up to $3,000, Freddie Mac research shows.
Every dollar may … (1 comments)
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conventional loan: Lets Talk Home Loans And What Works For YOU!
- 06/06/22 06:41 AM
There isn't a one size fits all home loan that pays or shall I say saves you a lot of money by having a realtor that knows not only real estate, and appraisals but mortgages as well. Now Listen it is just who We "R" a company you will trust and refer friends and family to Call or Text Charles at 850-476-4494. God Bless 1.4KSHARES 1.2K 74 4 141 Why Home Loans Today Aren’t What They Were in the Past In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that … (1 comments)
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conventional loan: Your Mortgage 101 Basic Questions Answered
- 05/20/22 07:02 AM
First-time homebuyers often have more questions than answers, and it can be frustrating not to mention one mortgage does not fit all. Even those who attempt to research and study the process get bogged down in acronyms and large, scary-looking numbers. However, if you’ve never bought a home, a clear understanding of the answers to the most basic mortgage questions builds confidence to ask more detailed questions later during the process.
Experienced real estate professionals are the key to your quest for mortgage knowledge. Agents and bankers who know their trade can easily translate lending details into information an everyday person … (0 comments)
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conventional loan: Pensacola Fla 32514, Housing 'relief' left scars for many Since 2010
- 08/14/16 01:06 PM
We SELL Homes in Pensacola Florida 32514, Housing 'relief' left scars for many Since 2010, thousands of homeowners contend they were cheated by people they trusted to help renegotiate mortgage loans or stave off foreclosure. Read more. We are SOLD on Pensacola and think you will too from our Buyers Rebates to our Free Foreclosure List and all things real estate we hope to SELL you on Pensacola as well. We not only can help you find a home we can help you find a baby sitter, a job, a dog park even a zoo. From our homes, schools to our churches … (0 comments)
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conventional loan: How soon can I refinance an FHA mortgage
- 12/11/12 10:15 PM
Here in Pensacola some things about FHA loans as well as Conentional and VA Loans are just simply misunderstood. If you are having difficulty either understanding or finding a FHA, VA or Conventional lender give us a call, we will help you. I have put together with the help of several lenders of FHA, VA and Conventional Loan a FREE packet that deals with each type of loan and which one FHA, VA or Conventional loan will work for you. Call today, OUR ONLY INTEREST IS IN YOU.
Property Management for $50 Flat fee monthly
THOUSANDS OF HOMES.... One Address … (1 comments)
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When purchasing a home in Pensacola, Charles Stallions is your go-to realtor for expert guidance. A home represents the single largest purchase for most individuals, and in recent years, the cost of homes has significantly increased.
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