first time buyers: Two Fact Tuesday: First Time Buyers And Retirees - 10/31/23 04:48 PM
SeventyFour / Getty Images OCTOBER 12, 2023 Share this article: FacebookTwitterLinkedInPrintShare Upside to Current Market? Increase in First-Time Buyers A pullback in move-up buyers and investors has helped first-timers become 50% of the homebuyer market, a jump from 37% in 2021.
NEW YORK – Half of all homebuyers are purchasing their first home, the highest share that Zillow has ever recorded. Zillow’s 2023 Consumer Housing Trends Report finds that first-time buyers now make up 50% of all homebuyers, up from 45% last year and a meaningful jump from 37% in 2021. The share of first-time buyers likely hasn’t been this high since around 2010, … (0 comments)

first time buyers: Two For Tuesday: Home Affordability, Key Terms A Buyer Should Know - 03/12/23 02:39 PM
Two for Tuesday and made up of two very important facts about the same subject whether buying, selling, or other real estate questions and concerns.  The 3 Factors That Affect Home Affordability   If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, and Deputy Chief Economist at CoreLogic, shares: Click Here to Continue Reading
Key Terms To Know When Buying a Home [INFOGRAPHIC] Some Highlights  
Buying a home is a major transaction that … (1 comments)

first time buyers: Gulf Breeze Experts: What Buyer Activity Tells Us About the Market - 03/07/23 05:26 AM
New Listing Hotsheet For Gulf Breeze Florida 
    Though the housing market is no longer experiencing the frenzy of a year ago, buyers are showing their interest in purchasing a home. According to U.S. News: Click Here to Continue Reading & Share
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Thinking of SELLING, YOU PAY US $2995. Flat Fee and 2.5% for the agent or agents selling your home, not the average 6 or 7% charged by others, saving the average homeowner $12077.00. We use a 106 Step Selling System with 28 that are specific to the marketing of your home.
If you’re ready … (1 comments)

first time buyers: Two For Tuesday: Down Payments and Avoiding The Rental Trap - 02/27/23 04:18 AM
  Wondering How Much You Need To Save for a Down Payment? If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be.. Click Here to Continue Reading
 
 
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Thinking of Buying, We can help you relocate, find a job, a daycare, and great places to eat, … (1 comments)

first time buyers: Financial Fundamentals for First-Time Homebuyers - 01/24/23 12:41 PM
Are you prepping to buy your first home? If so, one of the steps you should take early on is to make sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Click Here to Continue Reading Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared … (2 comments)

first time buyers: Mortgage Monday: Financial Fundamentals for First-Time Homebuyers - 01/24/23 12:41 PM
Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Click Here to Continue Reading Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will give you expert advice on your situation.
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first time buyers: What Makes a House a Home? - 01/06/23 07:22 PM
There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Click Here to Continue Reading   Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared to buy your home before rates climb higher.
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first time buyers: When Is A Good Time To Buy Or Sell WHen It Fits Your Needs - 01/04/23 05:03 AM
Somebody once said "don't let a good crisis go to waste" probably the same person that said to wait till the price goes down to buy. Look the bottom line is don't let someone else live your dream. There is always going to be THIS or THAT in life, the sky is always falling and there is always a crisis somewhere and maybe it is even 5 O'clock somewhere so live your life cause no matter what happens or what doesn't you can be happy with your decision. I always say if you want it and can afford it then do … (1 comments)

first time buyers: What Or Who Is Driving The Market Now In Pensacola Florida? - 12/16/22 06:14 AM
      Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper-competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. Click Here to Continue Reading
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Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget … (2 comments)

first time buyers: There Are Many Advantages To Buying a Home Today And Here Is The Key - 12/11/22 06:55 PM
    There’s no doubt buying a home today is different than it was over the past couple of years, and the shift in the market has led to advantages for buyers today. Right now, there are specific reasons that make this housing market attractive for those who’ve thought about buying but have sidelined their search due to rising mortgage rates. . Click Here to Continue Reading
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Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional … (5 comments)

first time buyers: Buyers Would Be Wise To Prioritize Their Wants And Needs - 12/07/22 04:17 AM
    There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a purchase this winter, you’ll need to be strategic so you can find a home that meets your needs and budget. Click Here to Continue Reading
Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of … (5 comments)

first time buyers: Despite Interest Rates Now Could Be The Time To Buy - 12/04/22 06:13 PM
(Getty Images)
 By Margaret Heidenry
  EnvelopeFacebookTwitterLinkedinPinterest As the housing market barrels toward the end of the year and all of its holiday trimmings, potential homebuyers are likely wondering what’s in store for the coming season.
Home shoppers looking for lower asking prices can officially check that off their wish list. November’s median home list price of $416,000 was much more wallet-friendly than June’s record high of $449,000, according to a recent report from Realtor.com®.
Yet the volatile real estate landscape is not quite ready to bring only glad tidings. High mortgage rates—which, as of Wednesday, hovering at 6.58% for a 30-year fixed-rate loan—are a … (3 comments)

first time buyers: Homeownership Has Its Emotional Benefits - 12/02/22 06:13 AM
While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move.
 
Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared to buy your home before rates climb higher. Click Here to Continue Reading
 
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How to get a Mortgage and FREE Credit Report   
Thinking of Buying, We can help … (3 comments)

first time buyers: What Buyers Need To Know About the Inventory of Homes - 11/26/22 04:06 AM
If you’re ready to jump into the housing market and see what’s available in your local area, connect with a trusted real estate professional today.
My Home own search! 

How to get a Mortgage and FREE Credit Report   
Thinking of Buying, We can help you relocate, find a job, a daycare, and great places to eat, shop, and play along the gulf coast. It all starts by clicking here. Put my over 27-plus years to work in your best interest. We are ambassadors to the Gulf Coast of Florida got a question just email us or text us. 
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first time buyers: Dreaming of Home Ownership Look No Further We Are Your Resource! - 11/26/22 03:56 AM
If you're a young adult, you may be thinking about your goals and priorities for the months and years ahead. Click Here to Continue Reading
 
Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared to buy your home before rates climb higher.
 
My Home own search! 
How to get a Mortgage and FREE Credit Report   
Thinking of Buying, We can help you relocate, find a … (0 comments)

first time buyers: Maybe It Is Time To Add New Homes to Your Search - 11/20/22 05:52 AM
If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built home, you may have even more options and incentives than you realize. That may be why the National Association of Home Builders (NAHB) says the share of buyers looking for new construction is increasing: Click Here to Continue Reading Bottom Line Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. … (0 comments)

first time buyers: Will Mortgage Rates Come Down, It’s Just a Matter of Time - 11/20/22 05:36 AM
Mortgage rates will come down – it’s just a matter of time. The hope is we continue to see more positive news on inflation, and that’ll bring mortgage rates down. This will give prospective homebuyers more buying power and lead to more homeowners throughout the country. Click Here to Continue Reading
Bottom Line
Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a real estate professional to understand your budget and how you can be prepared to buy your home … (1 comments)

first time buyers: What Is Your Credit Score and Ways To Improve If needed! - 11/20/22 05:31 AM
Many people know what a credit score is, and some know their personal score. But it has such a large impact on lifetime finances that it’s important to know more.   courtneyk / getty images NOVEMBER 11, 2022 Share this article: FacebookTwitterLinkedInPrintShare Credit Scores: How Are They Calculated? By Adriana Morga NEW YORK (AP) – You know credit scores exist. You might even know what yours is. But do you know how it’s calculated and why it’s important?
Your credit score affects whether you can get a credit card, rent an apartment, buy a house, start a business, or even get a … (2 comments)

first time buyers: If You Think Millennials Missed The Buying Process Think Again! - 11/17/22 07:35 PM
While many millennials are disappointed that their homeownership plans have stalled, it’s a good time to reevaluate and adjust their interest-rate expectations. To Millennials Who Nixed Home Buying: What Now? By Sara Rathner  
NEW YORK – Millennials are in peak nesting mode. We want the outdoor space many apartments lack or the room to grow that a starter house doesn’t offer. There’s just a not-so-small problem.
The median existing-home sales price of U.S. homes was $389,500 in August, according to the National Association of Realtors®. That’s a 7.7% increase from August 2021. The average interest rate for 30-year fixed-rate mortgages … (5 comments)

first time buyers: What’s Ahead for Mortgage Rates and Home Prices? - 11/17/22 07:24 PM
Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your best move possible.
 
Mortgage Rates Will Continue To Respond to Inflation There’s no doubt mortgage rates have skyrocketed this year as the market responded to high inflation. The increases we’ve seen were fast and dramatic, and the average 30-year fixed mortgage rate even surpassed 7% at the end of last month. In … (1 comments)

 
Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl. (Charles Stallions Real Estate Services )

Charles Stallions

850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.

Pensacola, FL

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Charles Stallions Real Estate Services

Address: 139 E. Burgess Rd, Pensacola, fl, 32503

Office: (850) 478-8811

Mobile: (850) 476-4494

Why Pay More To Get Less? Charles Stallions Real Estate Services charges a flat fee of $2995 PLUS 3% if you want to be in the MLS. What do you get? Our 27 Step Selling System including Your home distributed to over 400 Websites, Premier Agent marketing on Zillow & Trulia, including print advertising in the #1 magazine, Open Houses, Tour Of Homes -Auction style AND that is just in the first week. Call 800-309-3414 for over the phone analysis with no obligations.


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