mortgage to closing: Cheap Must-Haves to Make Laundry a Breeze in Pensacola Florida - 02/11/21 10:24 AM
Charles Stallions Real Estate
Cheap Must-Haves to Make Laundry a Breeze Not many homeowners look forward to household chores, but there are few chores that feel quite as endless as laundry. If you dread this seemingly infinite task, there are a few tools that could make your laundry days a little easier. These inexpensive must-haves should be at the top of your shopping list if you want to make your next laundry day a breeze.
Dryer Balls
If you’re tired of dealing with messy fabric softener and loathe picking up the dozens of disposable dryer sheets that find their way into … (2 comments)

mortgage to closing: Documenting Your Assets - Verifying Your Down Payment - 02/09/21 06:12 PM
Documenting Your Assets - Verifying Your Down Payment  
When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to verify where the money for your new home will be coming from. If you can document that the funds are coming from your personal savings, the lender is more confident of your strength as a borrower.
In addition, if you can verify that you have additional assets that are not needed for the down payment, it is important to document those, too. Additional assets are … (1 comments)

mortgage to closing: Pace Realtor explains Closing Costs When Buying or Refinancing a Home - 02/09/21 05:42 PM
Pace Realtor explains Closing Costs When Buying or Refinancing a Home   This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender. There are two broad categories of closing costs. Non-recurring closing costs are items that are paid once and you never pay again. Recurring closing costs are items you pay time and again over the course of home ownership, such as property taxes and homeowner’s insurance. Some of the items … (1 comments)

mortgage to closing: Pace Realtor Adjustable Rate Mortgages - The Basics - 02/09/21 05:32 PM
Pace Realtor Adjustable Rate Mortgages - The Basics  
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate.
Every ARM has basic components:
An index A margin Adjustment Period An interest rate cap An initial interest rate The Index An ARM’s interest rate is tied to one of many economic indices, some examples of which are the 1-year constant maturity Treasury security, the Cost of Funds Index, or the London Interbank Offered Rate. Different indices move at different rates so know … (1 comments)

mortgage to closing: Pensacola Realtor Explains Adjustable Rate Mortgages - The PROS & CONS - 02/09/21 05:28 PM
Pensacola Realtor Explains Adjustable Rate Mortgages - The PROS & CONS  
Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. So let’s explore that issue.
Offering adjustable rates allows lenders to transfer part of the interest rate risk from themselves to the borrower. If you get a fixed rate mortgage and the interest rate then goes up, it costs the lender money. However, if you have an adjustable rate mortgage, as the interest rate goes up, so does your payment, thus compensating the lender. Adjustable rate … (2 comments)

mortgage to closing: Pensacola Realtor Explains Why You Do You Need Title Insurance? - 02/09/21 05:18 PM
  Pensacola Realtor Explains Why You Do You Need Title Insurance?  
Title Insurance.
It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably familiar with the benefits and procedures of title insurance. But if this is your first home, you may wonder, “Why do I need another insurance policy? It’s just one more bill to pay.”
The answer is simple: The purchase of a home is most likely one of the most … (1 comments)

mortgage to closing: The Functions of an Escrow Explained by your Pensacola Realtor - 02/09/21 05:12 PM
The Functions of an Escrow Explained by your Pensacola Realtor  
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledgeable manner. For the protection of buyer, seller and lender, the escrow process was developed.
As a buyer or seller, you want to be certain all conditions of sale have been met before property and money change hands. The technical definition of an escrow is … (4 comments)

mortgage to closing: Charles Stallions explains 6 Things You Should Know About Insurance - 02/07/21 10:32 AM
Charles Stallions explains 6 Things You Should Know About Homeowners Insurance
If, as is often the case, your home is your biggest investment, it stands to reason you want to protect it against damage, theft or other disasters. Your lender, who also has a stake in the property, wants to protect it, too. In fact, they will require proof of insurance coverage before you can close on the purchase. If you are ready to purchase homeowners insurance, here are six things you need to know:
1. There Are Different Types of Policies.
Policies differ in terms of what they cover, … (1 comments)

mortgage to closing: Pensacola Realtor: How to Keep Your House From Getting Cluttered - 02/07/21 10:27 AM
Pensacola Realtor: How to Keep Your House From Getting Cluttered
You probably want to keep your home neat and organized, but it’s easy to let things slide because you’re busy or distracted and later find yourself overwhelmed with clutter. Changing your habits will take some work, but the payoff is worth it. Get Rid of Things You Don’t Need and Organize the Things You Do
Go through your closets and pare down your wardrobe to pieces that fit and that you wear on a regular basis. Do the same with your kids’ clothes and toys and items in your garage, basement, … (2 comments)

mortgage to closing: Pensacola Realtor explains How to Keep Your Kids Safe Around Water - 02/07/21 08:06 AM
Pensacola Realtor explains How to Keep Your Kids Safe If You Live Near a Body of Water
 Living near a lake, pond, river or ocean can allow your whole family to bond while swimming and participating in other water-based activities. Always keep your children’s safety top of mind. Take Precautions
Make sure the house has locks that young children can’t unlock when no one is watching. If it’s possible to put up a fence with a locked gate to keep your kids away from the water, even better.
An accidental drowning can happen in seconds. If your kids aren’t strong swimmers, … (2 comments)

mortgage to closing: Charles Stallions Explains: The Best Plants to Buy - 02/07/21 08:01 AM
Charles Stallions Explains: The Best Plants to Buy for Perfectly Styled Shelves
A beautiful shelf should contain more than just books or knick-knacks, especially if it is on display in a prominent room in your home. To ensure that your shelf is wonderfully styled and has a pleasing visual interest, display your favorite items and photos alongside some fresh greenery. 
Snake Plants. Also known as mother-in-law’s tongue or sansevieria, these low-maintenance plants are striking and hardy, making them the perfect shelf plant for anyone lacking a green thumb. These plants are forgiving if they’re forgotten about for periods of time—and while … (1 comments)

mortgage to closing: Charles Stallions explains, Get Mortgage Quotes From Multiple Lenders - 02/07/21 07:55 AM
Charles Stallions explains Why You Should Get Mortgage Quotes From Multiple Lenders
Getting pre-approved for a mortgage can be complicated and time-consuming. If you’re planning to buy a house, you might not want to go through that process again and again with numerous lenders, but you should. It could pay off in the form of significant savings over the life of your loan. Reasons to Request Several Quotes
Lenders offer mortgages with a variety of terms. Mortgage points, also known as discount points, are fees that you can pay upfront to lower your interest rate and save money each month. The … (0 comments)

mortgage to closing: Charles Stallions explains How to Clean Your House Like a Pro - 02/07/21 07:48 AM
Charles Stallions explains How to Clean Your House Like a Pro
  When it comes to cleaning your house – the seemingly never-ending task – you most likely find a spot that’s almost always missed. Some people bring a professional house cleaner into their home, however, not everyone can afford to do so. These tips will help you clean your home, and keep it clean, like a pro.
Declutter, Then Clean 
The first task you should tackle before you start the cleaning process is to declutter. Instead of moving things around while you’re dusting or vacuuming, move clutter and small items … (2 comments)

mortgage to closing: PENSACOLA FLORIDA: Benchmark U.S. 30-Year Mortgage Rises Slightly - 01/21/21 05:15 AM
Pensacola Florida: Benchmark U.S. 30-Year Mortgage Rises Slightly to 2.67%
After hitting a new record-low of 2.66% the week before, Freddie Mac said on Thursday that the average rate for a 30-year, fixed-rate mortgage bumped 0.01% higher. Read more
 
All Knowing and all Things Known in Real Estate
 
Pensacola's Real Estate Q&A? What is Title Insurance, Escrows and closings explained in simple terms? GET REAL ANSWERS
 
Gulf Breeze, Pace and Pensacola Happenings
 
Lettuce Eat?
 
The funniest Thing?
 
Repair This Mr. Handy Man?
 .
Latest Home Offerings  
My Home own search!
Sign up for our Monthly Newsletter what’s happening here on the gulf and homes for sale.
 
Want … (1 comments)

mortgage to closing: PENSACOLA FLORIDA: NAR: Nov.’s Pending Home Sales Slide 2.6% - 01/20/21 04:58 PM
Pensacola Florida: NAR: Nov.’s Pending Home Sales Slide 2.6%
It’s the third consecutive month-to-month declines for signed contracts, but in a year-to-year comparison, they were up 16.4% – and every division was up double digits. Read more
 
Pensacola's Real Estate Q&A? What is Title Insurance, Escrows and closings explained in simple terms? GET REAL ANSWERS  
Gulf Breeze, Pace and Pensacola Happenings
 
Lettuce Eat?
 
The funniest Thing?
 
Repair This Mr. Handy Man?
 .
Latest Home Offerings  
My Home own search!
Sign up for our Monthly Newsletter what’s happening here on the gulf and homes for sale.
 
Want to know the TRUE VAULE of your Home in Today's … (0 comments)

mortgage to closing: PENSACOLA FLORIDA: Case-Shiller: Home Prices Up 1.4% Month-to-Month - 01/20/21 04:44 PM
Pensacola Florida: Case-Shiller: Oct. U.S. Home Prices Up 1.4% Month-to-Month
The head analyst calls it “surprising strength,” noting that Oct. prices rose 8.4% year-to-year – even higher than Sept.’s surprising 7.0% increase. Read more
 
Pensacola's Real Estate Q&A? What is Title Insurance, Escrows and closings explained in simple terms? GET REAL ANSWERS
 
Gulf Breeze, Pace and Pensacola Happenings
 
Lettuce Eat?
 
The funniest Thing?
 
Repair This Mr. Handy Man?
 .
Latest Home Offerings  
My Home own search!
Sign up for our Monthly Newsletter what’s happening here on the gulf and homes for sale.
 
Want to know the TRUE VAULE of your Home in Today's Market 
 
Thinking of SELLING We Charge … (0 comments)

mortgage to closing: PENSACOLA FLORIDA: Landlord Relief Is On the Way But WHEN! - 01/18/21 07:45 PM
Pensacola Florida: Landlord Relief Is On the Way But Timeline Still Unclear
The pandemic relief bill has $25B for rental assistance that landlords can request on behalf of tenants. But the president must sign it and each state must distribute it. Read more
 
Pensacola's Real Estate Q&A? What is Title Insurance, Escrows and closings explained in simple terms? GET REAL ANSWERS
 
Gulf Breeze, Pace and Pensacola Happenings
 
Lettuce Eat?
 
The funniest Thing?
 
Repair This Mr. Handy Man?
 .
Latest Home Offerings  
My Home own search!
Sign up for our Monthly Newsletter what’s happening here on the gulf and homes for sale.
 
Want to know the TRUE VAULE … (1 comments)

mortgage to closing: PENSACOLA FLORIDA: Housing Market: Sales, Median Prices, Listings Up - 01/18/21 07:42 PM
Pensacola Florida: Fla.’s Nov. Housing Market: Sales, Median Prices, New Listings Up
Florida Realtors’ data: Single-family home sales are up 22.9% year-over-year, median sales price up 14.1%; condo sales up 30.2%, median price up 16.9%. Chief Economist O’Connor: All 22 of Fla.’s metros saw gains in closed sales – but inventory remains far below normal levels. Read more
 
Pensacola's Real Estate Q&A? What is Title Insurance, Escrows and closings explained in simple terms? GET REAL ANSWERS
 
Gulf Breeze, Pace and Pensacola Happenings
 
Lettuce Eat?
 
The funniest Thing?
 
Repair This Mr. Handy Man?
 .
Latest Home Offerings  
My Home own search!
Sign up for our Monthly Newsletter what’s … (1 comments)

mortgage to closing: PENSACOLA FLORIDA: Bill Signed: Rental Assistance, Stimulus Checks - 01/18/21 07:38 PM
Pensacola Florida: Bill Signed: Rental Assistance, Stimulus Checks On the Way
After a short delay, the president signed a COVID relief package that offers financial help to landlords who cannot evict tenants during the pandemic, and $600 payments for many Americans. NAR posted updated info on how the rental-reimbursement program will work. Read more
  Pensacola's Real Estate Q&A? What is Title Insurance, Escrows and closings explained in simple terms? GET REAL ANSWERS
 
Gulf Breeze, Pace and Pensacola Happenings
 
Lettuce Eat?
 
The funniest Thing?
 
Repair This Mr. Handy Man?
 .
Latest Home Offerings  
My Home own search!
Sign up for our Monthly Newsletter what’s happening here on … (1 comments)

mortgage to closing: PENSACOLA FLORIDA: How to Stay Organized With Limited Storage Space - 01/14/21 07:19 PM
Pensacola Florida: How to Stay Organized If You Have Limited Storage Space
 
Pensacola's Real Estate Q&A? What is Title Insurance, Escrows and closings explained in simple terms? GET REAL ANSWERS
 
Gulf Breeze, Pace and Pensacola Happenings
 
Lettuce Eat?
 
The funniest Thing?
 
Repair This Mr. Handy Man?
 .
Latest Home Offerings  
My Home own search!
Sign up for our Monthly Newsletter what’s happening here on the gulf and homes for sale.
 
Want to know the TRUE VAULE of your Home in Today's Market 
 
Thinking of SELLING We Charge a flat fee (Fair Fee) of $2995 to sell your home. We use our 27 step Home Marketing System designed to … (1 comments)

 
Charles  Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl. (Charles Stallions Real Estate Services )

Charles Stallions

800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.

Pensacola, FL

More about me…

Charles Stallions Real Estate Services

Address: 139 E. Burgess Rd, Pensacola, fl, 32503

Office: (800) 309-3414

Mobile: (850) 476-4494

Email Me

Why Pay More To Get Less? Charles Stallions Real Estate Services charges a flat fee of $2995 PLUS 3% if you want to be in the MLS. What do you get? Our 27 Step Selling System including Your home distributed to over 400 Websites, Premier Agent marketing on Zillow & Trulia, including print advertising in the #1 magazine, Open Houses, Tour Of Homes -Auction style AND that is just in the first week. Call 800-309-3414 for over the phone analysis with no obligations.


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