selling: PENSACOLA, FLA: Recession Lesson Learned: Fewer Refi Cash-Out Deals
- 12/25/20 03:58 PM
Pensacola, Florida: Recession Lesson Learned: Fewer Refi Cash-Out Deals In the Great Recession, home prices skyrocketed, owners took out equity in a refinance, prices fell and foreclosures mounted. But today, cash-out refis are at a 7-year low. Read more
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selling: PENSACOLA, FLORIDA: ‘If I Wait, Home Prices Will Come Down
- 12/25/20 03:53 PM
Pensacola, Florida: ‘If I Wait, Home Prices Will Come Down’ – but Will They? Market predictions are difficult, and 2021 has wild cards. Will the pandemic end? Will a host of sellers list their home if they think it’s safe again? Still, prices and interest rates will probably keep rising next year, and most experts say it’s smart to buy sooner rather than later. Read more
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selling: PENSACOLA, FLORIDA: Remodeling owners Should Update Their Insurance
- 12/25/20 03:49 PM
Pensacola, Florida: Remodeling Homeowners Should Also Update Their Insurance A remodeled home is worth more – and the cost to replace it goes up. Some remodeling owners could find themselves underinsured should a disaster strike. Read more
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selling: PENSACOLA, FLORIDA: Pandemic Fears Fuel New Appliance Options
- 12/25/20 03:43 PM
Pensacola, Florida: Pandemic Fears Fuel New Appliance Options Appliance manufacturers are pushing refrigerators with sterilizing ultraviolet lights and germ-killing washing machines during the pandemic. Read more
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selling: PENSACOLA, FLORIDA: Lumber Tariff Cut Could Help Buyers of New Homes
- 12/25/20 03:38 PM
Pensacola, Florida: Lumber Tariff Cut Could Help Buyers of New Homes The Commerce Dept. lowered the tariff from 20% to 9%. Higher lumber prices aren’t caused exclusively by tariffs, but lumber prices for a new home are up $10K-$15K. Read more
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selling: PENSACOLA, FLORIDA: RE Q&A: How Can I Get Ex’s Name Off Deed?
- 12/25/20 03:34 PM
Pensacola, Florida: RE Q&A: How Can I Get Ex’s Name Off Deed? The divorce agreement called for an ex-husband to deed the family home over to his ex-wife – but he didn’t. How can this be fixed if she can’t track him down? Read more
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selling: PENSACOLA, FLORIDA: FHA 2021 Loan Limits Starting at $356,362
- 12/24/20 06:41 AM
Pensacola, Florida: FHA Announces 2021 Loan Limits Starting at $356,362 The limit for Title II and reverse mortgages rises from this year’s base of $331,760. In high-cost areas, the limit can go as high as $822,375, up from $765,600 in 2020. Read more
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selling: PENSACOLA, FLORIDA: 25 and Ready to Buy? How will Gen Z Effect US
- 12/24/20 06:38 AM
Pensacola, Florida: 25 and Ready to Buy? We’ll See with Gen Z Florida Realtors economist: Gen Z (oldest members turn 25 this year) faces unique obstacles with a pandemic marking their entrance into adulthood. Here’s what we know right now about their homeownership potential. Read more
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selling: TOP STORIES: Mortgage Rates Drop to 2020’s 14th Record Low: 2.71%
- 12/24/20 06:34 AM
TOP STORIES: Mortgage Rates Drop to 2020’s 14th Record Low: 2.71% It’s only a slight drop from last week’s 2.72%, but it’s enough to break another record. One year ago, the rate for a 30-year mortgage loan averaged 3.68%. Read more
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selling: TOP STORIES: U.S. Construction Spending Jumps 1.3%
- 12/23/20 08:34 AM
TOP STORIES: U.S. Construction Spending Jumps 1.3% in Oct. Single-family home construction saw an even bigger increase – 5.6%, according to the Commerce Department. Oct. spending exceeded analysts’ expectations. Read more
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selling: TOP STORIES: RE Q&A: How Can I Add a Relative to My Home’s Deed?
- 12/23/20 05:40 AM
TOP STORIES: RE Q&A: How Can I Add a Relative to My Home’s Deed?
An older adult wants to make sure a favored relative gets her home, but an online search provided confusing details. What’s the best way to do it? Read more
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selling: TOP STORIES: Legal Q&A: Can a Board Reject Modifications That Don’t Fit In?
- 12/20/20 07:13 PM
TOP STORIES: Legal Q&A: Can a Board Reject Modifications That Don’t Fit In?
A member of an HOA’s Architectural Review Committee says some legit requests for home expansions “would look very different.” Is that reason enough to deny them? Read more
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selling: TOP STORIES: Demand for Fencing Skyrockets as Owners Seek Privacy
- 12/20/20 07:12 PM
TOP STORIES: Demand for Fencing Skyrockets as Owners Seek Privacy
If fences make good neighbors, there are a lot more good neighbors out there. Lumber costs have gone up, but many buyers want “toppers” to make an existing one higher. Read more
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selling: TOP STORIES: Number of Fla. Homes Behind on Rent or a Mortgage? 51%
- 12/20/20 07:09 PM
TOP STORIES: Number of Fla. Homes Behind on Rent or a Mortgage? 51%
Census Bureau: Fla. has more people struggling with housing costs than any other state. More than half in a survey think eviction or foreclosure is "somewhat likely." Read more
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selling: TOP STORIES: Some Owners Will See Big Property Insurance Increases
- 12/13/20 07:25 PM
TOP STORIES: Some Fla. Owners Will See Big Property Insurance Increases State regulators approved about 100 rate-hike requests in 2020, with at least two close to 30%. But those are averages – a specific owner’s rate hike might be higher. Read more
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selling: TOP STORIES: Mortgage Forbearance Helped Homeowners – and the RE Market
- 12/13/20 07:17 PM
TOP STORIES: Mortgage Forbearance Helped Homeowners – and the RE Market Freddie Mac: Forbearance did more than help at-risk owners. It also stopped a foreclosure surge from hurting the market and helped all homeowners retain their value. Read more
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selling: TOP STORIES: Home Construction Increased 4.9%
- 12/13/20 07:13 PM
TOP STORIES: Home Construction Increased 4.9% The increase follows a more modest 1.9% increase in Sept. Building permits – a sign of future activity – remained steady in Oct. but are still up 2.8% year-to-year. Read more
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selling: TOP STORIES: Builder Confidence at Record High, 6% Above Previous Record
- 12/13/20 07:07 PM
TOP STORIES: Builder Confidence at Record High, 6% Above Previous Record
Builders are almost giddy. An Index of 50 suggests a balance between optimism and pessimism, but Nov.’s confidence number hit 90 after a record-breaking 85 in Oct. Read more
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selling: OP STORIES: NAR: A Divided Government Might Be Good for Real Estate
- 12/13/20 07:03 PM
TOP STORIES: NAR: A Divided Government Might Be Good for Real Estate
In a divided government, lawmakers must find a way to work together. Joe Ventrone, NAR’s vice president of federal policy and industry relations, says the goal then will be to bring both parties to the middle on real estate issues, such as rental assistance and GSE mortgage reform. Read more
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selling: TOP STORIES: FHA Proposes Private Flood Insurance Option
- 12/13/20 06:59 PM
TOP STORIES: FHA Proposes Private Flood Insurance Option
It would allow lenders to accept private flood insurance policies for single-family mortgages instead of NFIP insurance if coverage is required for FHA loan approval. Read more
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Pensacola, Florida: Recession Lesson Learned: Fewer Refi Cash-Out Deals In the Great Recession, home prices skyrocketed, owners took out equity in a refinance, prices fell and foreclosures mounted. But today, cash-out refis are at a 7-year low. Read more
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