buying a home: How many times should you have to remind a Buyer what to do? - 07/11/19 06:46 AM
How many times should you have to remind a Buyer what to do?
It has been my experience that people today are easily distracted - you know the Ice Agen scene with the squirrel and the nut? - so agents have to take every opportunity to remind the buyer of what they need to do.  Provide them with a check list, constantly ask for updates.  We are busy people these days and a friendly reminder never goes amiss. 
There is things to do and things NOT TO DO when buying a home. The question of the day is "HOW MANY TIMES SHOULD … (2 comments)

buying a home: Fraud and Your Real Estate Transaction - 07/01/19 06:24 PM
Fraud and Your Real Estate Transaction
If you have been in the business as long as I have, you will have seen so many changes - some good and some ludicrous and some necessary but still ludicrous.
I have seen commercial deals paid for with precious gems.  
I have seen foreign buyers purchase investment properties with cash from their country.
I had a buyer, one time, try to settle with suitcase full of cash at the settlement table.  The title company made him put the money in the bank and come back a few days later with a cashier's check.  
At one time you financed the … (4 comments)

buying a home: Be a Cyber Crime Fighter - 06/30/19 06:50 PM
Be a Cyber Crime Fighter
Wire fraud and cyber crime is on the rise.  Unfortunately, many people dedicate so much time and energy to doing bad things rather than good. 
As a reputable Realtor, it's my place to have a discussion with my clients early on about the possibility Cyber Crime and Wire Fraud in our industry. 
The real estate industry continues to be a target for internet hackers and scammers. I take my role in looking out for my clients very seriously, so as we approach the closing date on the sale of a house, please keep the following in mind: 
Hackers send emails … (1 comments)

buying a home: The In-Laws Are Coming!! - 10/25/18 09:54 AM
The In-Laws Are Coming!!
No, not really, well maybe they are.  With the life expectancy increasing there is a huge trend of extended families living together and parents aging in place with family in the same home.  There are a number of Gen X, Gen Y and Baby Boomers purchasing homes with in-law set ups so their parents can live with them.  But, hold the boat, it's not just that.  There are also a number of Gen Y buyers looking at purchasing a home with an in-law set up to rent out to help pay the mortgage and also to start building an … (2 comments)

buying a home: Mistakes To Avoid On Your First Buy/Sell - 10/20/18 08:20 PM
I have heard it said and use this saying a lot, especially with my investment clients.  You make your money when you buy, not when you sell.  
A skilled Realtor, who is well versed in the art of negotiation, knows it's not always about the price - sometimes it's about the terms of the contract.  A Realtor will reach out to the Listing Agent to discuss motivations and write the contract accordingly and also to find out how much interest there has been in the home.  I often say "If I haven't offended you with my first offer then I've offered too … (2 comments)

buying a home: Tight Labor Market Going Into the Holiday Season - 10/03/18 10:44 AM
Tight Labor Market Going into the Holiday Season
Rising Wages and Buying a Home
I was reading about the labor market this morning.  The unemployment rate is the lowest it's been in many years and employers are having a hard time filling vacant positions.  
Amazon announced yesterday that it is raising it's minimum wage to $15 an hour.  What is that going to do to their bottom line and the price of merchandise?  Are other similar employers, (like Walmart, Sam's Club, Target etc) going to keep pace?  
In an article on Monster.com this morning many companies are having a hard time filling seasonal vacancies and … (2 comments)

buying a home: How Would You Know if You Couldn't Afford a New House? - 09/22/18 06:56 PM
How Would You Know if You Couldn't Afford a New House?
How would you know?
Who would you ask?
I know a young lady, she owns her own home and she always says she wished she had known me when she was buying her house.  She's been a home owner for a couple years now and she's done a lot of improvements on her home.  She keeps asking me if she should  refinance and I tell her I'm not a loan officer but here is the name of someone whom I trust and can guide you in the right direction.  My point here is, you … (0 comments)

buying a home: Why is Fall a Great Time to Buy a House? - 09/18/18 09:20 PM
Why is Fall a Great Time to Buy a House?
Why is fall a great time to buy a house?   CoreLogic, a company that monitors trends within the real estate industry say prices have increased on average of 6.2% over the last 12 months and they anticipate that home prices will continue to rise by about 5.1% over the next 12 months.  So, if buying a home is in your plans, now is a great time to get a home ahead of increases in pricing. 
The mortgage industry is anticipating mortgage rates increasing in the near future.  Buying now will help you keep … (1 comments)

buying a home: How Long Does It Take to Buy A House? - 09/13/18 08:37 PM
How Long Does it Take To Buy a House?
Many people embarking on their journey to buy a home have no idea how long the whole process takes from beginning to end.  This should be the first question asked.  The second, how much home can I afford.  
According to Zillow it takes about 4 1/2 months from the beginning of the search to the closing.  There are so many variables though.  
The first step for any home buyer should be to get pre approved for a mortgage.  You don't always need 20% down payment.  There are many loan products available, for those who have … (2 comments)

buying a home: So, You Are Buying A House - Common Expenses to Plan For - 07/21/18 10:44 AM
So, You Are Buying a House
Common Expenses to Plan For
In the excitement of buying a home many new home buyers do not anticipate many of the other expenses that are involved in buying a home and some Realtors forget or just flat out do not prepare their buyers for some of the other expenses involved in purchasing a new home and if it has been a while since you bought a home some things may have changed.  So, it's a good thing to always be prepared when the time comes and not be short.  
Closing Costs
This is a major expense in purchasing … (1 comments)

buying a home: Interest Rates and the Theory of Relativity - 01/31/18 09:44 PM
Interest Rates and the Theory of Relativity
So, today as Janet Yellen exits her position as Chairman the Federal Reserve decides to keep interest rates where they are for now.  Interest rates have been slowly edging  up and as we enter the spring market there is still a lot of economic uncertainty so predictions say that the housing market won’t see as much of an increase in the spring as we might expect.  
Historically though interest rates are still extremely low.  Most of  us Baby Boomers well remember interest rates as high as 18%.  When I first became aware of real estate … (0 comments)

buying a home: Don't Forget to Ask for the Testimonial - 08/24/17 09:32 PM
Don't Forget to Ask for the Testimonial
Right at the closing table, don't forget to ask your client for their testimonial right when the completion of the sale is fresh in their mind and they are happy about getting the keys or releasing the keys for their home.  
My settlement person will often help with that and take pictures of the happy moment, or if the lender is there they can help too.  
Testimonials in writing are great. 
Video testimonials area becoming very popular too.
I also ask for testimonials on Zillow and on Homes.com  Buyers and sellers do look at those reviews when … (8 comments)

buying a home: My Clients Have a New Home - 07/23/17 01:20 AM
My Clients Have a New Home

My team and I sell homes!!  I work with some of the best people in the industry, experienced loan officers, experienced title and settlement service providers, experienced home inspectors.  There is no I in team and I can't do it without them.   Together we make dreams come true.  This time, Beck Inspects conducted the home inspection, Arlene Blaker from Fitzgerald Financial and Valerie Kuester, The Title Lady from Phoenix Title helped make the dream of these buyers come true.  
(0 comments)

buying a home: Free Home Buyer Seminar - May 25, 2017 - 05/03/17 07:28 PM
Free Home Buyer Seminar 
May 25, 2017 - 6-8 pm
Are you thinking about buying a home?  This is the perfect place to start!!  Be part of the American Dream.  Learn about programs for low to moderate income families.  Think you have to have perfect credit?  Think again, you can buy a home with credit scores as low as 580.  Learn about programs to buy a home with little or no money down.  You too can own a home for less than you pay in rent.  
Maryland Real Estate Academy
1424 Sulphur Spring Road, Arbutus, MD 21227
Call to reserve your spot now, space is … (0 comments)

buying a home: How Holiday Shopping can Ruin your next Home Purchase - 12/03/16 10:43 PM
These are some great tips for would be home buyers preparing to buy a home.  If your Realtor has experience and has been in the business a while, like I have, I am sure they will have experienced several scenarios and will caution their buyer clients about spending money, especially during the hliday season.

There are so many great reasons why the Holiday season is one of the most celebrated times of the year. Festivities, decorations, family, and food are just some of the best parts to be enjoyed along with friends and family. Whether you're an individual who prefers to sit … (3 comments)

buying a home: Protect Your Accounts - Scams and Fraud is Everywhere - 11/22/16 01:03 PM
Protect Your Accounts - Scams and Fraud is Everywhere
I read an article this morning on Google about scams and fraud on the rise especially over the holidays.  It was very informative. 
Afterwards I logged into my bank account and there was an unauthorized credit card payment of $750 that had been taken from my bank account.  Do you know, it took me almost 2 hours on the phone and being transferred 10 times before someone told me I had to go into the branch and fill out a form.  
If it sounds too good to be true, it probably is a scam … (4 comments)

buying a home: Just Sold - Short Sale in Windsor Mill - 08/30/16 03:26 PM
Just Sold - Short Sale in Windsor Mill
With the help of Lewis Hibbs from Annie Mac Home Mortgage and Lakeside Title we successfully navigated a complicated short sale and my buyer successfully purchased the home of her dreams.  
Are you considering purchasing a home?  It's really important for you to have the right team that will guide you through the process from getting pre approved, to finding just the right home, the home inspection process and through to closing.  
Purchasing a short sale can be complicated and can require you to wait and be patient while the seller's bank decides whether or not … (3 comments)

buying a home: Do you need to be pre-qualified for a loan? - 09/17/15 01:59 AM
Do you need to be pre-qualified for a loan before a realtor will show you a home that is listed?Not necessarily, however, a good Realtor is going to prequalify any buyer they show a home to.  I don't know if you know this or not, so at the risk of repeating what you might or might not know I'll be as brief as possible.  Realtor's are self employed, when I got my license my teacher made us all stand up and do the boy scout salute and swear "I am not a tour guide".  If a Realtor shows a house to … (2 comments)

buying a home: So, You Want to Get Your Contract Accepted on My Listing - 09/04/15 10:25 PM
So, You Want to Get Your Contract Accepted on My Listing
I am not primarily a listing agent, I represent buyers as well as sellers.  It is everyone's hope and wish to receive multiple offers on their listings.  In the the current market place where there is more demand than there are homes for sale it's not unusual to receive more than one offer if the house shows well and is priced right.  
So, how do you get offer to stand out from the crowd?
I always like to see a cover sheet on an offer that is a summary of what is … (7 comments)

buying a home: Home Buying Seminar - 04/29/15 11:06 AM
Take the Confusion Out of Home Buying
Free Home Buying Seminar
You will learn how to:
Lease with Right to Purchase Where to find 100% Financing Find the Lowest Interest Rates Negotiate an Offer with Minimum Cash Calculate your total monthly payment Get pre-qualified for a mortgage Improve your credit score quickly When:  Tuesday, May 12, 2015 6:00pm 
Where:  Springhill Suites
                7055 Minstrel Way
                 Columbia, MD 21046
Call:        June Piper-Brandon 410-292-0100 (Direct) or 410-730-8888 (Office)
Email:    June.PiperBrandon@C21NM.com 
                Space is limited so … (4 comments)

 
June Piper-Brandon, Piecing Dreams One Home at a Time (Long & Foster Hampden) Rainmaker large

June Piper-Brandon

Piecing Dreams One Home at a Time

Baltimore, MD

More about me…

Long & Foster Hampden

Address: 1131 W. 36th St, Baltimore, MD - Maryland, 21211

Office: 410-889-9800

Mobile: 410-292-0100

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Buying a house, selling a house, home buying tips and advice, Advice, Market Conditions, Listings in Baltimore. June Piper-Brandon, Cdpe More Baltimore real estate June Piper-Brandon | Create Your Badge


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