june helps first time buyers: Holiday Gift Giving Guide for New Homeowners
- 12/13/23 07:06 PM
Holiday Gift Giving Guide for New Homeowners It's that time of year again when we all wonder what to give that person that has everything, or that they would actually use, that isn't a gift card or something they won't use. Sometimes when someone buys a new home they need everything, sometimes they are downsizing or upsizing and need to change what they have. I am writing this blog for the new homeowner who may be moving out on their own for the first time. If your new homeowner didn't get one at closing a Home Warranty from a reputable company like American Home … (4 comments)
june helps first time buyers: When Will You Know When You Are Ready to Buy A House?
- 10/19/23 03:12 PM
When Will You Know When You Are Ready to Buy A House? You might be asking yourself "When will I know when I'm ready to buy a house?" You've paid off all your debt, you have a full emergency fund of 3-6 months of your typical expenses and you've saved a strong down payment of at least 5 - 10%. But we recommend 20% you can afford the house payment - less than 25% of your take-home pay on a 15-year fixed rate mortgage. Actually, stop listening to this kind of advice. You don't need this kind of negativity in your life, or this … (7 comments)
june helps first time buyers: Will it be a Dorm, a Room or Your Own Home this Fall?
- 07/04/23 09:40 PM
Will it be a Dorm, a Room, or Your Own Home this Fall? Are you going off to college this fall? You and your parents have been saving for years for this time. You are getting grants and student loans and your tuition is paid. Do you stay in a dorm, rent a room off campus, or… do you buy a small home, townhome, or multi-unit property and rent the other rooms out? If you have good credit and reserves and buy your first home for as little as a 3% downpayment you may be able to utilize up to 75% of the … (6 comments)
june helps first time buyers: Just Sold - 22 W Hill St, Baltimore, MD 21230
- 06/07/23 02:13 PM
Just Sold - 22 W Hill St, Baltimore, MD 21230 My buyers were the lucky purchasers this lovely 2-bedroom condo in Baltimore's Otterbein neighborhood. This was a multiple offer situation, and my buyers were able to compete with other purchasers to win the opportunity. Otterbein is located in south Baltimore very close to the city's urban core. It is located close to the Inner Harbor, Raven's Stadium and Camden Yard and the MARC train to Washington DC and the Light Rail. Otterbein is very walkable and within walking distance of all Federal Hill has to offer. This condo came with parking too. Are … (3 comments)
june helps first time buyers: Maryland Homeownership Workshop - May 11, 2023 at 6:30 pm
- 05/09/23 09:28 PM
Maryland Homeownership Workshop - May 11, 2023, at 6:30 pm Are you planning on buying your first home? You won't want to miss this informative webinar. Maryland Homeownership presents "Your Homebuying Keys" a webinar series providing information for future homeowners. Click here to register for the webinar on Thursday, May 11, 2023, from 6:30-730 pm or for a future date. MarylandHomeownership.com, Freddie Mac, and the Maryland Department of Housing and Community Development are pleased to offer this free virtual event to help homebuyers navigate today's housing market. Learn how to qualify for a mortgage, find downpayment and closing cost assistance, and get your … (3 comments)
june helps first time buyers: Thinking About Buying a Home?
- 03/15/23 08:00 AM
Thinking About Buying a Home? Is your credit holding you back from buying a home? Spring is right around the corner and is an amazing time for a fresh start. The world is coming alive, trees are starting to bloom, the crocuses are popping up in the garden and you are thinking how great it would be to have that happening in your own place. If you are thinking about buying a home, your credit score is one of the most important numbers to watch. A good credit score only gives you a better chance of getting approved for the home you want … (1 comments)
june helps first time buyers: Parents Helping You Buy a Home? Keep These Things in Mind
- 08/30/22 09:43 AM
It's not uncommon for parents to help their children purchase their first home. I have several buyers that are receiving help from Mom and Dad. It's super important for you to set your client's and their parent's expectations through the transaction and communication is key!! Don't be surprised when the lender asks Mom and Dad to sign a gift letter and for them to ask them to show where the money came from. In today's current economic times it has become very important to source where the funds came from.
It’s not uncommon for parents to help their children buy a home. … (2 comments)
Related Links:
June Piper-Brandon
Creating Generational Wealth Through Homeownership
Holiday Gift Giving Guide for New Homeowners
;)
;)
;)
