hawaii first time home buyer: IMPROPER INFORMATION= AN UNACCEPTED CONTRACT - 11/03/12 05:08 AM
It is without a doubt that it is becoming a seller’s market in many areas in Honolulu County (Oahu), Hawaii.  The first sign is that there is a very low inventory of homes available for purchase and viewing. When this happens, then there will undoubtedly be multiple offers on any one property for sale.
Low Inventory = Multiple Offers.
Guiding home buyers about the local housing market is a must!  Without proper guidance they will be negotiating in the dark and lose the home that they really love.  If you are a ‘newer’ real estate agent PLEASE ask your broker or … (36 comments)

hawaii first time home buyer: Top Concerns for the Hawaii First Time Home Buyer - 04/14/11 06:14 PM
There are many concerns a Hawaii First Time Home Buyer may have about buying their first home. There will be many questions and you need those answers regarding your first home purchase and I'm here to help you along with that process.
Let's make this a smooth transition by starting out with the concerns many Hawaii First Time Home Buyers have in the purchase of their first home:
What is my first step to start the home buying process?  Speak to a local lender who will pre-approve you for a loan by collecting all pertinent information and documentation.  Make sure and … (8 comments)

hawaii first time home buyer: It's a TRUST Issue - 02/09/11 09:29 AM
We all would like to do better in our businesses, right? During a CRS class we all participated and worked together to list objective with meeting a common goal with buyers. We brainstormed in groups and came up with a lot of objectives that we would like to accomplish.
The bottom line for me was the ‘trust issue'. We all have trust issues and overcoming them with our clients and our clients with us can be an obstacle. Turn it around and it can be quite the objective to meeting the rest of those goals. Educating the buyer can build better relationships. In turn the trust issue … (6 comments)

hawaii first time home buyer: The Other Realtor® Kicked Me to the Curb! | Hawaii Relocations - 02/03/11 11:06 AM
 Working with clients who are Relocating to Hawaii is usually a longer than normal process (obviously) as they are not quite ready to move here but are wanting to be proactive in their move to Hawaii.  You  may need information about purchasing your first home, the Hawaii Home Buying Process and the local area in conjunction with their job,  housing market reports or just history surrounding our Hawaiian Islands.
Your ‘To Do List' will be the most important part of getting ready for your Hawaii Relocation.  You ask, "But how can I even get started if many Realtors® I've emailed or … (20 comments)

hawaii first time home buyer: Why Can’t You Show Me Properties Before I’m Preapproved for a Loan? - 01/16/11 05:16 AM
"Why Can't You Show Me Properties Before I'm Preapproved for a Loan?"
I have had at least a third of my ‘potential' clients ask me this question and to tell you the truth it's a very valid question for the first time home buyer.  The excitement of making that first initial decision to purchase a home was their first step and then they immediately want to go out looking at that dream home with four bedrooms and a perimeter lot with a ‘to die for' view of the ocean.
It's 1.5 million dollars.
What is your desired monthly mortgage payment?  In … (27 comments)

hawaii first time home buyer: HAWAII SHORT SALE | Mililani Townhouse For Sale | 94-727 Meheula Parkway, Mililani HI 96789 - 07/19/09 07:45 AM
 Mililani Townhouse for Sale! Great for the first time homebuyer who is looking for a 2 bedroom townhouse with low maintenance fees and property taxes along with TWO assigned parking stalls too!
Don't forget that if you have not owned a home within the last three years that you have up until November 30, 2009 to utlize that First Time Homebuyer 'up to' $8,000 credit. For more information on the tax credit go here>>> First-Time Homebuyer Credit  The credit is claimed using Form 5405.


Celeste "Sally" Cheeseman is a Realtor-Associate with Century 21 Liberty Homes in Mililani, Hawaii. With a sharp … (9 comments)

hawaii first time home buyer: Hawaii VA Loan Appraisals Causing Longer VA Loan Process Times For Veterans - 06/20/09 06:18 AM
Recently, I received a memo from the head of Hawaii VA Home Loans, Ivonne Perez,  through a loan officer for a current Hawaii VA Loan & Real Estate Transaction. Realtors® and everyone else involved in a Hawaii Real Estate Transaction should be apprised of the current situation of Hawaii VA Loan Appraisers.  
As it stands Oahu (Honolulu County) has the highest amount of Hawaii VA Home Loans and Ivonne Perez stated, "The Island of Oahu requires the most time to complete (an appraisal) based on the volume of VA loans in progress". 
We are all instructed to adjust our time lines accordingly and most likely count on … (13 comments)

Celeste "SALLY" Cheeseman, (RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE (Liberty Homes) Ambassador large

Celeste "SALLY" Cheeseman


Mililani, HI

More about me…

Liberty Homes

Address: 95-221 Kipapa Drive, Suite E-3, Mililani, HI, 96789

Mobile: (808) 375-1404

Office: (808) 625-1776

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Reading my blog will give you the human side of this Real Estate Industry Professional as well as allowing you to walk beside me through my writing about Hawaii Real Estate & our Local Area. As a resident of Honolulu County Hawaii for 42 years you will get a tour of a lifetime. Specializing in Hawaii Relocation Military VA Home Buyers you can be rest assured you will be in good hands. I LISTEN to YOUR needs and give you sound advice. Hawaii Relocations, Hawaii Military Relocations, Mililani Hawaii Real Estate, Living in Hawaii, Army Navy Air Force Marines in Hawaii. Read more at www.cheesemanhomes.com




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