hawaii real estate agents: Holding an Offer HOSTAGE for a Second Preapproval
- 08/01/10 08:53 AM
Many seller's agents are requesting for the buyer's to get preapproved with XYZ lender as a stipulation for submission with their offer. What if the buyer trusts their OWN mortgage broker or loan officer of choice? In a situation where I've had a repeat customer who did choose their own loan officer and the seller's agent demanded a preapproval from the funding lender of their choice is when my clients became very leary. The cons of ‘forcing' a buyer to get preapproved AGAIN: They trust their own loan officer because they've used he/she before and did a great job. (AND..it was their … (72 comments)
hawaii real estate agents: AMENDED Hawaii Mortgage Rescue Fraud Prevention Act
- 07/06/09 02:48 PM
In Act 137, licensed Realtors® were not allowed to talk to banks once their sellers property became a 'distressed' property. On May 20, 2009 Governor Linda Lingle signed a new law, Act 66 amending Act 137. Effective immediately from that May 20, 2009 passing of the new law licensed real estate brokers and salespersons acting within the scope of their licenses are exempt from the definition "distressed property consultant". Whoopee! But wait. There are stipulations. We do not acquire an interest in the distressed property directly, or indirectly, within 365 days after a listing agreement has expired or terminate. Listen to the following videos provided … (1 comments)
hawaii real estate agents: Why Should I Refer a Client to YOU?
- 04/24/09 05:45 AM
Referrals are pretty special to me. It means that a client, friend, family or peer is entrusting me to assist the person in a professional and caring manner. It means I was chosen because another believed I am a trusted professional. I did have a referral from Willam E. Johnson, RE/MAX Associates in San Diego, CA. and the transaction closed smoothly and I received praise from both the seller and William. Kapu (ka poo) means forbidden in Hawaiian and in ancient times it was the Hawaiian laws and regulations. As professionals in the Real Estate Industry we have our own laws and regulations … (30 comments)
hawaii real estate agents: The First Day of a New Year & Reflections
- 01/01/09 06:22 AM
Well, after spending the night 'protecting' my dog Shadow from all the 'bad noises' outside we finally got to sleep around 2am. We always are up by 5-5:30am and this was a first for 'sleeping in'. It's cold (yeah, not like most areas but chilly for us) and rainy and yesterday was another bout with horrendous downpours. Still, there is always a light that shines and radiates from within if we let it....and no matter how dreary the day looks, my husband Gary and I look for something that will brighten our day. He is behind me gaming and I am … (22 comments)
There are plenty of Loan Officers in Honolulu County as well. Hmm, not sure about the numbers there but I can bet you half are gone since the closing of many loan companies. So, how do you choose a loan officer who is knowledgeable in Military Relocations & experienced in Hawaii Real Estate Contracts, … (19 comments)
hawaii real estate agents: When Prospects Become Clients or a Fleeting Thought
- 09/06/08 05:50 AM
A notice appears on my pc saying I have an email from my contact form. I immediately respond and get a little more information from the person who is Relocating to Hawaii (or a resident who just wants to start with an email) and is seriously considering buying a home while they are residing in our beautiful Hawaiian Islands. The process starts for preparing them for their home purchase once they arrive in Honolulu County: I refer them to a local Loan Officer who knows our state laws and our Hawaii Purchase Contract. (and if they're Veterans of the Military they could … (33 comments)
I know there's a lot of these "We buy houses" signs all over the nation...but right here on Oahu? We went out yesterday and within 10 minutes of each other there were signs for "WE BUY HOUSES". One was right in our residential area and the other one right on the highway.
Now, we are always instructed to not place our Open House signs on the highways (and this is just for a couple of hours) so why do these guys get to have theirs up 24/7? These advertising bits are all over the internet and on streets. … (108 comments)
hawaii real estate agents: You Want ME to Watch YOUR Open House?????
- 08/22/08 09:48 AM
Granted, we have all had our share of situations that will put a Realtor® in a different class of our professionals whether it be great or not so great calegories. It's these particular situations and stories that will set us apart from the individuals who do not see the importance of why we DO NOT: Cut corners on any part of our service as a Professional Realtor® The bare minimal to get a transaction done and a paycheck is not my idea of being professional. Slide past details in any part of our contingencies in a contract or representing our clients. Thinking that everyone else will pick up … (29 comments)
Reading my blog will give you the human side of this Real Estate Industry Professional as well as allowing you to walk beside me through my writing about Hawaii Real Estate & our Local Area. As a resident of Honolulu County Hawaii for 42 years you will get a tour of a lifetime. Specializing in Hawaii Relocation Military VA Home Buyers you can be rest assured you will be in good hands. I LISTEN to YOUR needs and give you sound advice. Hawaii Relocations, Hawaii Military Relocations, Mililani Hawaii Real Estate, Living in Hawaii, Army Navy Air Force Marines in Hawaii. Read more at www.cheesemanhomes.com
Many seller's agents are requesting for the buyer's to get preapproved with XYZ lender as a stipulation for submission with their offer. What if the buyer trusts their OWN mortgage broker or loan officer of choice?
;)
;)
;)
