real estate: USDA Rural Development Loan News - Eligibility Map Changes Postponed - 04/07/13 04:46 AM
  View RSS feed close [x] UPDATE May 30, 2014 For more that 2 years USDA has been setting and then postponing the implementation date for USDA Rural Development property eligibilty maps to change.  The change is part of an effort to re-define the definition of "Rural" and when it is finally implemented it will affect almost 1/3 of North Carolina, including popular currently eligible areas such as Mooresville, Mount Holly and parts of Concord.  At this time USDA Rural Development Eligibility Maps are scheduled to change on October 1, 2014.    NOW is the time to act if you would like to take advantage of this wonderful loan program offering NO MONEY … (6 comments)

real estate: FHLB Grant for NC 1st Time Homebuyers Down Payment Assistance - 01/28/11 04:11 PM
Many people haven't heard of the FHLB (Federal Home Loan Bank) grant program for 1st time home buyers in North Carolina, so I thought I'd share information about this great program.  Similar programs may be available in other states.
This program is only available through member banks of the Federal Home Loan Bank (FHLB) system.  The only participating NC banks that I am aware of are RBC Bank and Monarch Mortgage.  As of today, both of these lenders have their 2011 funding for this program.  I know loan officers with both of these lenders, so let me know if you need a good loan officer to … (5 comments)

real estate: New "Due Diligence" NC Offer to Purchase & Contract- Effective as of 1/1/2011 - 01/28/11 03:01 PM
Do you have questions about the new North Carolina "Due Diligence" Offer to Purchase and Contract? If so, you're not alone! The NC Association of Realtors made dramatic changes to the standard NC Offer to Purchase and Contract, which went into effect on January 1, 2011. New terms were added, such as a Due Diligence Fee paid by the buyer DIRECTLY TO THE SELLER, and a Due Diligence Period. Gone are the inpsection period and loan commitment period, both of these items now fall under the Due Diligence Period. This video, created by the NC Association of Realtors General Counsel, may … (4 comments)

real estate: Short Sale- Avoid Foreclosure - 01/06/11 06:17 AM
If you are having difficulties paying your mortgage and are considering walking away from your home, you owe it to yourself and your future to consider a short sale instead of letting the bank foreclose. 
Contact a Realtor who is a short sale specialist, to explain the process to you and get your home listed when you first start having trouble paying your mortgage.  Don't wait until months have gone by and the foreclosure sale is pending.
Check out the following video story of how one homeowner avoided foreclosure and sold their home as a short sale.

If you own … (2 comments)

real estate: 2009-2010 Homebuyer Tax Credit Extension- First-Time & Repeat Buyers - 01/22/10 03:09 AM
The Homebuyer Tax Credit has been extended to include home purchases with a contract date by April 30, 2010 that close no later than July 1, 2010.  In addition to 1st-time homebuyers, the tax credit has been expanded to include certain repeat homebuyers. 
According to media reports, this will be the last extension of the homebuyer tax credit.  The tax credit, historically low interest rates and buyer's market home pricing, make this a great time to purchase real estate.  Hurry before it's too late!
The information below provides basic information about the current tax credit, call me today for more detailed … (2 comments)

real estate: 916 Harbour View Cove - Harbour Towne subdivision - Kannapolis NC - 01/19/10 02:16 AM
APPROVED Short Sale opportunity to purchase this spacious open floor plan home at $35,000 below tax value!
4 Bedroom 2 Full Baths & 1 Half Bath  More than 2200 heated square feet Large Great Room with electric fireplace, lots of windows & ceiling fan Huge Kitchen with lots of cabinets, wide crown molding, window over sink, pantry & breakfast area Formal Dining Room with crown molding & chair rail can be used as FLEX space to suit your needs Master Bedroom with walk-in closet, double window & ceiling fan  Master Bath with dual vanity, garden tub & separate shower Vaulted Bedroom 2 with walk-in closet & … (6 comments)

real estate: 3036 Rockingham Lane - Southern Chase Subdivision - Concord NC - 08/09/09 09:39 AM
Open floor plan ranch with covered front porch & lots of upgrades.
3 Bedrooms 2 Full Baths   Built in 2001 Laminate floors in formal Living Room, Great Room, Kitchen & Dining Area Great Room with wood burning fireplace & recently installed French doors with blinds between glass Kitchen with GAS range, built in microwave, dishwasher and pantry Formal Living Room Master Suite has private bath with garden tub Newly installed custom patio This is a Short Sale, priced to sell quickly at $88,000

MLS#: 891296 - SOLD
For more information on this house or other homes for sale in Cabarrus County and Concord NC, or … (3 comments)

real estate: 1532 April Knoll Court - Cabarrus Crossing Subdivision - Huntersville (Cabarrus County) NC - 08/09/09 09:09 AM
Short Sale opportunity to purchase this 4 Bedroom POOL COMMUNITY home at $17,060 below tax value!
4 Bedrooms 2 Full Baths & 1 Half Bath  2" Blinds throughout Great Room Kitchen with black appliances, lots of cabinets, pantry & breakfast area Formal Living Room Master Suite has walk-in closet & private bath with garden tub & sep shwr Master Bath with garden tub & separate shower Attached 2 car garage with door opener and keypad entry Cul-de-sac lot Conveniently located off Hwy 73 between I-77 & I-85 Low Cabarrus County Taxes ONLY! Community POOL and playground Priced to sell quickly at $145,000 READY TO MOVE … (3 comments)

real estate: 8220 Chatham Oaks Drive - Concord NC - Poplar Woods Subdivision - 06/17/09 05:30 PM
Short Sale opportunity to purchase this spacious open floor plan home located in desirable Concord POOL COMMUNITY, at a great price!
4 Bedroom 2 Full Baths & 1 Half Bath  Full Brick Front More than 2100 heated square feet Large 2-Story Great Room with laminate flooring, wood burning fireplace, lots of windows & ceiling fan is open to loft above Kitchen with pantry, electric range, built-in microwave & dishwasher Dining Room with laminate floors Main level Master Bedroom with walk-in closet, ceiling fan and deluxe private bath with dual vanity, garden tub & separate shower  Loft overlooking Great Room with built in shelves, ceiling fan and open railing HUGE 19' … (3 comments)

real estate: 311 Valley Brook Lane - Concord NC - Stonebridge Townhome Community - 06/17/09 05:09 PM
Enjoy carefree living in this lovely townhome located near downtown Concord. Lots of upgrades and ready to move in!
2 Master Bedrooms 2 Full Baths & 1 Half Bath  Great Room with laminate floors, ceiling fan, decorative track lighting, crown molding & French doors leading to patio  Kitchen with upgraded raised panel oak cabinets, raised bar & all black appliances including  refrigerator, smooth top range, dishwasher & built-in microwave Dining Room with laminate flooring, bay window crown molding, chair rail & ceiling fan Master Suite 1 with walk-in closet, crown molding, ceiling fan & private full bath Master Suite 2 with ceiling fan & private full … (1 comments)

real estate: 200 S Rose Avenue - Mill Village - Near NC Research Campus in Kannapolis NC - 06/17/09 05:39 AM
Bungalow style ranch located in the heart of Mill Village...only .58 miles from the Core Laboratory at the new NC Research Campus.
2 Bedroom 1 Bath Rocking chair front porch with newly rebuilt floor 5/09 Spacious Living & Dining Rooms w/hardwood floors Kitchen w/skylight & refrigerator/range included Hardwood floors in both Bedrooms New water heater 1/09 Washer & Dryer included Storage Building 1-Car Carport Fenced Back Yard Drastically reduced and now offered at a Short Sale price of $72,900
MLS#: 891297 - WITHDRAWN 
For more information on this house or other homes for sale in Cabarrus County and Kannapolis NC, or general information on Kannapolis NC area … (3 comments)

real estate: RE/MAX Gold Opens NEW State of the Art Office - Concord/Kannapolis NC - 04/19/09 03:26 AM


RE/MAX Gold moved to our new state of the art facility in Janurary 2009!  
RE/MAX Gold agents offer our clients the best service available, by utilizing the latest in modern technology.  Our comfortable conference rooms are equipped with large flat screen wall mounted monitors to easily view property information. 
For clients who are interested in New Construction properties, we also have a one of a kind New Home Showcase Center.  Searching for your new home could not be easier... A convenient location where new construction choices are all at your fingertips. You can find your LOCATION, your AMENITIES, your FLOORPLAN so that you can have the home that … (1 comments)

real estate: Mt. Pleasant NC - Small Town Living Near Charlotte's Big City Amenities - 04/19/09 03:24 AM
 Visit the Town of Mount Pleasant Website
The town of Mt. Pleasant North Carolina, in the eastern part of Cabarrus County, is located 8 miles E of Concord, NC (center to center) and 25 miles NE of Charlotte, NC.
I know many Mount Pleasant residents who wouldn't want to live anywhere else, because they enjoy the slower paced rural lifestyle and the close knit nature of their small town... within a 30 minute drive of North Charlotte and big city conveniences.  
The real estate market remains strong in Mt. Pleasant, because so many residents live there long term... therefore the demand for homes in Mt. … (1 comments)

real estate: Charlotte NC - #3 on Forbes List of "10 Cities Where Americans Are Relocating" - 04/12/09 09:51 AM
Even amidst a severe recession and soaring unemployment rates, Charlotte NC is still one of the hottest real estate markets in the country... partially because of its continued influx of new residents. 
Recently Forbes.com released a list of "10 Cities Where Americans Are Relocating".  According to their information, Charlotte NC is the 3rd fastest growing Metro area in the country... with a population growth of 3.36% to 1.7 million.
Since there is a wide selection of available homes on the market with many available at bargain prices, interest rates are near all time lows, and the government is offering an $8000 first time … (2 comments)

real estate: Charlotte NC Area - Experienced Short Sale Realtor - FREE Help for Homeowners - 04/11/09 03:18 PM
What is a short sale? A short sale is a sales transaction in which the seller's mortgage lender agrees to accept a payoff of less than the balance due on the loan.
I am a Charlotte North Carolina area Realtor, who specializes in negotiating with mortgage companies on behalf of homeowners who owe their lender more than the current value of their home and are experiencing a financial hardship, requiring immediate sale of their home.  This process is commonly referred to as a "short sale".
Here are some FAQs and basic information about Short Sales:
•  Do I qualify for a short … (0 comments)

real estate: Salisbury NC Real Estate Listings and Homes For Sale - MLS Property Search - 03/17/09 07:16 AM

To search ALL currently available real estate listings and homes for sale in Salisbury North Carolina in Rowan County, and surrounding areas, visit The Powell Team - Property Search Website. 
When you are ready to contact a Realtor, I'd appreciate the opportunity to earn your business.  As a Real Estate Broker, Realtor, and Accredited Buyer's Representative (ABR) with more than 9 years of new construction and residential real estate experience, I have the knowledge and dedication that you are looking for. Contact me today for one-on-one professional help and advice! 
You can also access many other helpful real estate tools on our website, such as:
Search Foreclosure & Preforeclosure Properties in Salisbury NC and the across the US.  FREE Personal … (2 comments)

real estate: Concord NC Area - Experienced Short Sale Realtor - FREE Help for Homeowners - 03/17/09 06:49 AM
What is a short sale? A short sale is a sales transaction in which the seller's mortgage lender agrees to accept a payoff of less than the balance due on the loan.
I specialize in negotiating with mortgage companies on behalf of homeowners who owe their lender more than the current value of their home and are experiencing a financial hardship, requiring immediate sale of their home.  This process is commonly referred to as a "short sale".
Here are some FAQs and basic information about Short Sales:
•  Do I qualify for a short sale?  If you owe more than the current … (0 comments)

real estate: Kannapolis NC Real Estate Listings and Homes For Sale - MLS Property Search - 03/01/09 04:49 AM

To search ALL currently available real estate listings and homes for sale in Kannapolis North Carolina in Rowan & Cabarrus Counties, and surrounding areas, visit The Powell Team - Property Search Website. 
When you are ready to contact a Realtor, I'd appreciate the opportunity to earn your business.  As a Real Estate Broker, Realtor, and Accredited Buyer's Representative (ABR) with more than 9 years of new construction and residential real estate experience, I have the knowledge and dedication that you are looking for. Contact me today for one-on-one professional help and advice! 
You can also access many other helpful real estate tools on our website, such as:
Search Foreclosure & Preforeclosure Properties in Kannapolis NC and the across the US.  FREE … (0 comments)

real estate: Charlotte NC Real Estate Listings and Homes For Sale - MLS Property Search - 03/01/09 03:47 AM

To search ALL currently available real estate listings and homes for sale in Mecklenburg County, Charlotte North Carolina and surrounding areas, visit The Powell Team - Property Search Website. 
When you are ready to contact a Realtor, I'd appreciate the opportunity to earn your business.  As a Real Estate Broker, Realtor, and Accredited Buyer's Representative (ABR) with more than 9 years of new construction and residential real estate experience, I have the knowledge and dedication that you are looking for. Contact me today for one-on-one professional help and advice! 
You can also access many other helpful real estate tools on our website, such as:
Search Foreclosure & Preforeclosure Properties in Charlotte NC and the across the US.  FREE … (0 comments)

real estate: MLS Property Search - Concord NC Real Estate Listings and Homes For Sale - 02/28/09 02:50 PM

To search ALL currently available real estate listings and homes for sale in Cabarrus County, Concord North Carolina and surrounding areas, visit The Powell Team - Property Search Website. 
When you are ready to contact a Realtor, I'd appreciate the opportunity to earn your business.  As a Real Estate Broker, Realtor, and Accredited Buyer's Representative (ABR) with more than 9 years of new construction and residential real estate experience, I have the knowledge and dedication that you are looking for. Contact me today for one-on-one professional help and advice! 
You can also access many other helpful real estate tools on our website, such as:
Search Foreclosure & Preforeclosure Properties in Concord NC and the across … (0 comments)

 
Cheryl Powell -  The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate (Southern Homes of The Carolinas - The Powell Team) Rainmaker large

Cheryl Powell - The Powell Team

Concord,Harrisburg & Charlotte NC Area Real Estate

Harrisburg, NC

More about me…

Southern Homes of The Carolinas - The Powell Team

Address: 5818 Highland Shoppes Drive, Suite C-5, Charlotte, NC , 28269

Mobile: (704) 363-8902

Email Me

I provide professional real estate services to Buyers and Sellers in Greater Charlotte NC, including Concord, Harrisburg, Kannapolis, Mooresville, North Charlotte, Salisbury and surrounding areas. My specialties include: Resale Homes - New Construction - Relocation - 1st Time Buyer Programs - Investments - Foreclosures - Short Sales. I have the experience, knowledge and dedication that it takes to get the best results. Contact me anytime to discuss your real estate needs!


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