vancouver mortgage broker rates: How to send an email to all your contacts in Linkedin - 02/27/15 05:49 AM

Mark Fidgett is a Vancouver mortgage broker and the driver behind www.NotaPennyDown.com
Your Vancouver Mortgage Broker For Life
604-273-2002
www.notapennydown.com
P.S. Who’s the next person you know who wants to save thousands off their mortgage? Be sure to give me a call so we can help them! 604-273-2002
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vancouver mortgage broker rates: Poor service, but thank you anyway... - 05/09/13 11:42 AM
As a Vancouver mortgage broker, I’ve made it my practice to get the best price I can. I strive for fairness – that’s why I was so disappointed when my cellular phone provider Fido took so long to show me that they appreciated my business.
Here’s what happened: Over a cup of coffee my wife and I learned from friends that Bell charges $50 for 40 minutes talk time anywhere in Europe plus 200 texts and 25 megabytes over a 30-day period.
Shortly afterwards I checked the Fido website where I discovered a service package similar to Bell’s would cost $160.
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vancouver mortgage broker rates: Real estate nightmare - 04/27/13 06:34 AM

A B.C. couple says they were tricked into buying an unlivable house.
Great article by the CBC.
You must watch this video.

You may have already noticed that this is one of reasons I ALWAYS recommend that buyer’s have their own independent realtor representation. A realtor, aka Pit Bull, who treats your money like it’s their own. The sellers agent works for the seller not you. Let’s put it this way, if you were going to trial for legal matters would you feel comfortable being defended by the prosecuting attorney.
Buyers are always well advised to obtain their own … (0 comments)

vancouver mortgage broker rates: Disclosure statement meant buyers recovered damages, but listing agent - 01/14/13 11:42 PM
Interesting article below by Bob Aaron of the Star. Clearly demonstrates, not only the importance of a home inspection, but the liability that can follow even after the home is sold and the importance of a Property Disclosure Statement (PDS).

A Saskatoon real estate agent and his brokerage have escaped liability to the purchasers of a home with a wet basement in a misrepresentation lawsuit. Although they recovered their damages from the sellers, the unhappy buyers were ordered to pay the agent’s costs out of their own pocket.
Back in 2007, Carol and Donald Jacobucci bought a house in an … (2 comments)

vancouver mortgage broker rates: Tell Your Landlord to take a hike - **ZERO DOWN CASH BACK** - 01/07/13 11:09 PM
That’s right, Zero Down PLUS cash back.
“If you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours.”
Don’t Feel Trapped Anymore… This unique, innovative and very exclusive program is accessible to qualified home buyers with no down payment and a cash back component. Go ahead and watch the video below

Don’t Pay Another Cent in Rent To Your Landlord.
Find out how much you qualify at www.NotaPennyDown.com
Mark Fidgett is a Vancouver mortgage broker and the driver behind www.NotaPennyDown.com
Your Vancouver Mortgage Broker For Life
www.notapennydown.com
P.S. Who’s … (0 comments)

vancouver mortgage broker rates: What’s the Difference Between a Mortgage Payment and Rent? - 12/28/12 01:03 AM
May sound like a silly question, but what’s the difference between a mortgage payment and paying rent?
They can both occur on the exact same day, but there is a subtle difference.
Of course, we all know that a mortgage payment is for a mortgage and rent is for rent, but is that it?
Yes, mortgage payments can be accelerated and you deffinately own the property versus just renting it, but one of the key differences consists of what time frame that payment covers.
You see, when you pay rent, it’s what I call ‘Pay & Stay’, whereby you’re pre-paying for … (1 comments)

vancouver mortgage broker rates: BEWARE This could cost you your $10,000 BC First Time Home Buyer bonus - 12/18/12 11:10 PM
BEWARE, this mistake could cost you your $10,000 BC First Time Home Buyers bonus

Tony Spangniolo over at BCrealestatelawyers.com reminded us all of the importance of using a mortgage broker.
Many of you may already know about the new home buyers bonus.
An incentive introduced in the Budget earlier this year that Basically says, if you’re a first time home buyer and you buy a brand new home, you can receive up to $10,000 Cash back.
Well, that’s not necessarily always the case.
Let me explain…
An Unsuspecting first time home buyer purchased a brand new home fully expecting … (2 comments)

vancouver mortgage broker rates: How to save $1,318 every single month on your mortgage - 10/29/12 06:15 AM
Imagine saving $1,318 every single month.
I’d like to show you how my client Susan is doing just that.

To find out more about this or our zero down program please contact me directly at 604-273-2002
Mark Fidgett is a Vancouver mortgage broker and the driver behind www.NotaPennyDown.com
Your Vancouver Mortgage Broker For Life
www.notapennydown.com
604-273-2002
P.S. Who’s the next person you know who wants to save thousands off their mortgage? Be sure to give me a call so we can help them! 604-273-2002
Check out the video “Mortgage Refinance – Can you really save with a mortgage refinance“
 
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vancouver mortgage broker rates: Do banks have a gender mortgage pricing problem? - 10/22/12 09:21 AM
Are woman being charged more for mortgages? Do banks have a gender mortgage pricing problem?
While watching the Global morning news on Sunday,I caught an episode on Gender Pricing in the banking industry with Katie Dunsworth co-founder of www.SmartCookies.com
You may be surprised…

Bottom line for the ladies out there – USE A MORTGAGE BROKER
To find out more about this or our zero down program please contact me directly at 604-273-2002
Mark Fidgett is a Vancouver mortgage broker and the driver behind www.NotaPennyDown.com
Your Vancouver Mortgage Broker For Life
www.notapennydown.com
604-273-2002
P.S. Who’s the next person you know … (1 comments)

vancouver mortgage broker rates: RRSP as Downpayment – first home mortgage using RRSP - 05/18/12 01:01 AM
Imagine being pre-approved for a mortgage, finding the home of your dreams, then realizing that you don’t have enough cash for the deposit.
Yikes!!
Make sure you don’t do this when you buy your next home.

Everything was going along very smoothly until her realtor asked her for a $5,000 deposit.
If using RRSP as a first time homebuyer or you haven’t owned a principal residence within last 5 years, you must complete the Home Buyers Plan (HBP) form from Canada Revenue Agency.

Download it here http://www.cra-arc.gc.ca/E/pbg/tf/t1036
Remember to get the funds out early enough so that you have … (0 comments)

vancouver mortgage broker rates: Are Interest Rates Going Up In Canada? - 04/05/12 04:15 AM
Are interest rates going up in Canada? If yes, when?
If only I had a penny for every time I heard this question. Or should I say, a dime, pennies are history…
All kidding aside, this is a very sensitive subject for many.
As we’ve all heard, as little as a 2% increase in interest rates, is enough to adversely effect many. That said, I’ve always believed that the answer to this question lies heavily on the condition of the US economy. It’s been said many times, Canada won’t raise interest rates until the US does.
So the question then becomes, … (0 comments)

vancouver mortgage broker rates: First-time new-home buyers’ bonus – New 2012 $10,000 B.C. Home Buyers’ Bonus – Vancouver Real Estate News - 03/23/12 01:02 AM
You may have heard about B.C.’s new 2012 $10,000 B.C. Home Buyers’ Bonus in the Vancouver Real Estate News.
Lot’s of mortgage questions coming in as to how this affects the purchase of a home in Vancouver, BC.
Vancouver mortgage broker, Mark Fidgett and real estate lawyer, Tony Spagnuolo, discuss the new $10,000 first-time new-home buyers’ bonus.

ALERT: To clarify, since this recording, the BC Government now says the bonus is NOT claimed when filing an income tax return and the amount of the bonus is not reduced based on an individual’s tax bracket. Applicants can receive a cheque of … (0 comments)

vancouver mortgage broker rates: Vancouver Real Estate Prices and Sydney Crosby with Vancouver Mortgage Broker - 03/20/12 05:24 AM
What does the price of real estate in Vancouver have to do with Sydney Crosby?
On the face of it, not too much, but dig a little deeper and you may see some similarities.
It wasn’t long ago when many didn’t know where Vancouver was, and I’m not talking about Vancouver Washington.
It wasn’t long ago too when many didn’t know who Sydney Crosby was either.
Sydney Crosbey is one of the best hockey players in the world.
Crosby made his NHL debut on October 5, 2005
His entry level salary was under $1,000,000 per year.
Fast forward to July 10, … (0 comments)

vancouver mortgage broker rates: Buy a home for $19 an hour – Really – Vancouver Mortgage broker Mark Fidgett - 03/17/12 02:08 PM
Can I really buy a home and get a mortgage in Vancouver if I only make nineteen dollars an hour?
Many people are very surprised at how much they can afford when we first sit down with them.
Down payment always seems to be top of mind.
Most people think, if I don’t have a down payment, I can’t buy a home.
You may be surprised to learn that a person who earns about $19 per hour, may qualify for a $200,000 mortgage.
You may be asking, but what about my down payment?
I’m going to reveal a secret, well it’s … (0 comments)