Vancouver mortgage broker

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Mortgage and Lending - Mark Fidgett - www.NotaPennyDown.com
All things about Real Estate and mortgage financing in Vancouver BC
RECENT BLOG POSTS
Imagine being pre-approved for a mortgage, finding the home of your dreams, then realizing that you don’t have enough cash for the deposit. Yikes!! Make sure you don’t do this when you buy your next home. Everything was going along very smoothly until her realtor asked her for a $5,000 deposit. I...
05/18/2012
A short post to clarify the confusion surrounding the new First Time Home Buyers’ Bonus. Initially, when the First Time Home Buyers’ Bonus was announced in the budget, it was thought to be an offset against income tax payable. If that were the case, an applicant would only be able to benefit from...
04/20/2012
What’s the #1 thing you must not do after you apply for a mortgage? You may be surprised to know this can really affect the mortgage approval process… Vancouver mortgage broker Mark Fidgett warns clients that this can be a game changer. This has caused many would be home buyers great problems whe...
04/18/2012
Today’s mortgage question comes from a long time client. “How Can I Help My Daughter as it relates to credit and mortgages” This is a great question. Everyone needs to have the ability to borrow money. That’s true whether you’re a young adult starting out or you’re simply starting over after a ba...
04/15/2012
Are interest rates going up in Canada? If yes, when? If only I had a penny for every time I heard this question. Or should I say, a dime, pennies are history… All kidding aside, this is a very sensitive subject for many. As we’ve all heard, as little as a 2% increase in interest rates, is enough ...
04/05/2012
As a mortgage broker in Vancouver, I thought I’d seen it all when it comes to mortgages and financing real estate in Vancouver. Well that sure changed a couple of weeks ago. I did something that I’ve never done before. Let me explain… A client was referred to me needing a mortgage to purchase an ...
04/04/2012
While depositing a cheque at the bank, the teller suggested that my client apply for overdraft protection. As is the case with most, she kindly accepted the banks offer without question. After watching the video below, she phoned back to the bank and asked if the they were doing a soft or hard in...
04/01/2012
You may have heard about B.C.’s new 2012 $10,000 B.C. Home Buyers’ Bonus in the Vancouver Real Estate News. Lot’s of mortgage questions coming in as to how this affects the purchase of a home in Vancouver, BC. Vancouver mortgage broker, Mark Fidgett and real estate lawyer, Tony Spagnuolo, discuss...
03/23/2012
What does the price of real estate in Vancouver have to do with Sydney Crosby? On the face of it, not too much, but dig a little deeper and you may see some similarities. It wasn’t long ago when many didn’t know where Vancouver was, and I’m not talking about Vancouver Washington. It wasn’t long a...
03/20/2012
Great research done below by the Canadian Association of Accredited Mortgage Professionals. CURRENT MORTGAGE ISSUES KEY MESSAGE BASED ON OUR RESEARCH AND KNOWLEDGE OF THE SECTOR, WE SEE NO REASON TO TIGHTEN OR RESTRICT ACCESS TO RESIDENTIAL MORTGAGES AT THIS TIME CURRENT ENVIRONMENT Canada has a ...
03/18/2012
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All things about Real Estate and mortgage financing in Vancouver BC