choice finance in rockville: Value your broker and they will value you
- 12/10/09 08:14 AM
When shopping for a loan, you need to ask yourself what it is that you are shopping for. Are you shopping for the lowest rate and lowest cost? Are you looking for a professional that may not be the least expensive, but earns every bit of his/her fee? Is there value in working with a local mortgage broker, as opposed to a huge internet company? If you want the lowest rate and cost, all you have to do is get a good faith estimate from a broker and send it to another broker. The 2nd broker will send you an estimate … (0 comments)
choice finance in rockville: You would not consult a stripper if you had the flu, do not consult a realtor about your mortgage
- 12/03/09 01:57 AM
So you want to buy a house, what is the first thing you do (after trolling for hours on MLS listings sites )? You contact a realtor. The realtor is very happy to take your call and advises you to get pre-approved. Conveniently they just happen to have someone that comes "highly recommended and specializes in (fill in the blank, whatever you need is there specialty)" . You will call this person (which you should do) and they will pre-approve you for your loan, and send you off to buy a home! We all love one stop shopping and you have … (4 comments)
choice finance in rockville: Today's mortgage rates 11/30/09 from 4.375% fixed!
- 11/30/09 02:08 AM
TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:40 am 11/30/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates from 3.25% call for details30 yr fixed rate mortgage below $417,0004.375% 1 point4.5% .5 points4.75% NO POINTS 4.875% … (0 comments)
choice finance in rockville: Mortgage rates headed into unchartered waters; this is very good!
- 11/30/09 12:03 AM
Those pundits and arm chair quarterbacks out there who were predicting mortgage rates below 4.5% are either really good or really lucky. The truth is, it does not matter. As of 8:40 on Monday 11/30/2009 we appear headed to opening rates at 4.375% or lower with 1 point upfront. To overuse a phrase that is already grossly overused, this is a perfect storm. Home values have stabilized and in many markets like Montgomery County, MD ; home values have started to rise in some pockets. This makes it an ideal time to refinance or purchase, especially if you have a JUMBO … (2 comments)
choice finance in rockville: Today's mortgage rates 11/25 4.375%!
- 11/25/09 03:00 AM
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates 3.25%! Call for a free good faith estimate30 yr fixed rate mortgage below $417,0004.375% 1 point4.5% .5 points4.75% NO POINTSFannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)4.75% … (0 comments)
choice finance in rockville: Today's mortgage rates : Maryland, Virginia and Washington D.C.
- 11/19/09 02:41 AM
Great day to lock a rate! Call about NO COST refinances from 4.875% 30 yr fixed! TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:30 am 11/19/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates from 3.75% … (0 comments)
choice finance in rockville: Don't be stupid! 4% fixed rates are not happening. 4.5% Fixed is a different story
- 11/16/09 02:52 AM
"If you have been waiting for 4% fixed rate to become available, you need a reality check. Betting on something happening that has never happened before is never a good bet." To quote Yogi Berra "It's like Déjà vu all over again". We are once again experiencing the BEST MORTGAGE RATES that we have ever seen. That phrase has been thrown around so much that it is starting to sound like "The biggest sale of the year" or "The most dramatic rose ceremony ever" The big difference is that we know that a sale will return in a larger form and that … (0 comments)
When shopping for a loan, you need to ask yourself what it is that you are shopping for. 
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