fha streamline refinance: You would not consult a stripper if you had the flu, do not consult a realtor about your mortgage - 12/03/09 01:57 AM
So you want to buy a house, what is the first thing you do (after trolling for hours on MLS listings sites )? You contact a realtor. The realtor is very happy to take your call and advises you to get pre-approved. Conveniently they just happen to have someone that comes "highly recommended and specializes in (fill in the blank, whatever you need is there specialty)" . You will call this person (which you should do) and they will pre-approve you for your loan, and send you off to buy a home! We all love one stop shopping and you have … (4 comments)

fha streamline refinance: Today's mortgage rates 11/30/09 from 4.375% fixed! - 11/30/09 02:08 AM
TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:40 am 11/30/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates from 3.25% call for details30 yr fixed rate mortgage below $417,0004.375% 1 point4.5% .5 points4.75% NO POINTS 4.875% … (0 comments)

fha streamline refinance: Mortgage rates headed into unchartered waters; this is very good! - 11/30/09 12:03 AM
Those pundits and arm chair quarterbacks out there who were predicting mortgage rates below 4.5% are either really good or really lucky. The truth is, it does not matter. As of 8:40 on Monday 11/30/2009 we appear headed to opening rates at 4.375% or lower with 1 point upfront.
To overuse a phrase that is already grossly overused, this is a perfect storm. Home values have stabilized and in many markets like Montgomery County, MD ; home values have started to rise in some pockets. This makes it an ideal time to refinance or purchase, especially if you have a JUMBO … (2 comments)

fha streamline refinance: Don't be stupid! 4% fixed rates are not happening. 4.5% Fixed is a different story - 11/16/09 02:52 AM
"If you have been waiting for 4% fixed rate to become available, you need a reality check. Betting on something happening that has never happened before is never a good bet."
To quote Yogi Berra "It's like Déjà vu all over again". We are once again experiencing the BEST MORTGAGE RATES that we have ever seen. That phrase has been thrown around so much that it is starting to sound like "The biggest sale of the year" or "The most dramatic rose ceremony ever" The big difference is that we know that a sale will return in a larger form and that … (0 comments)

fha streamline refinance: **URGENT** Lock your FHA streamline TODAY or else you may never be able to! - 11/13/09 03:10 AM
As mentioned in prior post, FHA is changing the guidelines to streamline your FHA mortgage. The changes will take affect on all FHA case #'s issued on or after 11/18. However, many lenders are instituting these new guidelines on Monday 11/16. This means that you MUST start the mortgage process TODAY.
Want some good news? Rates are near the lowest points that we have EVER Seen:
These rates are available RIGHT NOW:
30 yr fixed
4.75% NO POINTS (loan amounts 300k-417k)
4.875% NO POINTS (loan amounts 417k-729k)
With rates this low, NOW is the time to streamline your FHA loan. Call me today!
(1 comments)

fha streamline refinance: No Closing Cost mortgage rates 11/10 - 11/10/09 01:54 AM
No Closing Cost refinance rates 11/10/2009 

Rates listed below are for NO CLOSING COST mortgage refinances in Maryland, Virginia and Washington D.C.
Rates listed below are BASE rates. Rates are based upon a $300,000 minimum loan amount, no cash out and a credit score 720 or greater, closing cost not to exceed $3,000. Please call or email me for a custom rate quote. No Closing Cost 30 yr fixed rate mortgage:4.875 with $1200 closing cost credit5% Up to $2500 closing cost credit5.125% Up to $3200 closing cost creditNo Cost 30 yr fixed JUMBO mortgage rate up to $729,7505.25% up … (0 comments)

fha streamline refinance: No Closing Cost Refinance Rates Maryland, Virginia, D.C - 11/09/09 03:13 AM
No Closing Cost refinance rates 11/9/2009 
Rates listed below are for NO CLOSING COST mortgage refinances in Maryland, Virginia and Washington D.C. Rates listed below are BASE rates. Rates are based upon a $300,000 minimum loan amount, no cash out and a credit score 720 or greater, closing cost not to exceed $3,000. Please call or email me for a custom rate quote. No Closing Cost 30 yr fixed rate mortgage:5% with $2,000 closing cost credit5.125% Up to $3,000 closing cost credit5.25% Up to $4500 closing cost creditNo Cost 30 yr fixed JUMBO mortgage rate up to $729,750 :5.25% up … (0 comments)

fha streamline refinance: What you need to know to streamline your FHA loan - 11/05/09 08:32 AM
       If you have an FHA mortgage and you are considering streamlining, Here is what you need to know
1. You ALWAYS want to close at the end of the month! When you payoff an traditional loan, you will only pay interest for the amount of days that you actually have the loan.  Example: Your loan funds on 11/2 , you would pay 2 days of interest to your old lender and 28 days interest to your new lender for a total of 30 days interest. On an FHA loan, you have to pay a full 30 days interest to your old … (0 comments)

fha streamline refinance: Today's mortgage rates :FHA, Fannie, Jumbo. MD, VA, DC - 11/05/09 02:24 AM
IMPORTANT FHA GUIDELINE CHANGES TAKE EFFECT ON 11/18
TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:45 am 11/5/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates from 3.5% call or email for details30 yr fixed rate … (0 comments)

fha streamline refinance: FHA streamlines: time is running out! MUST READ - 10/27/09 03:20 AM
As I mentioned in a prior post, the guidelines for FHA streamline refinances without an appraisal are going to drastically change on 11/18/09. If you currently have and FHA mortgage in Maryland, Virginia or Washington D.C., please call me today for a free streamline mortgage estimate.Why the rush?1. On November 18th, the maximum loan amount for FHA streamlines will change. As of today, you can obtain a loan amount equal to your old loan amount. This typically allows you to roll most or all closing cost into your new loan. The result is a NO COST streamline.If your FHA case number … (0 comments)

fha streamline refinance: Attention: All FHA homeowners, FHA streamline refinance guidelines are changing. - 10/06/09 02:01 AM
If you currently have an FHA loan, please read the following.
On September 18th 2009, HUD issued new guidelines for FHA streamline refinances. While I agree with the spirit of the new guidelines, the result will be that FHA streamline refinances without appraisals will be more costly. The new guideline will apply to all transaction with an FHA case number issued on or after 11/18/2009.
Why will the new guidelines make an FHA streamline more expensive?
Under the new FHA streamline guidelines, the maximum loan amount will be your outstanding principal balance MINUS your upfront mortgage insurance premium refund. Under the old guidelines, … (1 comments)

fha streamline refinance: NO COST FIXED 5%, Rates from 4.375% fixed or 3.5% 5/1 ARM. Maryland, Virginia, DC - 10/05/09 02:59 AM
TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:35 am 10/5/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates5 yr FHA ARM from 3.5%5 yr Conforming ARM from 3.5%5 yr Jumbo ARM from 3.625%30 yr fixed rate … (0 comments)

fha streamline refinance: Today's rates from 4.375% Maryland, Virginia, DC - 10/01/09 03:19 AM
4.5% mortgages today Maryland, Virginia, DCUpdated 10:45 am 10/1/09Work with a local mortgage lender that you can trust. Choice Finance has been serving the DC metro area for 14 years. Stop by our local Rockville, Md office today to visit us!Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates5 yr FHA ARM from 3.5%5 yr Conforming ARM from 3.5%5 yr Jumbo ARM from 3.5%30 yr fixed rate mortgage below $417,0004.375% 1.875 points
4.5% 1.5 points
4.625% 1 point
4.75% .5 points
4.875% … (0 comments)

fha streamline refinance: Today's mortgage rates : Maryland, Virginia & DC. FHA, FHA streamline, VA streamline, Jumbo loans.... - 09/28/09 02:48 AM
30 yr fixed rates from 4.375%, ARM's from 3.5%. Maryland, Virginia & Washington DC
FHA JUMBO STREAMLINE SPECIAL 5/1 ARM 4.25% No Points or 4.5% NO COST! Contact Josh Burley today 301.881.8900 x125
Work with a LOCAL mortgage lender that values your business. Choice Finance has been serving the DC metro area for 14 years. We are large enough to offer everything a national lender can, but small enough to care. We value your business and the business that you will refer to us.
All rates listed below are BASE rates on a 30 day lock. Factors such as credit … (2 comments)

fha streamline refinance: 4.5% mortgage rates! Maryland, Virginia, Washington DC. - 09/24/09 03:16 AM
Today's mortgage rates Maryland, Virginia, DC  Updated 11 am 9/24/09Work with a LOCAL morgtage lender that values your business. Choice Finance has been serving the DC metro area for 14 years. We are large enough to offer everything a national lender can, but small enough to care. We value your business and the business that you will refer to us.
FHA JUMBO STREAMLINE SPECIAL 5/1 ARM 4.25% No Points or 4.5% NO COST! Contact Josh Burley today 301.881.8900 x125 visit www.joshburley.net for more detailsAll rates listed below are BASE rates on a 30 day lock. Factors such as credit score, … (0 comments)

fha streamline refinance: Today's morgage rates: FHA, VA, Jumbo from 3.5% - 09/23/09 03:25 AM
FHA JUMBO STREAMLINE SPECIAL 5/1 ARM 4.25% No Points or 4.5% NO COST! Contact Josh Burley today 301.881.8900 x125All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million Adjustable Rate Mortgage (ARM) Rates5 yr FHA ARM from 3.625%5 yr Conforming ARM from … (0 comments)

fha streamline refinance: Updated Mortgage Rates : FHA mortgages, VA loans, Jumbo mortgage rate quotes - 09/22/09 03:43 AM
Updated mortgage rates for Maryland, Virginia and Washington D.C.
FHA JUMBO STREAMLINE SPECIAL 5/1 ARM 4.25% No Points or 4.5% NO COST! Contact Josh Burley today 301.881.8900 x125All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates5 … (0 comments)

fha streamline refinance: How much is title insurance? How much is recordation tax? and other closing cost FAQ's - 09/21/09 06:22 AM
How do I get low closing cost? What is title insurance? How much is Recordation tax?When choosing your lender, you need to look for more than just the lowest interest rate. The cost to attain a particular rate is of equal importance. A while back I wrote an article about how to identify junk fees and eliminate them. Now I want to address the rest of your Good Faith Estimate. These items will include Attorney's fees, title insurance and all applicable taxes; such as recordation tax and transfer tax and prepaid expenses (escrows).I cannot stress more that YOU can determine these … (0 comments)

fha streamline refinance: Today's mortgage rates: FHA , VA, Conforming and Jumbo from 3.5% - 09/17/09 05:16 AM
Visit www.joshburley.net for more details
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates5 yr FHA ARM from 3.75%5 yr Conforming ARM from 3.5%5 yr Jumbo ARM from 4%30 yr fixed rate mortgage below $417,0004.5% mortgage 2.375 … (0 comments)

fha streamline refinance: NOW is the time to streamline your FHA mortgage! - 09/16/09 07:24 AM
We just experienced a huge mortgage rate rally! We have returned to levels unseen since May. Remember the ship that you missed? it just came back into port! Do not miss it again. This is a great time to take advantage of an FHA streamline refinance. What do you need to qualify?
A CURRENT FHA mortgage with no 30 day late payments in the past 24 months A 620 credit score (go to www.choicefinance.net/apply to receive a FREE credit report) THAT IS IT! NO income required , NO appraisal require , NO Assets required.
If you have an FHA loan, call me … (0 comments)

 
Choice Finance® (Choice Finance Corporation)

Choice Finance®

Rockville, MD

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Choice Finance Corporation

Address: Rockville, MD

Office: (301) 881-8900

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