certified short sale specialist: Ventura County Home Price & Mortgage Rate Update #ChrisBJohnsonRealtor - 07/16/16 07:10 AM
Chris B Johnson, REALTOR®               Featured Listing                   Time to Sell Your Home?  
Mortgage Pre Approval           Neighborhood Market Report          Time To Buy A Home
Selling Your Home This Summer                                      Buying A Home This Summer
 
Weekly Mortgage Rate Update:  Investors showed a preference for stocks over bonds this week. The economic data had little impact. As a result, mortgage rates ended the week a little higher.
THIS WEEK'S RATE TREND IS UP

California May Pay You To Short Sale                              The Cost Of Waiting
Camarillo REO Coming To Market                                    What Is My Home Worth?
Your Real Estate Update                                                    Pricing Your Home To Sell!                               
HyperLocal Updates                                                         Sell, Remodel, Repair-Have … (2 comments)

certified short sale specialist: Are Interest Rates Headed Back Up? #ChrisBJohnsonRealtor - 07/13/16 09:14 AM
Chris B Johnson, REALTOR®               Featured Listing                   Time to Sell Your Home?  
Mortgage Pre Approval           Neighborhood Market Report          Time To Buy A Home
Selling Your Home This Summer                                      Buying A Home This Summer
 
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certified short sale specialist: Ventura County Home Prices & Mortgage Update #ChrisBJohnsonRealtor - 07/11/16 10:30 AM
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®
Weekly Mortgage Rate Update: Over the past week, investors continued to seek the safety of U.S. bonds in the wake of the British vote to exit the European Union. This added demand offset stronger than expected U.S. economic data, and mortgage rates ended the week at the best levels in years.
THIS WEEK'S RATE TREND IS DOWN
 
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certified short sale specialist: Mortgage Rates Are Still Tumbling Approaching Record Low Levels - 07/07/16 01:41 AM
Chris B Johnson, REALTOR®               Featured Listing                   Time to Sell Your Home?  
Mortgage Pre Approval           Neighborhood Market Report          Time To Buy A Home
Selling Your Home This Summer                                      Buying A Home This Summer
 
Mortgage rates are tumbling now and they're approaching record-low levels," said Greg McBride, chief financial analyst at Bankrate.com. "If you're a borrower, don't wait to lock your rate as this opportunity may not last long."
The Brexit could also indirectly benefit other borrowers if the Fed holds off on raising the central bank's key benchmark interest rate. When that rate goes up, it can raise short-term borrowing costs for banks, … (0 comments)

certified short sale specialist: Happy 4th of July Ventura County #ChrisBJohnsonRealtor - 07/04/16 06:39 AM
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®     
Featured Listing                   Time to Sell Your Home?  
Mortgage Pre Approval           Neighborhood Market Report          Time To Buy A Home
Selling Your Home This Summer                                      Buying A Home This Summer

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certified short sale specialist: Ventura County Real Estate Market Update #ChrisBJohnsonRealtor - 07/01/16 09:28 AM
Chris B Johnson, REALTOR®               Featured Listing                   Time to Sell Your Home?  
Mortgage Pre Approval           Neighborhood Market Report          Time To Buy A Home
Selling Your Home This Summer                                      Buying A Home This Summer
Your home is probably the biggest asset you own. This is why you should hire a professional REALTOR® to guide you. I help 24 to 28 families each year buy or sell a home. I have been a financial & real estate consultant for the past 30 years and specialized in loan loss mitigation, short sale negotiation and REO marketing. I know how to negotiate contracts & navigate through … (2 comments)

certified short sale specialist: BREXIT: What’s the FIXIT for Ventura County Home Buyers and Sellers? - 06/29/16 10:41 AM
Chris B Johnson, REALTOR®               Featured Listing                   Time to Sell Your Home?  
 
Now that much of the dust has settled and the panic has waned, let’s take a look at what impact Britain’s exit from the European Union may have on the U.S. housing market.
The most immediate impact of Brexit will be on mortgage interest rates. Interest rates have remained at historic lows for the last several years. Contrary to what many experts believed, rates have remained low throughout the first half of 2016.
Possible impact of Brexit on mortgage rates? In a recent article, the Washington Post explained:
“Brexit has spawned … (0 comments)

certified short sale specialist: Where Are The Rising Interest Rates? Just Around the Election Corner? - 06/10/16 09:49 AM
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®
Chris B Johnson, REALTOR®               Featured Listing                   Time to Sell Your Home?  
Mortgage Pre Approval           Neighborhood Market Report          Time To Buy A Home
(2 comments)

certified short sale specialist: Thousand Oaks Luxury Home Specialist-Want $25,000 More For Your Home? - 02/29/16 10:30 AM
HOME FORECLOSURE SOLUTIONS SHORT SALES EXPLAINED RESOURCES BLOG FAQ CONTACT US  
Google+  Chris B Johnson, REALTOR®    Featured Listing      Time to Sell Your Home?  
Mortgage Pre Approval      Neighborhood Market Report     Time To Buy A Home
Last year, many homeowners saw incredible gains in equity as home prices continued to rise. With interest rates inching upwards, many of those homeowners are taking advantage of their new equity to sell their homes and take advantage of today’s low mortgage rates… If you’re one of those homeowners looking to sell, how does an extra $25,000 for your home sound?

According to a report published in … (0 comments)

certified short sale specialist: Ventura County Homes - History Always Repeats Itself - 02/19/16 07:05 AM
Chris B Johnson, REALTOR® Neighborhood Market Report  Mortgage Pre Approval  Time To Buy A Home
Less than 1 out of 3 California families can afford to purchase a home: The number of Millennials living at home continues to grow.   Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®
We are definitely into housing bubble territory.  The latest California affordability figures show that only 29 percent of families can actually buy a home at today’s prices. This is why we are seeing products like the PoppyLoan coming about in the Bay Area trying to bring back the nothing down days of the last bubble.  You also have companies … (0 comments)

certified short sale specialist: Ventura County Short Sales, Is House Flipping Is Making a Comeback? - 02/18/16 03:21 AM
Chris B Johnson, REALTOR® Neighborhood Market Report  Mortgage Pre Approval  Time To Buy A Home
 If the resales are driven by Flip Investors who see an opportunity to buy homes and make repairs neglected during the recession, the activity could be a good thing. If investors are simply speculating that underlying home values are going to rise, that could be a troubling sign of an overheating market. 
At the onset of the millennium, house flippers—people who purchased imperfect homes, renovated them, and resold them at a profit mere months later—ran rampant in U.S. housing markets. 
When the market went bust, the flippers mostly went … (0 comments)

certified short sale specialist: Ventura County Real Estate Prices-Housing Recovery to Pick Up in 2016 - 11/17/15 09:10 AM
Chris B Johnson, REALTOR®   Featured Listing   Mortgage Pre Approval      Time To Buy A Home
Steady employment and economic growth, pent-up demand, affordable home prices and attractive mortgage rates will keep the housing market on a gradual upward trend in 2016. However, persistent headwinds related to shortages and availability of lots and labor, along with rising material prices are impeding a more robust recovery, according to economists who participated in a recent National Association of Home Builders (NAHB) Fall Construction Forecast Webinar. 
“This recovery is all about jobs,” says NAHB Chief Economist David Crowe. “If people can get good jobs that pay decent incomes, … (0 comments)

certified short sale specialist: WHY PERISCOPE IS PERFECT FOR YOUR BUSINESS #ChrisBJohnsonRealtor - 10/08/15 09:45 AM
Chris B Johnson, REALTOR®, SFR®         More On Moorpark Real Estate
More on Ventura County Real Estate        There Is No Housing Bubble               Real Estate News
Moorpark Homes 4 Sale     Simi Valley Homes 4 Sale    Thousand Oaks Homes 4 Sale 
Let’s face it: There are technology updates every second of every day and it’s hard to keep up. One of the latest innovations to hit the social media world is a new app called Periscope. It isn’t just another photo sharing app or a place to post your next status update, Periscope truly is a game-changer for both the social community and for real … (3 comments)

certified short sale specialist: Why You Should Just STOP Trying #ChrisBJohnsonRealtor - 09/30/15 09:37 AM
Chris B Johnson, REALTOR®     Mortgage Pre Approval         Time To Buy #ChrisBJohnsonRealtor
More on Ventura County Real Estate        There Is No Housing Bubble
Moorpark Homes 4 Sale     Simi Valley Homes 4 Sale    Thousand Oaks Homes 4 Sale 
 
Name one jargon term YOU think should be eliminated from business-speak. My pick? “Try.”
Let me explain: “Try” is the absolute archenemy to accomplishment, a word loathed by leaders around the world … and beyond. (Even Jedi Master Yoda famously said, “Do or do not. There is no try.”)
Too often “try” is used as an excuse for failure, a simple—and often accepted—justification for why … (0 comments)

certified short sale specialist: Is this is end of REO and Short Sales? #ChrisBJohnsonRealtor - 09/28/15 02:39 AM
Chris B Johnson, REALTOR®       First Time Buyers        FannieMae Home Ready Loans       
Your Equity Is On The Rise!      Should You Sell This Summer?                  Return Of The Housing Market J
The serious delinquency rate continued to decline in August, dropping by another three basis points down to 1.45 percent. The serious delinquency rate on Freddie Mac-backed loans is now seven basis points lower than it was in November 2008 at the start of the financial crisis (1.52 percent) and nearly 2 percentage points lower than the national serious delinquency rate reported by CoreLogic for July 2015 (3.4 percent).
A total of 4,137 homeowners with … (0 comments)

certified short sale specialist: The Cost Of Waiting To Buy A Home #ChrisBJohnsonRealtor - 09/22/15 03:31 AM
Chris B Johnson, REALTOR®                         Your Moorpark Neighborhood Specialists
Mortgage Pre Approval                                Time To Buy #ChrisBJohnsonRealtor
The Cost of Waiting to Buy a Home  Wednesday September 16th, 2015  For Buyers, Interest Rates, Pricing   The National Association of Realtors (NAR) recently released their July edition of the Housing Affordability Index. The index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and income data.
 
NAR looks at the monthly mortgage payment (principal & interest) which is determined by the median sales price and mortgage interest … (0 comments)

certified short sale specialist: Are We In For A Bumpy Ride? Fix Interest Rates Move UP - 09/10/15 04:26 AM
By Chris B Johnson Realtor     Ventura County Real Estate Market Updates   
Time To Buy #ChrisBJohnsonRealtor      Mapped Listings  
"Fasten your seat belts. It's going to be a bumpy night," said Bette Davis in All About Eve. That could just as well have been Janet Yellen, or a specialist at the New York Stock Exchange, or the head of the People's Bank of China on yet another week with lots of volatility on essentially no new information."
"The 30-year mortgage rate increased 5 basis points, but don't read too much into that. The Fed took great pains at the Jackson Hole conference to … (3 comments)

certified short sale specialist: Home Buyers Biggest Regrets & How To Help YOUR Buyers Avoid Them - 09/03/15 02:04 AM
Chris B Johnson, REALTOR®             Your Moorpark Neighborhood Specialists
ChrisHasYourBuyer.Info                               Time To Buy #ChrisBJohnsonRealtor
 Whether it’s our fault, their fault, or just  common mistakes, the frustration of home-  buyers with the buying process prevents us  from getting repeat business, future referrals  and putting commissions in our bank account.
 Some frustration is simply buyer’s remorse, but  we professionals are often held accountable  (blamed) despite our best efforts and empathy.
 Below is a recent article outlining the most  reported frustrations for which we need help  the buyer plan for and avoid.
 
 Nine out of every 10 buyers felt prepared when  they started the home buying process but after  the … (3 comments)

certified short sale specialist: Why Is It So Hard To Get A Listing Right Now?? - 08/27/15 04:47 AM
Chris B Johnson, REALTOR®            ChrisHasYourBuyer.Info                   Time To Buy #ChrisBJohnsonRealtor
Even with rising home prices over the past few years, many homeowners who have considered selling are deciding not to because they are caught in an affordability squeeze that is compounded by a lack of inventory.
More than one-third (35 percent) of homeowners have considered selling their home in the past year, and of that share, about two-thirds (64 percent) are reluctant to sell because they are finding they can’t afford the home they really want.
More than half (59 percent) of … (2 comments)

certified short sale specialist: What's for Sale In Moorpark - 06/11/15 12:15 AM
Chris B Johnson, REALTOR®  621 E Santa Paula for Lease @ $2,600/Month    
  View Photos 7246 LITTLER Court Moorpark, CA 93021 $1,419,000 5 bds 6 ba 5851 sq ft Status: Active Listing #: 215008484 Low maintenance and Perched above the 3rd tee at the critically acclaimed Moorpark Country Club you will find the most picturesque views this tract ha... Listing courtesyBy Chris B Johnson Realtor       View Photos 13712 SHENANDOAH Way Moorpark, CA 93021        View Photos 13561 ADLENA Place Moorpark, CA 93021 $700,000 4 bds 3 ba 1975 sq ft Status: Active Listing #: 215008576 Welcome home to one of Moorpark's most desirable neighborhoods with NO HOA! … (0 comments)

 
Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity (Allison James Elite) Rainmaker large

Chris B Johnson REALTOR®

5 Star Rated REALTOR® Quality, Not Quantity

Moorpark, CA

More about me…

Allison James Elite

Address: 587 W. LOS ANGELES AVENUE, Moorpark, California, 93021

Mobile: 805.208.0823

Email Me

Your Neighborhood Market Report Mortgage Pre Approval      Time To Buy A Home The Cost Of Waiting Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®Certified Distressed Property Expert,


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