More mortgage modifications are focusing on the sustainability of a loan in addition to focusing on affordability, according to a recent report from the Office of the Comptroller of the Currency (OCC). The OCC’s Q1 Mortgage Metrics report found that out of the 34,481 modifications completed by the seven largest banks during Q1 (Bank of America, Citibank, HSBC, JPMorgan Chase, PNC, U.S. Bank, and Wells Fargo), 91 percent of them were of the “combination modification” variety. Combination modifications include multiple actions (0 comments)
nod: Thousand Oaks & Westlake Village Short Sale Specialist Home Values & Prices
- 06/27/16 11:45 AM
VenturaCountyShortSaleSpecialist ThousandOaks-WestlakeVillage Sign Out Buy Sell Communities Market Insider Blog About Market Insider The data on this page is consolidated from multiple sources and includes current listings, recent sales, and more. Whether you're a buyer or seller, the knowledge you gain will help put you in control of your real estate transactions. Call or email anytime to discuss how this information can benefit you! Market Analysis Community Info Local Schools Compare Areas Insider Tips Price Trends - Sold vs. Listed Understand the difference between "listing prices" (what sellers are asking for) and "sold prices" (what buyers are willing (0 comments)
California May Pay You To Short Sale The Cost Of Waiting Camarillo REO Coming To Market What Is My Home Worth? Your Real Estate Update Pricing Your Home To Sell! HyperLocal Updates Sell, Remodel, Repair-Have Tough Questions? (0 comments)
nod: Ventura County Short Sales Are EXEMPT From Deficiency Judgements
- 02/09/16 04:06 AM
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS® Moorpark Short Sale HELP!! California May Pay You To Short Sale Oxnard REO Coming To Market What Is My Home Worth? A California homeowner whose home was underwater asked her bank to approve a short sale of their home and the bank agreed… but under one condition. The borrower would have to agree to waive her anti-deficiency protection, which means that she would be responsible to pay the difference between the sales price of the home and what was owed. The homeowner agreed… the home was sold for less than the amount owed on the mortgage… and the bank moved to (2 comments)
nod: Sight Seeing..or Serious Buyers?
- 10/30/15 02:40 AM
Chris B Johnson, REALTOR® Featured Listing Mortgage Pre Approval Time To Buy #ChrisBJohnsonRealtor Chris B Johnson, REALTOR® Owning a home is still the American dream, but how many buyers are willing to make (and/or capable of) the actual hard sacrifices to get one.
Determining which buyers “are real” and which are “just (fantasy) shopping” is the key to your (our) success.
Many agents (privately) complain they’ve “had their chain pulled” (almost always by friends/ family members) repeatedly by buyers who get the “itch” “just to start looking”without any sense of urgency for preparation.
If you have a relative or a member of (0 comments)
nod: Thousand Oaks Short Sale-Real Estate Market Update
- 09/17/14 09:46 AM
By Chris B Johnson Realtor, Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes it’s climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Thanks for reading this,
Chris B Johnson.
Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .
Phone: 805-208-0823. email (2 comments)
nod: Thousand Oaks Short Sale-Real Estate Market Update
- 09/14/14 02:22 AM
By Chris B Johnson Realtor, Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, Many Ventura County Homes Appreciated by over 16% Last Year. If you’re thinking of selling, yours may have now have enough equity to sell without being “Short”. Pricing your home correctly the FIRST TIME is more important than ever! If you want an accurate idea of what your home is worth Click Here: You may now have enough EQUITY in your home to sell WITHOUT having to be “short”. If you are thinking about ashort sale I can help you get an accurate value for your (0 comments)
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Thousand Oaks Loan Modification & Short Sale-Market Trends Update By Chris B Johnson Realtor, Thousand Oaks Short Sale Map, Ventura County Short Sale, The Thousand Oaks Short Sale Market seems to have paused around its high point. In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb. The average price (1 comments)