preapproval: The Power of a SoCal Mortgage Pre-Approval [INFOGRAPHIC] - 05/07/21 12:16 PM
Some Highlights  Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge in a bidding war. In today’s market, connecting with a lender to get pre-approved may be the game-changer that helps you secure your dream home.  
« Why Waiting to Buy a Home Could Cost You a Small Fortune 
The information contained, and the opinions expressed, in this … (1 comments)

preapproval: Waiting 2 Buy a SoCal Home Could Cost You a Small Fortune - 05/06/21 09:26 AM
Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no longer fits their changing needs.
To determine if they should buy now or wait another year, they both need to ask two simple questions:
Do I think home values will be higher a year from now? Do I think mortgage rates will be higher a year from now? Let’s shed some light … (0 comments)

preapproval: Are SoCal Interest Rates Expected to Rise Over the Next Year? - 05/05/21 10:46 AM
So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there’s a good chance rates will increase later this year and going into 2022, ultimately making it more expensive to borrow money for a home loan. Here’s a look at what several experts have to say.
Danielle Hale, Chief Economist, realtor.com: “Our long-term view for mortgage rates in 2021 is higher. As the economic outlook strengthens, thanks to progress against coronavirus and vaccines plus a dose of stimulus from the government, this pushes up expectations for economic growth . . . .”
Lawrence … (0 comments)

preapproval: Americans Find the Nonfinancial Benefits of Homeownership Most Valuable - 05/04/21 11:43 AM
Homeownership is a foundational part of the American Dream. As we look back on more than a year of sheltering in our homes, having a place of our own is more important than ever. While financial benefits are always a key aspect of homeownership, today, homeowners rank the nonfinancial and personal benefits with even higher value.
Recently, two national surveys revealed the reasons homeownership is such an important part of life. The top three personal benefits of homeownership noted by respondents in Unison’s 2021 report on The State of the American Homeowner are:
91% – feel secure, stable, or successful owning a home 70% – feel emotionally attached … (0 comments)

preapproval: Living In SoCal Should I Buy Now or Wait? [INFOGRAPHIC] - 04/30/21 11:53 AM
Some Highlights If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again. Mortgage interest rates are currently very low, but experts across the board are forecasting increases in both home prices and interest rates. Buying a home now means you’ll spend less in the long run. Let’s connect to put your homebuying plans in motion before home prices and mortgage rates climb even higher.  
« Is Home Price Appreciation Accelerating Again? 
The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does … (0 comments)

preapproval: Best Condo Buy New Orleans Lakeview,Great Second Home - 04/30/21 11:47 AM
#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR,#HyperLocal,
#ChrisBJohnsonREALTOR,#TopProducer, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome,#PreApproval
Pier Eight Condos 318 Lake Marina Drive New Orleans Lake front New Orleans,70124  
       The 77 condos on Lake Marina Drive are across the street from the marina.  The condos have 3 stories with ample parking for guests and owners. The condos are one and two bedroom units ranging from 800-1140 sq. ft. of living. Elevators and many stairs to all the units.        Enjoy the swimming pool, courtyard, sun deck,and all the green space in front of the complex. Its an easy walk to restaurants,coffee shops, supermarkets, West End Park, Lake … (0 comments)

preapproval: A Little Advice SoCal, Patience Is the Key to Buying a Home This Year - 04/28/21 10:43 AM
The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which means real estate is ultra-competitive for buyers right now. The National Association of Realtors (NAR) notes homes are getting an average of 4.8 offers per sale, and that number keeps rising. Why? It’s because there are so few houses for sale.
Low inventory in the housing market isn’t new, but it’s becoming more challenging to navigate. Danielle Hale, Chief Economist at realtor.com, explains:
“The housing market is still relatively under supplied, and buyers can’t buy what’s not for sale. Relative to what we saw … (0 comments)

preapproval: Where We Live: The Dogwoods At Langley - 04/28/21 10:35 AM
#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR,#HyperLocal,
#ChrisBJohnsonREALTOR,#TopProducer, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome,#PreApproval
The Dogwoods At Langley is a community of 69 homes that were generally built between 1969 - 1974 with a couple of homes built in the early 2000’s.  Located off of Chain Bridge Road just minutes from Arlington, Washington DC, and McLean, it offers easy access to George Washington Memorial Pkwy.
 
This community is in the Fairfax County Public School pyramid that currently attends Franklin Sherman Elementary, Longfellow Middle, and McLean High School. This Dogwoods has an active Association which includes amenities such as private Tennis Courts and handles the Common Area Maintenance, Insurance and Snow Removal … (0 comments)

preapproval: Will the SoCal Housing Market Maintain Its Momentum? - 04/27/21 11:22 AM
Last week’s Existing Home Sales Report from the National Association of Realtors
 (NAR) shows sales have dropped by 3.7% compared to the month before. This is the second consecutive month that sales have slumped. Some see this as evidence that the red-hot real estate market may be cooling. However, there could also be a simple explanation as to why existing home sales have slowed – there aren’t enough homes to buy. There are currently 410,000 fewer single-family homes available for sale than there were at this time last year.
Lawrence Yun, Chief Economist at NAR, explains in the report:
“The sales for March would have been measurably higher, had … (0 comments)

preapproval: Twelve Atlantic Station Atlanta Condos 30363 - ALLATLANTACONDOS.COM - 04/25/21 04:25 PM
#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR,#HyperLocal,
#ChrisBJohnsonREALTOR,#TopProducer, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome,#PreApproval
For More Detail Information About Twelve Atlantic Station Atlanta Condos, Click On The Photo Below:

 
361 17th St NW, Atlanta, GA 30363
 
Twelve Atlantic Station Atlanta Condos: Twelve Atlantic Station is an impressive 26-story luxury highrise building located on 17th Street in the Atlantic Station district of Atlanta. Built in 2005 by the Novare Group, Twelve offers 380 units marrying the concepts of upscale in-town homes with a sophisticated Atlanta boutique hotel. For the residents of Twelve, all the amenities and indulgences of a high-end hotel are available to you. Residents can enter the guest … (0 comments)

preapproval: SoCal There Are 82,338 Great Reasons to Buy a Home Today - 04/20/21 09:22 AM
The financial benefits of buying a home as compared to renting one are always up for debate. However, one element of the equation is often ignored – the ability to build wealth as a homeowner.
Most experts are calling for home prices to continue appreciating over the next several years. The most recent Home Price Expectation Survey, a survey of over one hundred economists, real estate experts, and investment and market strategists, expects home appreciation to increase as follows:
2021: 6% 2022: 4.5% 2023: 4% 2024: 3.6% 2025: 3.5% Using their annual projections, the graph below shows the equity build-up a purchaser … (0 comments)

preapproval: Updated Home For Sale in Southwest Escondido, CA - 04/20/21 09:08 AM
#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR,#HyperLocal,
#ChrisBJohnsonREALTOR,#TopProducer, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome,#PreApproval
Listing Details 1646 Lisbon Place, Escondido, CA 92029
Pride of Ownership Cul-De -Sac Neighborhood Price: $749,000
MLS number: 210009312
Bedrooms: 4
Bathrooms: 2.5
Square Footage: 1877 No HOA, No Mello Roos Tax
Call/Text Thomas at 858-232-8722 to see if this property is still available and to arrange a private showing. Use the 3-D Virtual Tour to walk through it now!
You Will Love the this Beautiful Updated Home's Location and maticulous gardens.  
Aloha Means Good-Buy! Updated Southwest Escondido House located in a "pride of ownership" cul-de-sac neighborhood with beautifully landscaped yards, a large backyard and over 20 different 
fruit trees!  (see partial list below...)
One … (2 comments)

preapproval: SoCal - How Much Time Do You Need To Save for a Down Payment? - 04/19/21 12:31 PM
One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think.
Using data from the U.S. Department of Housing and Urban Development (HUD) and Apartment List, we can estimate how long it might take someone earning the median income and paying the median rent to save up for a down payment on a median-priced home. Since saving for a down payment can be a great time … (0 comments)

preapproval: The Aberdeen / Vinings Atlanta Condos - ALLATLANTACONDOS.COM - 04/18/21 06:20 PM
 
#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR,#HyperLocal,
#ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome,#PreApproval
#SellYourHomeForMoreandPayLess, #TimeToSell #ChrisBJohnsonRealtor, #SellersPayZEROCommission,  #ListYourHomeAndPayNoCommission, #BetterThanFSBO, #5StarREALTOR®, #TopProducer, #AJIBoom, #XomeAgentNetwork, #BidOnHomes, #ShortSaleSpecialist, #REOSpecialist, #363benttwig #290epennst #709OrchardSt #FixandFlip, #RealEstateInvestor, #958BretonSt
To View More Detail Information About The Aberdeen Atlanta Condos, Click On The Photo Below:

 
2700 Paces Ferry Rd SE, Atlanta, GA 30339
 
 
The Aberdeen Vinings Atlanta Condos: The Aberdeen is a 12-story luxury high-rise condo building located on Paces Ferry Road in Vinings. Completed in 2009, The Aberdeen offers 55 luxury condominium homes with the tax advantages of being located in Cobb County. The architectural design team of Smallwood, Reynolds and Stewart spent over three years … (0 comments)

preapproval: 93% of SoCal Believe a Home Is a Better Investment Than Stocks - 04/14/21 09:31 AM
A recent Survey of Consumer Finances study released by the Federal Reserve  reveals the net worth of homeowners is forty times greater than that of renters. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes.
Do Americans believe a home is a better investment than stocks? In a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York notes that 93.3% of Americans believe buying a home is definitely or probably a better investment than buying stocks.
Here’s how the results break down:The survey also shows a wide range of reasons why Americans feel that way (respondents were … (0 comments)

preapproval: Kalispell Market Report: Land - March 2021 - 04/12/21 12:27 PM
#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR, #HyperLocal, #ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome, #PreApproval
This report covers the residential land market (active listings and sales) in Kalispell Montana as of the end of March 2021. Similar to the housing market, land sales remain strong.


  Available Inventory As of early April, there were 58 residential land parcels for sale in the Kalispell area which is a 13% decrease since the last month's report. Similar to residential listings in the area, land options have decreased over the last several months.
 
Five or more acres Of the land currently for sale, 60% of listings include five … (1 comments)

preapproval: SoCal Homeownership Is Full of Financial Benefits - 04/08/21 01:03 PM
A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents:
88% – a better chance of saving for retirement 87% – the best investment plan 85% – the chance to be better off financially 85% – the chance to build up wealth Additional financial advantages of homeownership included in the survey are having the best overall tax situation and being able to live within your budget.
Does homeownership actually give you a better … (0 comments)

preapproval: SoCal, Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year - 04/05/21 09:41 AM
If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund.
Using data from the Internal Revenue Service (IRS), it’s estimated that Americans can expect an average refund of $2,925 when filing their taxes this year. The map below shows the average anticipated tax refund by state:Thanks to programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae, many first-time buyers can purchase a home with as little as 3% down. In addition, Veterans Affairs Loans allow many veterans to put 0% down. You … (0 comments)

preapproval: There is No Reason To Worry Over Today’s SoCal Lending Standards - 04/01/21 10:01 AM
Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money. Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. Let’s alleviate these concerns.
Several times a year, the Mortgage Bankers Association releases an index titled The Mortgage Credit Availability Index (MCAI). According to their website:
“The MCAI provides the only standardized quantitative index that is solely focused … (0 comments)

preapproval: New Construction in NE Cape Coral, FL just Sold by #teamstiller - 04/01/21 09:55 AM
#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR, #HyperLocal, #ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome, #PreApproval

So excited that I was able to help our friends (old neighbors son) with the buying process. It wasn't easy in this tough market. We put several offers in different properties to finally be able to get this beautiful new construction home in their price range!   I'm super grateful to have the opportunity to help them purchase their first home!   Congratulations guys! We are proud of you both #soldbyteamstiller  

 
NEW CONSTRUCTION HOME! CHECK OUT ALL THE FEATURES! This 3 bed, 2 bath home. TILE THROUGHOUT! Just under 1,400 … (0 comments)

 
Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity (Allison James Elite)

Chris B Johnson REALTOR®

5 Star Rated REALTOR® Quality, Not Quantity

Moorpark, CA

More about me…

Allison James Elite

Address: 587 W. LOS ANGELES AVENUE, Moorpark, California, 93021

Mobile: 805.208.0823

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