stop foreclosure: Is this is end of REO and Short Sales? #ChrisBJohnsonRealtor
- 09/28/15 02:39 AM
Chris B Johnson, REALTOR® First Time Buyers FannieMae Home Ready Loans Your Equity Is On The Rise! Should You Sell This Summer? Return Of The Housing Market J The serious delinquency rate continued to decline in August, dropping by another three basis points down to 1.45 percent. The serious delinquency rate on Freddie Mac-backed loans is now seven basis points lower than it was in November 2008 at the start of the financial crisis (1.52 percent) and nearly 2 percentage points lower than the national serious delinquency rate reported by CoreLogic for July 2015 (3.4 percent). A total of 4,137 homeowners with … (0 comments)
stop foreclosure: How To Invite Entertaining Hummingbirds Into Your Garden
- 09/13/15 03:24 PM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists Mortgage Pre Approval Time To Buy #ChrisBJohnsonRealtor Hummingbirds are dazzling jewels in any landscape. You might not know it, but hummingbirds, or hummers, as they are affectionately known, live only in North, Central and South America. What better way to celebrate these delicate beautiesunique to the Americas than to learn more about putting your yard to work to support them? Tim J. Hopwood Save Email Shown: Male rufous hummingbird Brian Kushner Save Email Order: Apodiformes (The name means “without feet,” which is certainly how these birds look most of the time.) Common names: More than a dozen species … (3 comments)
stop foreclosure: Ventura County Mortgage Rate Update #ChrisBJohnsonRealtor
- 09/11/15 03:41 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists Mortgage Pre Approval Time To Buy #ChrisBJohnsonRealtor First Time Buyers FannieMae Home Ready Loans Weekly Mortgage Rate Update There was little market moving economic news for mortgage rates over the past week. Ahead of the upcoming Fed meeting, mortgage rates again ended the week with little change. THIS WEEK'S RATE TREND IS FLAT … (0 comments)
stop foreclosure: Are We In For A Bumpy Ride? Fix Interest Rates Move UP
- 09/10/15 04:26 AM
By Chris B Johnson Realtor Ventura County Real Estate Market Updates Time To Buy #ChrisBJohnsonRealtor Mapped Listings "Fasten your seat belts. It's going to be a bumpy night," said Bette Davis in All About Eve. That could just as well have been Janet Yellen, or a specialist at the New York Stock Exchange, or the head of the People's Bank of China on yet another week with lots of volatility on essentially no new information." "The 30-year mortgage rate increased 5 basis points, but don't read too much into that. The Fed took great pains at the Jackson Hole conference to … (3 comments)
stop foreclosure: Home Buyers Biggest Regrets & How To Help YOUR Buyers Avoid Them
- 09/03/15 02:04 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor Whether it’s our fault, their fault, or just common mistakes, the frustration of home- buyers with the buying process prevents us from getting repeat business, future referrals and putting commissions in our bank account. Some frustration is simply buyer’s remorse, but we professionals are often held accountable (blamed) despite our best efforts and empathy. Below is a recent article outlining the most reported frustrations for which we need help the buyer plan for and avoid.
Nine out of every 10 buyers felt prepared when they started the home buying process but after the … (3 comments)
stop foreclosure: Why Is It So Hard To Get A Listing Right Now??
- 08/27/15 04:47 AM
Chris B Johnson, REALTOR® ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor Even with rising home prices over the past few years, many homeowners who have considered selling are deciding not to because they are caught in an affordability squeeze that is compounded by a lack of inventory. More than one-third (35 percent) of homeowners have considered selling their home in the past year, and of that share, about two-thirds (64 percent) are reluctant to sell because they are finding they can’t afford the home they really want. More than half (59 percent) of … (2 comments)
stop foreclosure: Where Is All The "Shadow Inventory"?
- 07/23/15 11:35 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor Sorry, I did not mean Instant access to the Shadow Inventory.....The foreclosure inventory percentage dropped by 22.5 percent year-over-year in June down to about 1.46 percent of all residential mortgages nationwide, according to Black Knight Financial Services' First Look at June 2015 Mortgage Datareleased Thursday. The number of loans in some state of foreclosure as of June 2015 dropped to about 739,000 year-over-year, the lowest number since 2007, prior to the financial crisis. Even with the decline, however, the foreclosure inventory rate is still three times its … (0 comments)
stop foreclosure: What's for Sale In Moorpark
- 06/11/15 12:15 AM
Chris B Johnson, REALTOR® 621 E Santa Paula for Lease @ $2,600/Month View Photos 7246 LITTLER Court Moorpark, CA 93021 $1,419,000 5 bds 6 ba 5851 sq ft Status: Active Listing #: 215008484 Low maintenance and Perched above the 3rd tee at the critically acclaimed Moorpark Country Club you will find the most picturesque views this tract ha... Listing courtesyBy Chris B Johnson Realtor View Photos 13712 SHENANDOAH Way Moorpark, CA 93021 View Photos 13561 ADLENA Place Moorpark, CA 93021 $700,000 4 bds 3 ba 1975 sq ft Status: Active Listing #: 215008576 Welcome home to one of Moorpark's most desirable neighborhoods with NO HOA! … (0 comments)
stop foreclosure: Here Are 5 Reasons You Should NOT DIY!!
- 06/10/15 11:53 AM
Chris B Johnson, REALTOR® In today's market, with homes selling quickly and prices rising some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers. Here are five reasons: 1. There Are Too Many People to Negotiate WithHere is a list of some of the people with whom you must be prepared to negotiate if you decide to For Sale By Owner: The buyer who wants the best deal possible The buyer’s agent who solely … (4 comments)
stop foreclosure: Boomerang Buyers, They Are Back, Or Are They??
- 06/09/15 02:04 AM
By Chris B Johnson Realtor, It's been about nine years since the start of the U.S. foreclosure crisis, which peaked at 7.7 million houses in foreclosure in 2012. With the passage of the years, once-distressed homeowners with restored credit are reentering the housing market, even though damaged credit profiles and lender rules will greatly restrict the overall share of those eligible to buy. According to the National Association of Realtors, California, Florida, and Arizona, where the foreclosure crisis started, are expected to have the largest share of return buyers within the next decade. Nearly a million of those former owners already … (2 comments)
stop foreclosure: Moorpark Simi Valley Thousand Oaks MarketUpdates #ChrisBJohnsonRealtor
- 05/16/15 03:46 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists Moorpark Home Market Trends Moorpark Condo-TownHome Market Trends Thousand Oaks Home Market Trends Thousand Oaks Condo-TownHome Market Trends Simi Valley Home Market Trends Simi Valley Condo-TownHome Market Trends WestLake Home Market Trends WestLake Condo-TownHome Market Trends Newbury Park Home Market Trends Your Equity Is On The Rise! Camarillo Home Market Trends Camarillo Condo-TownHome Market Trends Oxnard Home Market Trends Oxnard Condo-TownHome Market Trends Ventura Home Market Trends Ventura Condo-TownHome Market Trends Santa Paula Home Market Trends Fillmore Home Market Trends Somis Home Market Trends Moorpark Market Activity Report-ButterCreek Estates Moorpark Market Activity-Belmont Moorpark Short Sale Report Ventura County Trends … (2 comments)
stop foreclosure: Ventura County Real Estate Update
- 02/17/15 10:56 AM
Ventura County Real Estate Market Update February 18, 2015 Moorpark Real Estate Market Updates February 11, 2015 19 Moorpark Homebuyers Need to Act Now! #Chris B... February 4, 2015 … (0 comments)
stop foreclosure: Moorpark Short Sale Working with Your Listing Agent To Seal The Deal
- 02/09/15 12:13 PM
By Chris B Johnson Realtor, Moorpark Short Sale , Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale Ventura County Short Sale, View Photos 186 HIGH MEADOW Street Simi Valley, CA 93065 $1,259,900 5 bds 4 ba 4127 sq ft Status: Active Listing #: 215001468 Welcome to one of the most exquisite residences you have ever seen!!This lovely home has every designer/decorator upgrade! A stamped concrete drive/lu... View Photos 70 PRESIDENTIAL Drive Simi Valley, CA 93065 $1,100,000 0 bds 0 ba 435600 sq ft Status: Active Listing #: 215001816 A 10 acre View lot in an elite gated community with stunning mountain views. Near the Ronald Reagan Presidential Library and … (0 comments)
stop foreclosure: Buy Ventura County Short Sales, Fannie Mae Helps First Time Buyers
- 02/09/15 11:59 AM
By Chris B Johnson Realtor, Moorpark Short Sale , Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale Ventura County Short Sale, Fannie Mae has renewed its commitment to responsibly help lenders extend affordable mortgage financing to qualified homebuyers. Fannie Mae offers an industry-leading combination of mortgage products, tools, and informative resources to grow sound business opportunities for lenders and sustainable homeownership opportunities for consumers. Our priority A safe, responsible balance between expanded access to mortgage financing and the long-term viability of today’s mortgage loans—limiting risk to lenders, investors, homeowners, and taxpayers. Our goal Straightforward work process with lenders to make mortgages … (0 comments)
stop foreclosure: Ventura County Real Estate Market Update #ChrisBJohnsonRealtor
- 01/24/15 09:45 AM
Chris B Johnson Realtor at Berkshire Hathaway Home Service California Realty) Ventura County Real Estate Market Updates... January 25, 2015 0 Moorpark Luxury Home Update January 17, 2015 1 Simi Valley Short Sale, 4 Reasons You Should Sell... January 15, 2015 3 Ventura County Short Sale, The Mortgage Debt... January 10, 2015 34 1 Moorpark Real Estate Market Snapshot from Chris B... January 7, 2015 2 CFPB to Expand Foreclosure Protections January 7, 2015 29 1 Tax Relief For short Sales Extended?? January 7, 2015 4 Moorpark Real Estate Market Updates December 2, 2014 … (1 comments)
stop foreclosure: Thousand Oaks Short Sale-Real Estate Market Update
- 09/17/14 09:46 AM
By Chris B Johnson Realtor, Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes it’s climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Thanks for reading this,
Chris B Johnson.
Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .
Phone: 805-208-0823. email … (2 comments)
stop foreclosure: Thousand Oaks Short Sale-Real Estate Market Update
- 09/14/14 02:22 AM
By Chris B Johnson Realtor, Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, Many Ventura County Homes Appreciated by over 16% Last Year. If you’re thinking of selling, yours may have now have enough equity to sell without being “Short”. Pricing your home correctly the FIRST TIME is more important than ever! If you want an accurate idea of what your home is worth Click Here: You may now have enough EQUITY in your home to sell WITHOUT having to be “short”. If you are thinking about ashort sale I can help you get an accurate value for your … (0 comments)
stop foreclosure: Moorpark Short Sale-Fannie Mae Relaxes Waiting Period for Distressed Borrowers
- 09/12/14 09:30 AM
By Chris B Johnson Realtor, Moorpark Short Sale ,Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, Fannie Mae recently released a report revising the waiting periods for distressed borrowers with a derogatory credit event such as a foreclosure, bankruptcy, short sale, or deed-in-lieu of foreclosure on their credit history to obtain a new loan. For borrowers with a short sale or deed-in-lieu of foreclosure on their record, Fannie Mae’s new mandated minimum waiting period to become eligible for a new loan is four years. The time is shortened to two years if there … (0 comments)
Thousand Oaks Loan Modification & Short Sale-Market Trends Update By Chris B Johnson Realtor, Thousand Oaks Short Sale Map, Ventura County Short Sale, The Thousand Oaks Short Sale Market seems to have paused around its high point. In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb. The average price … (1 comments)
stop foreclosure: By waiting It Out, Your Short Sale May No Longer Be Short! Ventura County Short Sales
- 05/05/14 10:15 AM
Your Short Sale May No Longer Be Short! Ventura County Short Sales By Chris B Johnson Realtor, Ventura County Short Sale-Moorpark Short Sale Map Two years of relatively consecutive home price increases and a general decline in the number of distressed loans have contributed to a decreasing number of underwater borrowers. Looking at current combined loan-to-value, we see that while four years ago 34% of borrowers were in negative equity positions, today that number … (3 comments)
Chris B Johnson, REALTOR® First Time Buyers FannieMae Home Ready Loans 
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