top ten realtor in ventura county: 10126 Resada Blvd, #125 Northridge, CA 91324 REHAB IS ALMOST COMPLETE! - 05/23/17 05:39 PM

Is Now a Good Time to Rent? People often ask if now is a good time to buy a home, but nobody ever asks when a good time to rent is. Regardless, we want to make certain that everyone understands that today is NOT a good time to rent.
The Census Bureau recently released their 2017 first quarter median rent numbers. Here is a graph showing rent increases from 1988 until today:

As you can see, rents have steadily increased and are showing no signs of slowing down. If you are faced with making the decision of whether or not you should renew … (0 comments)

top ten realtor in ventura county: The Cost of RENTING-Do You Know the Cost of NOT Owning Your Home? - 05/15/17 07:31 AM
Owning a home has great financial benefits, yet many continue renting! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.
Zillow recently reported that:
“With Rents continuing to climb and interest rates staying low, many renters find themselves gazing over the homeownership fence and wondering if the grass really is greener. Leaving aside, for the moment, the difficulties of saving for a down payment, let’s focus on the monthly expenses of owning a home: it turns out that renters currently paying the median rent in … (4 comments)

top ten realtor in ventura county: Ventura Counties Real Estate Market Update #ChrisBJohnsonRealtor - 05/13/17 04:43 PM
Your Real Estate Update     FROM CHRIS B JOHNSON      

Another Sold In Moorpark
We Can Sell Yours Too!
Read more.   5 Ways to Save on Home Renovation Costs So You Don't Go Broke

Read more.   8 Hidden Costs When You Buy a Home

Read more.   REO Home For Sale in Camarillo
Paradise Found in Camarillo. Feel the cool ocean breeze while dipping your toes in....
Read more.    4 GENIUS YARD UPGRADES EVEN A KLUTZ CAN CRUSH... CHECK OUT MORE  8 WAYS NEW HOMEOWNERS ACCIDENTALLY TRASH THEIR YARDSYou've done it. You own a house with a … (0 comments)

top ten realtor in ventura county: Ventura County Mortgage Rates Update #ChrisBJohnsonRealtor - 05/12/17 02:13 PM
Weekly Mortgage Rate Update A victory by Macron in the French election was viewed as negative for mortgage rates early in the week, while Friday's weaker than expected U.S. economic data was positive. These influences were roughly offsetting, and mortgage rates ended the week with little change.
THIS WEEK'S RATE TREND IS FLAT  
  Ventura County Home Values  What Is My Home Worth? … (0 comments)

top ten realtor in ventura county: What You Need to Know About Qualifying for a Mortgage #TimeToBuy - 05/12/17 08:52 AM
Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don't have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford. Ventura County Home Values  Chris B Johnson Realtor  Top Listing Agent in Ventura County-Allison James Elite  
« 3 Reasons the Housing Market is NOT in a Bubble   
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top ten realtor in ventura county: #TimeToSell, Inventory Shortages Are Slowing Down the Market - 05/11/17 06:18 PM
The real estate market is moving more and more into a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that 2017 will be the year that the housing market races forward again.
However, there is one thing that may cause the industry to tap the brakes: a lack of housing inventory. While buyer demand looks like it will remain strong throughout the summer, supply is not keeping up.
Here are the thoughts of a few industry experts on the subject:
Lawrence Yun, Chief Economist at NAR: "Sellers are in the driver's seat this … (0 comments)

top ten realtor in ventura county: 3 Reasons the Housing Market is NOT in a Bubble #ChrisBJohnsonRealtor - 05/11/17 03:33 PM
With housing prices appreciating at levels that far exceed historical norms, some are fearful that the market is heading for another bubble. To alleviate that fear, we just need to look back at the reasons that caused the bubble ten years ago.
Last decade, demand for housing was artificially propped up because mortgage lending standards were way too lenient. People that were not qualified to purchase were able to attain a mortgage anyway. Prices began to skyrocket. This increase in demand caused homebuilders in many markets to overbuild.
Eventually, the excess in new construction and the flooding of the market with … (1 comments)

top ten realtor in ventura county: #TimeToBuy Real Estate is Best Long-Term Investment 4 Years Running - 05/10/17 09:12 AM
Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks/mutual funds, gold, savings accounts/CDs, or bonds.
For the fourth year in a row, Real Estate has come out on top as the best long-term investment! This year’s results showed that 34% of Americans chose real estate, followed by stocks at 26%. The full results are shown in the chart below.

The study makes it a point to draw attention to the contrast of the sentiment over the last four years compared to that of 2011-2012, when gold took the top … (0 comments)

top ten realtor in ventura county: #ChrisBjohnsonRealtor, Do You Know the Cost of Waiting to Buy a Home? - 05/05/17 09:05 AM
Some Highlights: The “Cost of Waiting to Buy” is defined as the additional funds it would take to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac predicts that interest rates will increase to 4.8% by this time next year, while home prices are predicted to appreciate by 4.9% according to CoreLogic. Waiting until next year to buy could cost you thousands of dollars a year for the life of your mortgage!  
« Financial Planning: 4 Reasons to Buy a House Today 
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top ten realtor in ventura county: #ChrisBJohnsonRealtor, FinancialPlanning: 4 Reasons to Buy a House NOW - 05/04/17 07:52 PM
Homeownership will always be a part of the American Dream. There are advantages to owning your own home (educational, health, social) that far transcend any economic impact. However, we want to look at several of the financial advantages of homeownership in today’s post.
1. Buying is Cheaper Than Renting The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The report reveals that:
“Interest rates have remained low, and even though home prices have appreciated around the country, they haven’t greatly outpaced … (2 comments)

top ten realtor in ventura county: Little Change in Ventura County Mortgage Rates #TimeTo Buy - 05/03/17 06:09 PM
Ventura County Home Sales
Ventura County Home Values
 
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top ten realtor in ventura county: Your Real Estate Update - 05/02/17 06:17 PM
Your Real Estate Update   FROM CHRIS B JOHNSON Home Values      

Another Sold In Moorpark
We Can Sell Yours Too!
Read more.   5 Ways to Save on Home Renovation Costs So You Don't Go Broke

Read more.   8 Hidden Costs When You Buy a Home

Read more.   REO Home For Sale in Camarillo
Paradise Found in Camarillo. Feel the cool ocean breeze while dipping your toes in....
Read more.    4 GENIUS YARD UPGRADES EVEN A KLUTZ CAN CRUSH... CHECK OUT MORE  8 WAYS NEW HOMEOWNERS ACCIDENTALLY TRASH THEIR YARDSYou've done it. You own a house … (0 comments)

top ten realtor in ventura county: #TimeToBuy #ChrisBJohnsonRealtor Where Are Mortgage Rates Headed?? - 05/02/17 05:50 PM
Where Are Mortgage Rates Headed??
3 Charts That Shout, ‘List Your Home Today!’ In school, we all learned the theory of supply and demand. When the demand for an item is greater than the supply of that item, the price will surely rise.
SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 3.8-month supply. This is considerably lower than the 6-month supply necessary for a normal market.

 
DEMAND Every month NAR reports on the number of buyers out in the market looking for homes, which is also known as buyer traffic. As seen on the … (0 comments)

top ten realtor in ventura county: Get All the Facts about PMI, #TimeToBuy #ChrisBJohnsonRealtor - 05/02/17 09:06 AM
When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have too much information about Private Mortgage Insurance (PMI).
What is PMI? Freddie Mac defines PMI as:
“An insurance policy that protects the lender if you are unable to pay your mortgage. It's a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less than 20%.
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top ten realtor in ventura county: #TimeToSell Is the Current Pace of Home Sales Maintainable? - 05/01/17 06:23 PM
There are some experts questioning whether the current pace of residential home sales is maintainable. Are too many people buying homes like in 2004-2006? Are we headed for another housing crisis? Actually, if we look closely at the numbers, we can see that we are looking at a very healthy real estate market.
Why the concern? Some are looking at the last four years of home sales and comparing them to the three years just prior to the housing bubble. Looking at the graph below, we can understand that thinking.

However, if we go further back in history, we can … (2 comments)

top ten realtor in ventura county: #TimeToSell #ChrisBJohnsonRealtor Homes are Selling Fast - 05/01/17 10:05 AM
Homes are Selling Fast Across the Country   Friday April 28th, 2017  For Sellers, Housing Market Updates, Infographics  
Some Highlights: The National Association of REALTORS® surveyed their members for their monthly Confidence Index. The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked about their expectations for home sales, prices and market conditions. Homes sold in 60 days or less in 36 out of 50 states, and Washington D.C. Homes typically went under contract in 34 days in March!
You might also enjoy reading... What Are the Experts Saying about … (0 comments)

top ten realtor in ventura county: 12114 2nd Avenue, Lynwood CA 90262 Bank Owned REO for Sale - 04/30/17 01:59 PM
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top ten realtor in ventura county: Ventura County Mortgage Rate UpDate #TimeToBuy #ChrisBJohnsonRealtor - 04/28/17 05:56 PM
Weekly Mortgage Rate Update Over the past week, mortgage rates were influenced mainly by events in Europe. The outcome of Sunday's French election was bad for mortgage rates, while Thursday's European Central Bank meeting was mildly positive. The U.S. economic data had little impact. Mortgage rates ended the week a little higher.
THIS WEEK'S RATE TREND IS UP  
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https://www.zillow.com/homes/for_sale/61304761_zpid/1_pnd/34.240002,-118.997955,34.238277,-119.001495_rect/17_zm/1_fr/?view=public
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top ten realtor in ventura county: Millennials buying houses, home sales booming #ChrisBJohnsonRealtor - 04/28/17 09:22 AM
 
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top ten realtor in ventura county: #TimeToBuy 5308 Plata Rosa Court Camarillo #ChrisBJohnsonRealtor - 04/27/17 06:58 PM
5308 Plata Rosa
Court Camarillo
 
Beautiful home located in The Pinnacle. This home features 4,834 square feet of living area with views of the mountains and partial ocean views. Zillow currently values this home around $1,672,000.00. The home shows some signs of wear and tear and needs tlc. This creates an incredible opportunity for someone with vision and a rehab budget. This home is on an oversize Flag Lot, in a cul-de-sac with no neighbors to the North. VERY PRIVATE!! The home originally had many upgrades. This is a perfect home to tastefully upgrade to with your own personal design ideas. The … (2 comments)

 
Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity (Allison James Elite) Rainmaker large

Chris B Johnson REALTOR®

5 Star Rated REALTOR® Quality, Not Quantity

Moorpark, CA

More about me…

Allison James Elite

Address: 587 W. LOS ANGELES AVENUE, Moorpark, California, 93021

Mobile: 805.208.0823

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Your Neighborhood Market Report Mortgage Pre Approval      Time To Buy A Home The Cost Of Waiting Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®Certified Distressed Property Expert,


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