ventura county short sale help: Will 2016 Continue The Seller's Market? Ventura County Selling Tips - 01/18/16 03:19 AM
 
   
Chris B Johnson, REALTOR® Neighborhood Market Report  Mortgage Pre Approval  Time To Buy A Home
The experts offer the following suggestions on how to position your property favorably in 2016.
Exceed buyers' expectations. Many people who’ve been around the real estate block expect pre-owned homes to come with problems. Get your property into tip-top shape before you put it on the market and you’ll eliminate most buyers’ potential objections.
Don’t price your home without a comparative market analysis. You may think your property is worth $500,000, but the local real estate market needs to agree with that price if you want to have … (0 comments)

ventura county short sale help: So What's In The Crystal Ball For 2016 Home Prices? - 01/14/16 09:14 AM
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®                What Is My Home Worth?
 According to the NAR, the  national median existing-home  price for all of 2015 will be close  to $221,200, up around 6 percent  from 2014. In 2016, existing sales  are expected to grow between 1  and 2 percent (5.30 to 5.40  million) and prices should  increase between 5 and 6  percent.
"This year the housing market may only squeak out 1 to 3 percent growth in sales because of slower economic expansion and rising mortgage rates," Yun says. He adds that home prices will continue … (0 comments)

ventura county short sale help: Ventura County Mortgage Rate Update #ChrisBJohnsonRealtor - 01/11/16 03:29 AM
Chris B Johnson, REALTOR®     Mortgage Pre Approval      Time To Buy A Home
Weekly Mortgage Rate Update Overseas events were positive for mortgage rates during the first week of the year. The events included geopolitical tensions in North Korea and the Middle East as well as signs of slowing growth in China. Mortgage rates ended the week lower.
THIS WEEK'S RATE TREND IS DOWN Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS® Moorpark Luxury Homes and Estates                             First Time Buyers
Moorpark Short Sale Report                                             Buying a Home This Winter
Your Moorpark Neighborhood Specialists                      Selling Your Home This Winter
Moorpark Short Sale                                                           Your Equity Is On … (0 comments)

ventura county short sale help: Ventura County Real Estate Values Updated by Chris B Johnson Realtor - 01/08/16 08:00 AM
 Chris B Johnson, REALTOR®   Mortgage Pre Approval      Time To Buy A Home
 
Click Here For Market Updates
 
Your Neighborhood Market Report
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The Cost Of Waiting
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®
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ventura county short sale help: Buying vs Renting #ChrisBJohnsonRealtor - 01/08/16 07:14 AM
Chris B Johnson, REALTOR®  Your Neighborhood Market Report   Mortgage Pre Approval      Time To Buy A Home
RENTING VS. BUYING A HOME Navigating the housing market and rental landscape can be an overwhelming and tricky task. There are so many factors to consider that when you are ready to finally take the plunge and decide, rent or buy, you might not even know where to begin!
I can certainly understand your struggle, so in an effort to help you make the best decision possible I broke down the process into an easy-to-read list of pros and cons for both. Just make sure to invite me to … (2 comments)

ventura county short sale help: Time To Buy A Home #ChrisBJohnsonRealtor - 01/07/16 02:01 AM
Chris B Johnson, REALTOR®   Mortgage Pre Approval   Time To Buy A Home
Americans are Spending More than Ever on Rent
Rising rental costs as well as a surge in the number of households renting resulted in Americans spending about $19 billion more in rent during 2015 than they did in 2014, according to a recent report from Zillow.
In 2015, the number of rental households increased by about 1.8 million from the previous year up to about 43 million, while the aggregate rent paid jumped from $519 billion up to $535 billion (close to a 4 percent increase), according to Zillow.
To put … (0 comments)

ventura county short sale help: Time to Buy - Home Values Forcast For 2016 #ChrisBJohnsonRealtor - 01/06/16 03:39 AM
Chris B Johnson, REALTOR®  Mortgage Pre Approval   Time To Buy A Home  
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®

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ventura county short sale help: Ventura County Real Estate Shines as an Investment in 2015 - 01/05/16 01:41 AM
Chris B Johnson, REALTOR®   Featured Listing    Mortgage Pre Approval      Time To Buy A Home
Real Estate Shines as an Investment in 2015  Tuesday January 5th, 2016  First Time Home Buyers, For Buyers   A survey by The Joint Center of Housing Studies at Harvard University reveals that when a family is buying a home they consider the financial benefits of homeownership along with the social benefits. The survey mentions things like:
 
Paying rent does not make sense Homeownership provides a good financial opportunity Owning a home helps you building family wealth Buying a home is investing in your retirement Home equity gives you something to borrow … (2 comments)

ventura county short sale help: Ventura County Short Sale Specialist Why Bankruptcy May Not Work - 12/30/15 03:14 AM
Chris B Johnson, REALTOR®  Oxnard REO Coming To Market     Featured Listing  
 Mortgage Pre Approval    Time To Buy A Home  Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®
Supreme Court Outlaws Chapter 7 ‘Stripping Off’ of Second Mortgages
The U.S. Supreme Court ruled on Monday that an underwater second mortgage cannot be extinguished, or "stripped off," as unsecured debt for a debtor in bankruptcy, according to theSupreme Court's website.
In the cases of Bank of America v. Caulket andBank of America v. Toledo-Cardona, Florida homeowners David Caulkett and Edelmiro Toldeo-Cardona had filed for Chapter 7 bankruptcy and had second mortgages with Bank of America extinguished by a bankruptcy judge following the housing crisis … (0 comments)

ventura county short sale help: Are You Thinking of Selling Your Home? Get Ready to Negotiate! - 12/29/15 12:51 AM
Chris B Johnson, REALTOR®   Oxnard REO Coming To Market   Mortgage Pre Approval      Time To Buy A Home
Thinking of Selling Your Home? Get Ready to Negotiate!  Tuesday December 29th, 2015  For Sellers, FSBO's   Now that the market has showed signs of recovery, some sellers may be tempted to try and sell their home on their own (FSBO) without using the services of a real estate professional.
 
Real estate agents are trained and experienced in negotiation. In most cases, the seller is not. The seller must realize their ability to negotiate will determine whether they can get the best deal for themselves … (2 comments)

ventura county short sale help: Don’t Let Rising Rents Trap You! #ChrisBJohnsonRealtor - 12/28/15 05:41 AM
Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®  Oxnard REO Coming To Market
Don’t Let Rising Rents Trap You!  Monday December 28th, 2015  Down Payments, First Time Home Buyers, For Buyers   There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.
 
Don’t Become Trapped Jonathan Smoke, Chief Economist at realtor.com recently reported on what he calls a “Rental Affordability Crisis”. He warns that,
“Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that they’ll outpace home price appreciation … (2 comments)

ventura county short sale help: Ventura County Mortgage Rate Update #ChrisBJohnsonRealtor - 12/21/15 01:56 AM
Chris B Johnson, REALTOR®   Featured Listing  Mortgage Pre Approval  Time To Buy A Home
 
Weekly Mortgage Rate Update The Fed meeting was essentially the only focus for investors over the past week. Financial markets experienced a great deal of volatility both before and after Wednesday's highly anticipated Fed announcement. The net result for mortgage rates was that they ended the week a little higher.  
THIS WEEK'S RATE TREND IS UP
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ventura county short sale help: Ventura County Short Sale Specialist #ChrisBJohnsonRealtor - 12/19/15 05:37 AM
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ventura county short sale help: Will Ventura County Short Sales Get Another Year Of Tax Exemption? - 12/18/15 12:59 AM
Chris B Johnson, REALTOR®   Featured Listing    Mortgage Pre Approval      Time To Buy A Home
 California May Pay You To Short Sale
 Home sales continue to outstrip supply as the number of homes for sale and months of inventory available continue to decline. The Market Action Index has been moving higher for several weeks. This is a Seller's market so watch for upward pricing pressure in the near future if the trend continues.
 
“We want to make sure that families who are trying to stay on their feet aren’t kicked while they down,” Reed said. “Many times they have tried to do everything right, … (0 comments)

ventura county short sale help: Cash Is King (Again) #ChrisBJohnsonRealtor - 12/17/15 10:10 AM
Chris B Johnson, REALTOR®   Featured Listing   Oxnard REO Coming To Market   Santa Paula Home For Sale
CALIFORNIA, DECEMBER 16, 2015 – California single-family home and condominium sales fell 22.0 percent in November to 27,105, down from a revised 34,760 in October. On a year-ago basis, sales were down 3.1 percent from 27,961 in November 2014.
“ November 2015 sales marked the lowest November sales volume since 2007 ,” said Schnapp, Director of Economic Research for PropertyRadar. “It appears the new TILA-RESPA Integrated Disclosure (TRID) rules that went into effect October, 3, 2014 are artificially depressing sales due to the delay in closing.”
The November median price of … (1 comments)

ventura county short sale help: Are Interest Rates Actually Lower? #ChrisBJohnsonRealtor - 12/17/15 01:09 AM
Chris B Johnson, REALTOR®   Featured Listing   Mortgage Pre Approval      Time To Buy A Home
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ventura county short sale help: The Fed's Decision To Raise Interest Rates Does NOT Matter - 12/16/15 08:20 AM
Chris B Johnson, REALTOR®     Oxnard REO Coming To Market    Santa Paula Home For Sale
The tweet, written by CNBC reporter Diana Olick, referred to the Federal Reserve’s decision (check#FedDecision for the latest tweets) to raise the target federal funds rate by a quarter point, the first time rates have been raised in any meaningful way since 2006. The move, in the context of Federal Reserve history, may appear monumental but Diana gets the story completely right when she says it just doesn’t matter.
In our latest survey shared several hours before the Fed went public with its announcement, we found that 67% of prospective homeowners already categorized the level of today’s mortgage rates … (4 comments)

ventura county short sale help: The Fed Finally Raises Rates #ChrisBJohnsonRealtor - 12/16/15 03:44 AM
Chris B Johnson, REALTOR®   Oxnard REO Coming To Market   Santa Paula Home For Sale
The Federal Reserve made the long-awaited, much-anticipated announcement on Wednesday afternoon that federal funds target rate will increase by 25 basis points from its near-zero level where it has been since 2006.
The announcement came as the Fed wrapped its eighth and final Federal Open Market Committee (FOMC) meeting of 2015 on Wednesday afternoon. The vote was unanimous.
“The Committee judges that there has been considerable improvement in labor market conditions this year, and it is reasonably confident that inflation will rise, over the medium term, to its 2 percent objective,” the FOMC said in … (0 comments)

ventura county short sale help: Negative Equity Mean and the Housing Market in 2016 - 12/16/15 02:10 AM
Santa Paula Home For Sale  Chris B Johnson, REALTOR®   Featured Listing  Oxnard REO Coming To Market
The number of residential homes with negative equity, also referred to as being “underwater” or “upside down,” has been steadily declining in the last few years while the number of homes with equity has been on the rise.
That is a combination that bodes well not just for housing, but for the overall economy, according toCoreLogic’s Q3 2015 Negative Equity Reportreleased on Tuesday. The report found that 256,000 residential properties regained equity in the third quarter, bringing the nationwide total to about 46.3 million, which calculates to approximately 92 percent … (2 comments)

ventura county short sale help: Santa Paula Homes For Sale Open House Thrusday at 1PM - 12/14/15 02:22 AM

  
Chris B Johnson, REALTOR®  Featured Listing  Open House  Mortgage Pre Approval  Time To Buy A Home
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Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity (Allison James Elite) Rainmaker large

Chris B Johnson REALTOR®

5 Star Rated REALTOR® Quality, Not Quantity

Moorpark, CA

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Allison James Elite

Address: 587 W. LOS ANGELES AVENUE, Moorpark, California, 93021

Mobile: 805.208.0823

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Your Neighborhood Market Report Mortgage Pre Approval      Time To Buy A Home The Cost Of Waiting Chris B Johnson, REALTOR®, SFR®, CDPE®, CHS®Certified Distressed Property Expert,


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