The standard VA loan limit is $417,000 in most areas, but up to $721,050 in high cost areas as determined by VA. There are two kinds of VA jumbo loans: those that are within increased county limits, and those that are above the limit for the county. VA Jumbo Loan Rates VA jumbo rates may be slightly higher than standard VA rates, however, they are still very low considering how large a loan is available with little or no down payment. VA jumbo loans are (2 comments)