RECENT BLOG POSTS
Some of the program parameters are as follows: The small business must have a mortgage loan that comes due for renewal on or before December 31, 2012 The first mortgage loan and the 504 loan combined cannot be more than 90% of the fair market value of the collateral The new refinanced loan must ...
03/05/2011
Great little bit info from Brian Tracy today via email. I have been a student of his for years.  I find him to be the most down to earth sales trainer there is, along with Harvey McKay. Five Rules for Entrepreneurship By Brian Tracy Entrepreneurship is the art of finding profitable solutions to p...
02/17/2011
Understanding CAP Rates can Make you Money! A lot of times you will hear people talk about CAP rates in commercial lending.  When I first started doing commercial, I didn’t understand it and asked a bunch of lender reps.  Very few lender reps even understood it.  They just had a basic idea.  But...
02/14/2011
Venture capital (VC) is financial capital provided to early-stage, high-potential, growthstartup companies. The venture capital fund makes money by owningequity in the companies it invests in, which usually have a novel technology or business model in high technology industries, such as biotechn...
02/02/2011
The National Council of Real Estate Investment Fiduciaries, or NCREIF, reported this week that commercial property returns had jumped sharply in the fourth quarter of 2010. The NCREIF Property Index (NPI), which measures unlevered returns on core property investments by its data contributing mem...
01/27/2011
What we are focusing on in 2011 Part 2 PRIVATE HEDGE FUND LENDING Mostly for deals under $500K.  This is private money and the only deals under $500K that I will do for a branch in 2011.   However, we can do deals that just can’t get done.  We closed a cell phone tower property, we closed a vaca...
01/26/2011
Albuquerque, New Mexico Borrower came to us after being turned down elsewhere. They needed to pull cash out of an existing property in order to take advantage of another amazing opportunity and finance some needed improvements.  Appraisal came in low and we ended up needing to cross collateraliz...
01/25/2011
In-house lending product. : We closed 2 of these in December and I personally have 4 in January alone set to close. I love these deals because we have more control.   NICHES THIS PRODUCT FILLS THAT BODE HUGE IN THE MARKETPLACE: -special purpose properties-investor or owner occupied.  We can do t...
01/20/2011
I see a lot of confusion amongst people when referring to the above types of loans, they are intermingled constantly.  Let me try to share the key differences and what is available.  These loans are hot right now and we are closing a lot of them but you need to know what is what. Bridge Loans:  ...
01/06/2011
With new goals, a new determination to get it right this year, to be better, to be the person we are striving to be.  It has been said that 80% of New Year’s Resolutions are broken by Jan. 2nd.  Sad, isn’t it? So how does one execute these goals and plans, get them done, in a world that careens a...
01/04/2011
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Christopher Hills

Managing Dir. Lending
local_phone978-226-1411
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