The Mortgage Experts at America's Mortgage

Mortgage and Lending - The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co. - NMLS #241555



Fannie Mae and Freddie Mac have announced that the maximum mortgage limits for conforming loans (loans that conform to their underwriting guidelines and are eligible for sale to Fannie and Freddie) will remain the same for 2010. That means most counties in the country will have a limit of $417,00...
Tax credit confusion!  We are hearing many agents tell their clients that the $6,500 federal income tax credit for people who have owned their primary residence for 5 of the past 8 years is only for move-up buyers (people buying a more expensive house).  That is not true.   The tax credit can be ...
Everyone knows there are guidelines for determining whether someone gets approved for a loan, but have you ever actually seen the underwriting guidelines?  Here's a link to the Fannie Mae underwriting guidelines:  When the Fannie Mae S...
Ever wonder how underwriters find out all the details about a buyer or a property?  One of the greatest resources for an underwriter is the Public Records Online Directory.  This web site is a portal to all the official Assessors', Recorders', and Treasurers' web sites.  Here are just a few of th...
There was a financial advice column in the Denver Post on November 1 that incorrectly stated that closing a credit card with an annual fee and opening another one without an annual fee would have little effect on a person's credit score. That is simply not true. The length of time that an account...

Chris Thomas

Ask me a question
Spam prevention

Additional Information