small business loans: Small Business Loans: The REAL Effect of the Government Shutdown… - 10/17/13 06:00 AM
The government shutdown — the thing that has commandeered news headlines for the past three weeks — finally came to an end last night after 16 frustrating days. Our elected officials in Congress have kicked the can far enough down the road that we can avoid widespread panic for the time being, but the damage has already been done.
According to some estimates, small business owners lost out on $100 million per day in SBA loans because of the shutdown. In reality, this number is a little high, but it makes the point: there are many business owners who are now … (0 comments)

small business loans: Capacity | The Five Cs of Small Business Real Estate Financing… - 10/11/13 01:47 AM
Here’s the second in my series of videos about The Five Cs of Credit. This week we’re talking about Capacity, and I’m going to give a simple explanation of what that means from a commercial lender’s perspective. Not only that, but one of our clients had an appearance on Modern Family (one of the better shows on network TV these days, in my opinion). Take a look…
 
http://www.youtube.com/watch?v=cWvhP4apT2Q
 
Thoughts? Questions? Let me know if this is helpful for you or your small business clients, and if anything I said was unclear. Leave a comment below or email me at … (0 comments)

small business loans: Good News/Bad News for Small Business Lending in 2013… - 03/15/13 05:34 AM
The last two years have seen record-shattering levels of government-guaranteed lending, which includes the SBA 504 loan program (aka the SmartChoice® Commercial Loan). In terms of loan volume, 2011 and 2012 were the biggest and second biggest years (respectively) in the history of the SBA. Since the SBA has done the lion’s share of small business lending as our economy struggles to get back on its feet, what can we expect in 2013?
Go here to read an article I was just quoted in yesterday on BusinessWeek.com called “How Are the SBA’s Loan Programs Doing?”
GOOD NEWS — SBA loan … (0 comments)