Nicks Northern Kentucky Real Estate Blog

Real Estate Agent - RE/MAX Affiliates
Sharing my thoughts and experiences as an active young professional, real estate agent and investor in today's unique market.
Edgewood Homes for Sale and Edgewood Real Estate - KY I have a special affinity for Edgewood KY as that is where I called home for 18 years while living in 3 different houses.  I know the people, the places and the Edgewood Kentucky real estate market! If you're looking to buy a home in Edgewood...
Covington Kentucky Homes for Sale and Covington KY Real Estate - MLS   If you're looking to buy a home in Covington Kentucky, you're in the right place!!  Click on the link below to go DIRECTLY to every home that is currently listed in the Northern Kentucky MLS for Covington KY!  Real estate in C...
  Can property taxes be deducted? Property taxes on all real estate, including those levied by state and local governments and school districts, are fully deductible against current income taxes. Mortgage interest and property taxes are deductible on a second home if you itemize. Check with your ...
What kind of insurance do I need? A standard homeowners policy protects against fire, lightning, wind, storms, hail, explosions, riots, aircraft wrecks, vehicle crashes, smoke, vandalism, theft, breaking glass, falling objects, weight of snow or sleet, collapsing buildings, freezing of plumbing ...
Are there government programs for rehabilitation? The U.S. Department of Housing and Urban Development's Section 203 (K) rehabilitation loan program is designed to facilitate major structural rehabilitation of houses with one to four units that are more than one year old. Condominiums are not el...
Are condos a good investment? Condominiums have held their value as an investment despite economic downturns and problems with some associations. In fact, condos have appreciated more in the past few years than when they first came on the scene in the late 1970s and early 1980s, experts say. Whi...
How do I find out how much my home is worth? A comparative market analysis and an appraisal are the standard methods for determining a home's value. Your real estate agent will be able to provide a comparative market analysis, an informal estimate of value based on comparable sales in the neighb...
Robo-signing fiasco skews most recent foreclosure numbers.  RealtyTrac is reporting their largest ever month-over-month decline in foreclosures at 21%.  Year-over-year numbers were similarly drastic as there was a 14% fall compared to Nov '09.   "[That] forced lenders and servicers to hit the pa...
  Have you seen one of these around lately?  There's a pretty good chance that this looks familiar.  They're called Quick Response (QR) codes.  Originated in Japan by one of Toyota's subsidiaries, they're comparable to bar codes. The design however, allows for much more information to be stored a...
Last April, the Congressional Oversight Panel found the program to be struggling to get off the ground despite having been in action for a year and a half. The latest evaluation of the Home Affordable Modification Program (HAMP) came out Tuesday and the result was -- same deal.  HAMP has undergo...

Nick Dailey

RE/MAX: Northern Kentucky Real Estate - NKY MLS - Short Sale
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