For More Information! Check Out Our Website: www.cjharrington.com For FREE Buyer AND Seller Reports! Or call my cell phone at 440.336.0612. … (0 comments)
strongsville: How to calulate property taxes: Strongsville Real Estate
- 09/13/08 03:59 AM
Posted by: CJ HarringtonKeller Williams Realtywww.cjharrington.comcjharrington.crs@gmail.com440.336.0612 Provides by: Cuyahoga County Auditor Date: 09/13/08 3 Easy Steps to estimate property taxes for Your Home Step 1: Estimate the fair market value of your home. For a more accurate result use the market value of your home as set by the County Auditor's Office. Step 2: Use your market value of your home and multiply that by your Taxing District's "tax as a % of market" figure (as shown in the table below). Step 3: The Sum of step 2 is a estimate of your yearly taxes. Please remember there are additional factors … (0 comments)
Some Realtors may have an entire career without even a hint of a law suit. Unfortunately, today we live in a sue happy society. So be prepared, here is some general guidance. 1. Understand "MATERIAL FACT" Teechniqually it is any fact that is relevant to a person making a decision. Still, in the real world it's a bit more complicated than that. Seller property disclosure forms have taken some of the heat off real estate agents, but not all. Still, it is important that in any listing you take that you fully counsel the sellers … (0 comments)
The mortgage crisis has lead to heightened volatility in the prices faced by borrowers. This means an increase with lock problems. The lock is a mutual agreement by the lender and the borrower that their transaction will be at a specified price. This protects the borrower against a rise in rate, and the lender against a decline. In most such cases, the broker is the true culprit. Usually, lenders stand by their locks. Furthermore, walking away from a lock affetcs the loan officer or broker involved in the deal, who will lose their commission if … (0 comments)
strongsville: Too often foreclosure is not the answer: Strongsville Real Estate
- 09/12/08 07:58 AM
Posted by: CJ HarringtonKeller Williams Realtywww.cjharrington.comcjharrington.crs@gmail.com440.336.0612 Date: 09/11/08 Did you know most foreclosures should not occur? A good way to look at it is, if it costs an investor more to foreclose on a mortgage, then it is a needless foreclosure. So, then why does it still happen and what are the problems? Let us discuss this further. 1. Loan Modifications Firstly, to modify a mortgage does have to the investor, in order to prevent the larger cost of a foreclosure later on. This could include adding the unpaid interest to the loan balance or calculating a new payment to make the … (0 comments)
strongsville: What to look for in a good mortgage broker: Strongsville Real Estate
- 09/12/08 06:47 AM
Posted by: CJ HarringtonKeller Williams Realtywww.cjharrington.comcjharrington.crs@gmail.com440.336.0612 Date: 09/12/08 So, how do you know a good broker when you see one? Firstly, good brokers are selected by borrowers, and brokers must constantly solicit, whereas good brokers enjoy referrals. Secondly, good brokers are financial planners: Mortgages should fit properly into a household's overall financial situation and goals. Furthermore, a good broker indicates what the answer to your questions depends on, indicates a specific analytical tool he will use and is a good listener. Also, good brokers will act in your interest in dealing with the lender and third parties, and will guarantee … (0 comments)
strongsville: What should you look for in a great agent: Strongsville Real Estate
- 09/11/08 03:03 PM
Posted by: CJ HarringtonKeller Williams Realtywww.cjharrington.comcjharrington.crs@gmail.com440.336.0612 Date: 09/11/08 When looking for a home, matching agent to your needs is vital. There are great agents and terrible agents. And yes, there are seperatoins within the two groupings. In other words, the best agents are truly stellar, and worst agents are horrible, and let's just say you'll probably have war stories. When hiring a real estate agent, the trick is to find one who really listens, one who will go the extra mile, one who will help you be objective and one who can help you understand and work with local market conditions. This … (1 comments)
Staging a home will often allow a property to sell more quickly and for higher price. These characteristic are without a doubt extremely important to all selling clientele. Yes, this seems obvious, but what is staging and what does it entail? Staging is simply the process of arranging the inside of your home so that it shows off to its full potential. Staging plays up your home's good features, such as enhancing a the properties view or drawing the buyer's eye to some spectacular features like wood floors. Also, staging can help in minimizing … (0 comments)
Techniqually, there are no quick fixes for improving your credit. Yet, by consistently managing you finances responsibly, you can raise your score over time. Also, if you use the tips below you will become more financially sound and improve your credit score in addition. Pay bills on time This is actually the best way to improve your score. Even when you have faced serious delinquencies in the past, they will count less over time if you keep paying your bills on time. Keep balances low High outstanding debt will generally pull down your credit … (0 comments)
A main component a lender uses to help determine what loan amount to approve is your down payment. A down payment acts as a commitment by a borrower to make good on a loan, and acts as a lender's guarantee to minimize risk in the case of borrower default. The more you put down, the higher the amount you will qualify for. So, let us discuss how this works and the options you have. Most borrowers generally do not have large amounts cash on-hand for a down payment, so you need to consider … (0 comments)
BPO stands for Broker Price Opinion. For many agents this is a completely new and foreign term. Honestly, many brokers, agents, appraisers or members of the general public know about. Technically speaking, a Broker Price Opinion report is an opinion of value that is conducted by real estate professionals or appraiser to determine the estimated current market value of a property. A typical BPO form is a few pages, which is either an exterior or interior inspection. This is seen within the valuation industry as an option to a full appraisal report. Some of the … (0 comments)
strongsville: Housing slump has Realtors rethinking their career choice: Strongsville Real Estate
- 08/31/08 11:48 AM
Posted by: CJ HarringtonKeller Williams Realtywww.cjharrington.comcjharrington.crs@gmail.com440.336.0612 Date: 08/31/08 The number of real estate agents has dropped in recently, but not as quickly as the sales of homes. This has left longtime pros wondering whether too many salespeople are chasing too few dollars. If some agents only plan on making a few sales per year, it really takes away from those who work full time. So, the question becomes, should those who are not doing well, pull out? Some agents have left since real estate sales went into hibernation last year. According to statistics, about 1000 salespeople have left statewide in the past 10 … (0 comments)
strongsville: Steps in The Closing Process: Strongsville Real Estate
- 08/31/08 10:14 AM
Posted by: CJ HarringtonKeller Williams Realtywww.cjharrington.comcjharrington.crs@gmail.com440.336.0612 Date: 08/30/08 So what is really involved in sealing the deal on you next home. The Offer Even though not every guaranteed to be accepted by the seller. Yet once you find your perfect house, it is wise to move fast. Since, someone else is likely to think this same home is a great buy. Often 10% below asking is the place to begin, because it gives you some room to negotiate. Still, do not top what you have predetermined to be the highest price you can afford. The Earnest Money Deposit This is a demonstration of good faith and commitment … (0 comments)
Blog providing Cleveland, Ohio Real Estate Information on Homes for Sale, Local Listings, Foreclosures, Relocation, First Time Buyer Tips, Realtors, New Construction, Bank Owned Homes and More!
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