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Mortgage and Lending - Wholesale Mortgage Services - Individual NMLS ID 331194
RECENT BLOG POSTS
you know who should bail out ford, gm, and chrysler? the friggin' oil companies! they are the ones who have been making record profits from the gas guzzling suv's, so i think it's only fitting. what do you think?
11/19/2008
I am going to try and keep this short. The new good faith estimate is a joke. the problem with the good faith estimate is that there is often no good faith involved. a big part of the problem in the past and present is most originators never take the time to go over the gfe with the customer. in ...
11/18/2008
People tell me all the time that they can't qualify for a mortgage because they haven't been on their job for two years. I usually respond "what makes you think you have to be on your job for two years?". The usual answer is something like " that's what i heard' or "that's what the last mortgage ...
11/05/2008
Let me start off by saying that this not the only solution, but a simple one that will not cost the government billions of dollars. My approach is a 3 pronged attack: 1. Government Subsidized/Mandated Mortgage Interest Rates Lower Thirty Year Fixed Rate to 4% All of the people who want purchase a...
10/27/2008
Much "to do" has been made over the recent housing legislation that has eliminated the use of seller funded DAPS (down payment assistance programs). I can say this - HUD has been against these programs for years, and the new bill was their way of finally getting rid of them - at least for now. Bu...
10/06/2008
Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Don't ignore the letters from your lender Contact your lender immediately Contact a HUD-approved Housing Counseling Agency Toll FREE (800) 569-4287 TTY (800) 877...
09/18/2008
Here are some of the details from the new housing bill: The President has signed into law legislation that will allow HUD's Federal Housing Administration (FHA) to continue providing targeted mortgage assistance to homeowners. The Hope for Homeowners program will continue FHA's existing and succe...
08/06/2008
The words "concession" and "contribution" are used synonymously by professionals in our industry, but it is important to realize that they can have two totally different meanings when it comes to a real estate transaction. Allow me to explain. Some closing costs and prepaid settlement costs gener...
07/23/2008
Selling your home can be an exhausting experience. Last minute walk throughs, inconvenient calls, price adjustments and the possibility of being stuck with two mortgages are real concerns. If you are not completely prepared you could end up losing hundreds, even thousands, of dollars in profit. T...
07/22/2008
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JosephMazzei

Why pay retail you you can get it Wholesale?
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