buyers: Your Credit and Tips to Improve It
- 02/14/09 02:59 PM
Your credit score and history are your keys to low interest rates and the ability to buy a home. If you're thinking of buying a home, your first step is to obtain your credit report and score to be sure that all of your credit information is reported accurately, that there is nothing on it that does not belong to you, and that your credit score is high enough that you do not present a risk to a lender. You may be wondering, "What is my credit score?" The credit or FICO score is "a numerical expression based on statistical … (1 comments)
buyers: My Keys to Success as a Realtor in Fresno, California
- 02/09/09 10:56 AM
Selling homes and making new friends for life in the process, for 37 years, has been a challenge in the ever-changing market and economy. Listening to my buyers' needs has taught me what works and what doesn't. I believe when you love real estate, it shows; when coupled with a love for people as well, it really shows! Having a good listing inventory brings calls from buyers. With 77% of all buyers looking for their homes online, having presence on the internet is critical. It takes time and a level of expertise to stay on the first page of Google. I hire … (5 comments)
buyers: Is A Fixer-Upper A Good Deal?
- 07/28/08 12:23 PM
Let me start by saying fixing is like the old adage "beauty is in the eye of the beholder". Some buyers will not consider buying a home that requires minimal work such as paint and carpeting, while others are willing to take everything down to the bare walls and, in essence, start over to make the home reflect their personal style. Some buyers are willing to do work at a later date in order to purchase a home below market value. If you are willing to except a home that is not in turn-key condition, then please read further because I … (0 comments)
buyers: Prices DOWN - Sales UP
- 07/07/08 11:34 AM
Have You Been Waiting For The Bottom of The Market? Your wait may soon be over. Data Quick Information Systems (which monitors real estate activity nationwide) reports sales are up not only in California but throughout the country. The figures that are being published indicate that the bottom of the market seems to have been reached in many of the nation's areas. California, including the Central Valley, is still seeing a decline in homes prices but the rate of decrease per month does seem to be leveling off. Sellers know that they are facing stiff competition in pricing, due to the … (1 comments)
buyers: Slowing Market Offers Great Deals For First Time Buyers
- 06/17/08 04:26 AM
Recently, I was interviewed by Fresno's news station KMPH (Fox 26) in regards to a piece they were doing on the slow housing market and first time buyers. I would like to emphasis that investing in real estate during a slow market is a smart move for everyone. Remember the old saying: "buy when everyone is selling and sell when everyone is buying". I believe in the validity of that statement and I believe in the value of homeownership. Historically, when a community has a majority of homeowners, it has a stronger community base and better schools. That is a wise … (0 comments)
Carole Jacoby offers information about buying and selling real estate in Fresno, CA. You will find articles on a variety of subjects such as Home Staging, Green Living and so much more.
Carole Jacoby is an expert in her field and is happy to share her knowledge with you.
Your credit score and history are your keys to low interest rates and the ability to buy a home. If you're thinking of buying a home, your first step is to obtain your credit report and score to be sure that all of your credit information is reported accurately, that there is nothing on it that does not belong to you, and that your credit score is high enough that you do not present a risk to a lender. 
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