firsttime buyer: Your Credit and Tips to Improve It - 02/14/09 02:59 PM
Your credit score and history are your keys to low interest rates and the ability to buy a home.  If you're thinking of buying a home, your first step is to obtain your credit report and score to be sure that all of your credit information is reported accurately, that there is nothing on it that does not belong to you, and that your credit score is high enough that you do not present a risk to a lender.    
You may be wondering, "What is my credit score?"  The credit or FICO score is "a numerical expression based on statistical … (1 comments)

firsttime buyer: First-Time Buyer - First Step - 08/12/08 06:19 AM
The first and most important step in purchasing a home is securing financing. This is especially true today, in the light of tightening credit standards and risk-based pricing.
Before you begin your search on the internet for your dream home, it would be wiser for you to speak with a qualified lender regarding today's mortgage market.
I recommend that you chose a lender that not only offers conventional financing but is an FHA approved lender as well. Your lender should also know what local and state home-buying assistance programs are available.
Most states and even some counties and cities offer first-time … (3 comments)

 
Carole Jacoby, Residential and Relocation Specialist in Fresno  (Carole Jacoby & Co. Real Estate)

Carole Jacoby

Residential and Relocation Specialist in Fresno

Fresno, CA

More about me…

Carole Jacoby & Co. Real Estate

Address: Fresno, CA

Office: (559) 448-0200

Carole Jacoby offers information about buying and selling real estate in Fresno, CA. You will find articles on a variety of subjects such as Home Staging, Green Living and so much more. Carole Jacoby is an expert in her field and is happy to share her knowledge with you.


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