ARCHIVED BLOG POSTS

2010 

Today's title defect...  As usual coming out of a foreclosure we have reviewed the title and found a defect.... I have long ago learned that you have to READ every document that is presented to you in a title report when the property has been foreclosed upon.  This situation is no different, but ...
06/30/2010
HUD Reminds Industry New HUD-1 Not a Disbursement Document June 29, 2010     The HUD-1 is a consumer disclosure document, not a disbursement document, HUD officials reminded industry professionals.During the Virginia Land Title Association's Annual Convention, Teresa Payne, associate deputy assi...
06/29/2010
For many many years my office was the the local vendor for a very large organization. Our assigned region was the Baltimore-Metro region, we handled all of their title clearance and settlements after foreclosure.  When they went to the "cradle to grave" environment, as most large mortgage servici...
06/24/2010
I received a letter today from a lender with whom we do business here in Maryland.  This lender has taken it upon themselves to send us and other title agents with whom they do business a letter describing their new closing guidelines based on Fannie Mae's "Loan Quality Initiative". The lender wa...
06/23/2010
My almost 5 year old grandaughter at one time was in my office Monday-Friday from 10:00 a.m to about 3:00 p.m. This was before she could walk and before she went to daycare. So you can say she has been raised in the title busines.  From the time she started to go to daycare at about 18 months old...
06/21/2010
An article written by Dina ElBoghdady of The Washiington Post http://thewashingtonpost.com brings to light a practice that few are aware of relating to "deficiency judgments". When you go through a foreclosure and the bank resells your home, you may think that is the end of what was probably the ...
06/18/2010
As you may know HUD has issued a request for public comments on the practice of "required use" in residential settlement transactions.  In particular HUD is seeking comments from the public relating to builders requiring that buyers use the builders selected lender, title agents, etc., In most in...
06/18/2010
If you don't read any other book about marketing this month you have got to read SOCI@L the Book.  This book, written by Ben Kinney and Jay Papasan is a vital tool for any one who wants to improve and increase their on-line presence and gain valuable information and resources for social networkin...
06/10/2010
I literally just got home from attending Rain Camp in D.C. today. It took me three hours to drive each way, but IT WAS WORTH IT! As an REO Title Expert, not a real estate agent, I wasn't sure if I was going to be able to use any of the information that was going to be presented, but I wanted to u...
06/10/2010
Senate Bill 1019 has passed and became law on July 1, 2010. This bill was enacted by the Maryland General Assembly to specifically address AfBA's in Maryland and to bring the matter into the forefront of issues relating to the title industry locally. I am very excited to see that the State has ac...
06/07/2010
Rainer
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CHARLENE PERRY, CLTP

Insuring the Past to Protect Your Future
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