When I decided to go out on my own to open my own title agency 12 years ago, I thought long and hard about where to locate my physical office.  I live in Whiteford, Northern Harford County which is about 40 minutes away from Perry Hall.  Because mine is a very rural community I knew that it would...
Short Sale Flips and Title Insurance by CHARLENE PERRY | 2010/08/19 | I am sure that you all have been asked recently about whether or not you are able or willing to do a short sale Flip/simultaneous closing.  I know I have been asked to do one recently.    In the instant case I told the client t...
Zach Carter Economics Editor, AlterNet; Fellow, Campaign for America's Future Financial giants have figured out yet another way to profit from fraud. After devastating communities across the country with shady subprime loans, the mortgage industry has launched a new assault on America's neighbor...
Federal Reserve Bans Yield Spread Premiumspress release8/16/2010       The Federal Reserve Board on Monday announced final rules to protect mortgage borrowers from unfair, abusive, or deceptive lending practices that can arise from loan originator compensation practices. The new rules apply to m...
Servicing Guide, Part VII, Section 501.03: Allowable Attorney Fees, and Part VIII,Section 104.04: Attorney (or Trustee) Fees Effective September 1, 2010, Fannie Mae is prohibiting servicers from directly or indirectly requiring or encouraging attorneys or trustees to use specified vendors in conn...
I took a call today from a company whose phone number looks like they should be in New Jersey and they may actually have a location there, but maybe not. This firm does outsourcing of title services for large title underwriters and for some large banks.  They wanted to know whether or not I would...
 I wish I could say that any of the allegations in this complaint surprised me, but, nope, no surprise at all.  As an REO title specialist in Maryland I have seen HUNDREDS of cases like this where there was an assignment out of MERS into the "note holder" stuck smack in the middle of the chain of...
Recently a 7.5 Billion Dollar class action law suit was filed against a Florida foreclosure firm alleging that they particpated in fraud when filing thousands of foreclosures in the State of Florida. To read the complaint, click here:
Fannie Mae announced today that it has launched its new consumer website, to educate homeowners about their options to avoid foreclosure and how to get help. The purpose of this website is educate homeowners who may be facing foreclosure. It is a sad fact that many homeowners ...


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