harford county title agent: My toasty fire is a labor of love - 01/26/15 01:04 AM
It's cold and snowy in Maryland and I am blessed to be able to work from home today in front of my cozy fireplace.

As I was getting the fire started this morning, I realized that I have been taking for granted the fact that my dear husband has worked long and hard over the course of the last year to see to it that when winter hit we would be prepared to use our fireplace as a supplemental heating source if need or wanted.
I always know that when I step out to grab logs from the wood rack … (0 comments)

harford county title agent: We've forgotton how to talk to people and it's our own fault! - 01/13/15 12:57 AM
Every day we send out several if not hundreds of e-mails.  Our e-mail signature says a lot about us.
What is yours telling your contacts?
My e-mail signature is pretty straight forward, name address and PHONE NUMBER.  The e-mail address itself of course is easy to find.  
More and more I see that people are using only their social media links in their signature and completely omitting any mention to their phone number! 
There are icons for Facebook, Linkedin, Twitter and others to help people find your on-line presence
but why are you not adding your phone number?
 
Yes, it is easier and sometimes faster to respond … (4 comments)

harford county title agent: The Fannie Mae Addendum DOES NOT say buyer pays seller's title agent - 01/08/15 02:33 AM
This is a plain language addendum that one would think is not that hard to understand, especially by those who claim to be "representing" the seller.   
I have read and re-read this addendum (current version dated 10/7/14) and simply cannot find a single word that says that buyer, if they choose to use their own title agent,  will pay the seller's title agent a "coordination" fee.  Nor can I find a single word that says that the buyer cannot be charged a flat fee commission or "admin" fee on the HUD.
These two issue have arisen over the last several weeks … (0 comments)