best realtor: FIRST TIME HOME BUYERS - Housing Interest Rates Are More Affordable Than Ever!
- 08/06/11 08:06 AM
Housing Interest Rates Are More Affordable Than Ever! Calling all FIRST TIME HOME BUYERS ! Interest rates over the last few weeks have plunged even lower making an enticing invite for anyone sitting on the fence thinking about buying. It is a great TIME TO BUY A HOME. With the rates down this low, some are even buying the rental they live in and their payments are dropping - saving them a ton of money AND they are now owners of the property investing and not throwing money away! You will be amazed at what you might qualify for and with … (0 comments)
best realtor: Buying A Property With An Investment Account
- 07/07/11 11:29 AM
Buying A Property With An Investment Account may be what you are looking for. A lot of people don't know this but you may be able to buy a piece of property with your investment account and not be charged taxes, fees or interest! There are many different types of accounts as well as the companies that hold them. If you have a IRA, 401K, etc then call them (or your financial advisor) to see. Many times you will be allowed to pull money from the account for your down payment on the property! Sometimes you may be charged interest, or … (1 comments)
best realtor: Rent vs Own - Can I Buy A Home and Should I Buy A Home?
- 06/23/11 07:19 PM
Are you wondering if you should buy a house in today's market. Is it a good time to buy a home? It is hard for some tenants to make the leap into homeownership, to begin with. It can be a scary and an exciting time for most 1st Time Homebuyers.The benefits of owning your home are terrific: from tax deductions to building equity and the plain old pride of owning the place where you live. If you have to pay to live somewhere, why not have that money work for you. For example: if your monthly rent is $1,100 per month you can figure that after … (2 comments)
best realtor: VA Home Loan Benefit - The IRRRL (Interest Rate Reduction Refinance Loan)
- 06/21/11 06:31 PM
Many veterans do not understand one of the best benefits of their VA home loan. It is designed to allow you to lower your interest rate and monthly payments. It is called an IRRRL: Interest Rate Reduction Refinance Loan. An IRRRL is a streamline refinance process which allows you to refinance without an appraisal to take advantage of a lower interest rate! There is minimal documentation needed and a long as your payments have been made on time you should be able to qualify. These loans can be closed quickly and provide relief when it is needed in a down market. … (2 comments)
best realtor: When Is The Best Time To Put Your Home On The Market? When To Sell??
- 06/05/11 01:50 PM
When is a good time to put my house on the market? When is the best time to sell my house? This is a good question and one that I am asked often. Some of it depends on where you live. If you live in California or another area where the seasons are not that extreme, then the real estate market is pretty steady throughout the year. If you live in a region with heavy snow fall and plenty of rain, then the winter months tend to be slower. There are some advantages to putting your house on the market during the winter months … (1 comments)
best realtor: It Is Cheaper To Buy Than Rent A Home! Buying Your First Home Can Be Easy!
- 06/02/11 05:31 PM
A recent study by Trulia has released that it is cheaper to buy a home than it is to rent in 72% of all US Cities! If you are renting right now, and thinking about buying, this would be the time we would tell you to jump! When is the best time to buy something? When it is on DISCOUNT. And right now the majority of the country is on discount. They are called FORECLOSURES! Properties every day are being dumped by the banks because they simply have too many. Banks are in the banking business, not the real estate business. … (5 comments)
best realtor: How Much Down Payment Do I Need To Buy A House?
- 03/12/11 09:39 AM
If you want to buy a home you may not need a down payment. Down payments usually vary from zero to 20% of the purchase price. If you are a veteran or are buying a rural property, you may very well need no money down. This is a good thing for some people, as they certainly can affort the monthly house payment, but don't have the funds for a down payment. There is FHA finanincing which allows for a small down payment, usually 3.5% of the purchase price. Most people fall into this catagory. If you would like to reduce your monthly … (2 comments)
best realtor: Habitat For Humanity
- 03/12/11 06:31 AM
You might have heard of Habitat for Humanity before so I have included a link to their site. They raise money to build homes. As a realtor, I feel that homeownership is very important. This is what it says on their website... "Habitat for Humanity International is founded on the conviction that every man, woman and child should have a decent, safe and affordable place to live. Through volunteer labor and donations of money and materials, Habitat and its homeowner families have built or rehabilitated more than 400,000 houses. A nonprofit, nondenominational Christian housing ministry, Habitat invites people of all backgrounds, … (0 comments)
best realtor: Time To Buy Is Now - If You Are On The Fence, It's Time To Jump Off !
- 03/08/11 02:06 PM
If you are thinking about buying a home, NOW is the time. If you are on the fence, it's time to get off and jump into the backyard of your new home ! With real estate prices being as low as they are today and the interest rates being at a historical low you will be amazed at what you can afford. You will get so much more for your money right now. If you wait much longer, the prices will go up and/or the interest rates will go up. If either one of those things happens, you will have lost thousands of … (6 comments)
best realtor: 100% VA Financing w/1st Time Home Buyer Credit of $8,000
- 03/07/11 02:16 PM
This article ran in our local newspaper today. We are trying to get the word out to veterans who have been out on tour. Some of them qualify for the First Time Homebuyer Tax Credit of $8,000, which has been extended for some qualifing veterans. They have only a limited amount of time to take advantage of it. There is still time to get the word out... talk with your lender and/or tax advisor who may be familiar with this credit. Even if they don't qualify for the tax credit there is still the 100% financing that is available to many veterans. … (2 comments)
best realtor: What To Look For In A Property Manager.
- 03/05/11 06:33 PM
Are you thinking of hiring a property management company to handle your rental property? How do you pick a good property manager? I have had rental property most of my life. I had worked as a property manager for many years. Here are 10 things that one should consider when hiring a property manager. 1-Do they return your calls in a timely manner? 2-Do they give you copies of workorders and receipts for repairs? 3-Do they get more than one estimate on repairs? 4-Do they use a handyman whenever necessary instead of a contractor? 5-Do they do routine inspections or drivebys? … (2 comments)
best realtor: Are You Looking Out And Saving For Your Future?
- 03/03/11 12:10 PM
When most people think about that question, they usually think about how much money they have in their savings or retirement account. I think it is really hard for people to put money in the bank and leave it alone. It is very hard to "save" for the future that way. There is a better way to save, which still requires some restraint. Buying a home... and NOT REFINANCING. Once you buy your home, leave it alone... let the equity build. You are going to need it one day, when you are old/older. Is social security going to be there for … (4 comments)
best realtor: Invest In Your Future Now ... Will Social Security Be There For You?
- 02/26/11 03:24 PM
Are you relying on Social Security as a source of income in your "golden years"? Most people are expecting their Social Security to support them or help support them when they are ready to retire. I am looking at my Social Security Statement from February 2010 right now and there is a very interesting part of this statement that I am not sure you are aware of. It states: "Your estimated benefits are based on current law. Congress has made changes to the law in the past and can do so at any time. The law governing benefit amounts may change because, by … (6 comments)
best realtor: FACEBOOK ANYONE?
- 02/25/11 02:09 PM
How many people have a Facebook or should I ask how many people don't? Facebook has been very good to me. I have reconnected with some of my old friends from school, which has been a lot of fun to see where their lives have taken them. It is definitely a way to feel connected to people on a regular basis, without feeling like you are intruding into their life. They post what they want you to know and it takes off from there into some interesting places ! It is nice that you can select who you want to be … (1 comments)
best realtor: Is Spring The Best Time To Sell My Home? When Is The Best Time To List My House?
- 02/24/11 04:48 PM
Many people wonder if spring is a good time to sell their house? Spring time sounds like a great time to sell your home because the clouds have lifted, the grass is green, the flowers are blooming and the trees are full of leaves. The place looks great. And now that most people have recovered from the holidays, the hope is that the fresh air and breeze with blow a buyer in to their yard. Well, this could very well happen -- but there are advantages in putting your home on the market before spring arrives.
There is usually influx of houses coming … (0 comments)
best realtor: No Money Down or 100% Financing Options Available in Medford, Oregon
- 02/23/11 04:04 PM
It might be surprising to know that in today's market you CAN BUY A HOUSE WITH NO MONEY DOWN. There is 100% FINANCING AVAILABLE with competitive rates. I have noticed that there is not much mention of the 100% FINANCING AVAILABLE to Veterans in the local postings of financing options. This is a benefit to many of our servicemen and I think it should be talked about more.
If you are looking to buy HORSE PROPERTY in the rural area of White City, Central Point, Eagle Point, Sams Valley, Jacksonville, Phoenix, Talent, Shady Cove, or Gold Hill the property may qualify … (0 comments)
best realtor: WANT TO BUY A HOME IN MEDFORD, OREGON - How easy is it?
- 02/21/11 03:02 PM
So, you want to buy a home in Medford, Oregon ? The process of buying a home can be easy, if you are prequalified and teamed up with the right professionals. The first step in buying a home is talking with a lender. It is important that you know how much you can afford, before you go out "shopping" for a new home. Once you know what fits your budget, the rest should be easy. Working with the right lender - loan officer is one of the most important things you can do. If they can't get your loan approved, the deal … (0 comments)
Housing Interest Rates Are More Affordable Than Ever!
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