first time homebuyer: What First Time Home Buyer Programs Are There In The Medford, Ashland Area? - 08/15/11 07:48 PM
What First Time Home Buyer Programs Are There In The Medford, Ashland Area?
With interest rates at a all time low, many first time home buyers are asking themselves if they can afford to buy.  The answer to most of them is YES.  It is a great time to buy and right now with the low real estate prices, they get so much more for their money.
There are multiple programs available to first time home buyers and each have their own unique advantages and differences. Sometimes a down payment of 20% cannot be obtained and people lose hope or get frustrated. … (2 comments)

first time homebuyer: First Time Homebuyers - The Best Way To Start - 07/06/11 06:38 AM
If you are a FIRST TIME HOMEBUYER and WANT TO BUY A HOUSE, then now is the time.  The process can be easy, much easier than in the past.  It is important that you work with someone you feel comfortable with.
First you should get pre-qualified for a loan.  There are many different loan programs available in today's market and a loan officer can help you select the best one for you. I have the best loan officer who can pre-qualify you over the phone. You will be surprised how much you can qualify for with today's record low interest rates.
Once you know what … (1 comments)

first time homebuyer: How To Buy A House With Little Or No Money Down. - 06/15/11 05:43 AM
Are you tired of renting? There are a lot of GREAT deals out there right now with prices lower than most have seen in a lifetime, but how do you buy a house with little or no money down?
Here are very effective and popular ways that everyone is buying right now. First, you need a loan program that allows you the most financing possible. Then, you need to make sure that the loan program allows for the seller to pay for your closing costs.
There are many loan programs out there that work, but here are a few that allow … (1 comments)

first time homebuyer: The Difference Between A Foreclosure (REO) And a Short Sale - 06/03/11 03:12 PM
Okay, so you hear all the time that you need to "get in while the market is good" and buy foreclosures, REO's, and short sales. BUT- what are they? What is the difference between them, and most important of all... HOW DO I FIND THEM? Believe it or not, anywhere you are in the United States, especially in the Rogue Valley (Southern Oregon) whether you are in Ashland, Medford, Central Point or even Grants Pass they are easy to find!
Here is the difference between a foreclosure and a short sale:
FORECLOSURES (or REO):
Here is the definition of a foreclosure … (3 comments)

first time homebuyer: How To Find The Best Realtor Or Loan Officer When Buying A Home - 05/31/11 04:36 PM
In today's market, getting into the right house can be easy... if you work with the right team of professionals.  I work closely with a great loan officer from Sterling Savings Bank, who gets the job done.  Once you are pre-approved, it is just a matter of finding that right house.
David DuBeau from Sterling Savings Bank says his clients ask him frequently who he would recommend when it comes to finding a realtor. It is important to have a good working relationship between your realtor and loan officer.   He wanted to write a little about this because he has had some experiences … (0 comments)

first time homebuyer: Virtual Tour - Horse Property, Central Point Oregon 675 Maverick St. - 05/28/11 05:23 PM
Lots of potential for this 1.82 acre horse property.  3 br and 2 ba home with small barn and irrigation may be available through irrigation district.  This home qualifies for 100% USDA financing, call for details and see if you qualify.
Virtual Tour
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first time homebuyer: Horse Property - 100% USDA FINANCING - 1.82 Acres - Central Point - Oregon - 05/20/11 05:25 AM
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first time homebuyer: Just Reduced - Rural Residential - Pool - Split Floorplan - 47 Renault - Medford - OR - 05/20/11 05:21 AM
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first time homebuyer: 100% VA Financing w/1st Time Home Buyer Credit of $8,000 - 03/07/11 02:16 PM
This article ran in our local newspaper today.  We are trying to get the word out to veterans who have been out on tour.  Some of them qualify for the First Time Homebuyer Tax Credit of $8,000, which has been extended for some qualifing veterans.  They have only a limited amount of time to take advantage of it.
There is still time to get the word out... talk with your lender and/or tax advisor who may be familiar with this credit.  Even if they don't qualify for the tax credit there is still the 100% financing that is available to many veterans.
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first time homebuyer: No Money Down or 100% Financing Options Available in Medford, Oregon - 02/23/11 04:04 PM
It might be surprising to know that in today's market you CAN BUY A HOUSE WITH NO MONEY DOWN.  There is 100% FINANCING AVAILABLE with competitive rates.  I have noticed that there is not much mention of the 100% FINANCING AVAILABLE to Veterans in the local postings of financing options.  This is a benefit to many of our servicemen and I think it should be talked about more. 
 
If you are looking to buy HORSE PROPERTY in the rural area of White City, Central Point, Eagle Point, Sams Valley, Jacksonville, Phoenix, Talent, Shady Cove, or Gold Hill the property may qualify … (0 comments)

first time homebuyer: WANT TO BUY A HOME IN MEDFORD, OREGON - How easy is it? - 02/21/11 03:02 PM
So, you want to buy a home in Medford, Oregon ?  The process of buying a home can be easy, if you are prequalified and teamed up with the right professionals.  The first step in buying a home is talking with a lender.  It is important that you know how much you can afford, before you go out "shopping" for a new home.  Once you know what fits your budget, the rest should be easy.  Working with the right lender - loan officer is one of the most important things you can do.  If they can't get your loan approved, the deal … (0 comments)

 
Cheryl Malone (Windermere Van Vleet)

Cheryl Malone

Medford, OR

More about me…

Windermere Van Vleet

Address: 1117 E. Jackson St., Medford , OR, 97504

Mobile: (541) 951-1960



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