jacksonville: FIRST TIME HOME BUYERS - Housing Interest Rates Are More Affordable Than Ever!
- 08/06/11 08:06 AM
Housing Interest Rates Are More Affordable Than Ever! Calling all FIRST TIME HOME BUYERS ! Interest rates over the last few weeks have plunged even lower making an enticing invite for anyone sitting on the fence thinking about buying. It is a great TIME TO BUY A HOME. With the rates down this low, some are even buying the rental they live in and their payments are dropping - saving them a ton of money AND they are now owners of the property investing and not throwing money away! You will be amazed at what you might qualify for and with … (0 comments)
jacksonville: First Time Homebuyers - The Best Way To Start
- 07/06/11 06:38 AM
If you are a FIRST TIME HOMEBUYER and WANT TO BUY A HOUSE, then now is the time. The process can be easy, much easier than in the past. It is important that you work with someone you feel comfortable with. First you should get pre-qualified for a loan. There are many different loan programs available in today's market and a loan officer can help you select the best one for you. I have the best loan officer who can pre-qualify you over the phone. You will be surprised how much you can qualify for with today's record low interest rates. Once you know what … (1 comments)
jacksonville: How To Get A List Of Foreclosures In Medford, Oregon.
- 06/30/11 06:57 PM
Looking for a LIST OF FORECLOSURES in MEDFORD OREGON ? Most people's idea of a FORECLOSURE is a beat up old house that needs loads of work. This is not always the case, especially in today's market. I can give you a LIST of FORECLOSURES that the previous owners spent time and money upgrading and are a great deal at today's prices. If you would like a LIST of FORECLOSURES in the ROGUE VALLEY including MEDFORD, CENTRAL POINT, JACKSONVILLE, EAGLE POINT, WHITE CITY, SAMS VALLEY, ROGUE RIVER or WIMER you have come to the right place. I can search any of these locations and email … (1 comments)
jacksonville: Investment Properties - Jackson County, Medford, Ashland, Jacksonville, and Southern Oregon
- 06/28/11 06:03 PM
Investment Properties - Jackson County, Medford, Ashland, Jacksonville, and Southern Oregon: Investors Are Moving In! Distressed properties are everywhere on the market, and housing affordability has jumped to levels not seen in 20 years. The National Association of Home Builders (NAHB) / Wells Fargo Housing Opportunity Index (HOI) for the fourth quarter 2010, reveals that 73.9 percent of all new and existing homes sold were affordable to families earning the national median income of $64,400. How To Find Deals (Call me for a list of Foreclosures/Bank Owned Properties & Short Sales) I will send them to you by email and you … (0 comments)
jacksonville: List of Foreclosures in the Rogue Valley including Medford, Central Point, Eagle Point, Jacksonville Oregon
- 06/25/11 08:40 AM
If you want a list of Foreclosures in the Rogue Valley including Medford, Central Point, Eagle Point, Jacksonville Oregon, just give me a call... it's that easy. With foreclosures being a large part of our real estate market right now, this is a great opportunity to get a great buy. You will be surprised what your money can buy because of the record low interest rates and great real estate prices. If you have not been pre-qualifed yet and/or you think you may not be able to afford a home, then you may be missing out on a great chance to own your own … (1 comments)
jacksonville: How To Buy A House With Little Or No Money Down.
- 06/15/11 05:43 AM
Are you tired of renting? There are a lot of GREAT deals out there right now with prices lower than most have seen in a lifetime, but how do you buy a house with little or no money down? Here are very effective and popular ways that everyone is buying right now. First, you need a loan program that allows you the most financing possible. Then, you need to make sure that the loan program allows for the seller to pay for your closing costs. There are many loan programs out there that work, but here are a few that allow … (1 comments)
jacksonville: How To Get Pre-Qualified or Pre-Approved For a Mortgage (Or Home Loan)
- 06/07/11 05:55 PM
Working closely with a lender is an important part of my business. I like to stay informed and help my clients understand everything about buying a home. Many people have heard a lot of real estate terms, but don’t always know what they mean. I asked a loan officer to help explain the initial qualification process for me. This is what he had to say about Pre-Qualifing/Pre-Approvals:
This is a touchy topic these days with all the different regulations and laws that have come out. Everyone has to step lightly as to not get in trouble for saying the wrong … (1 comments)
jacksonville: Should I Buy A Home Right Now? John Paulson The Wall Street Billionaire...
- 06/06/11 04:05 PM
In a recent conversation I had with my loan officer David DuBeau, he said that many people are wondering if they should wait out the recovery and see if prices are going to go lower before they buy a home. Some just want to know if it is safe yet and if rates are going to start to climb again. John Paulson the Wall Street billionaire made $4 Billion (with a "B"!!) betting on the housing crash in 2007. At that time it was the largest payout to any hedge fund manager. Now he has bet on the housing recovery and … (2 comments)
jacksonville: When Is The Best Time To Put Your Home On The Market? When To Sell??
- 06/05/11 01:50 PM
When is a good time to put my house on the market? When is the best time to sell my house? This is a good question and one that I am asked often. Some of it depends on where you live. If you live in California or another area where the seasons are not that extreme, then the real estate market is pretty steady throughout the year. If you live in a region with heavy snow fall and plenty of rain, then the winter months tend to be slower. There are some advantages to putting your house on the market during the winter months … (1 comments)
jacksonville: The Difference Between A Foreclosure (REO) And a Short Sale
- 06/03/11 03:12 PM
Okay, so you hear all the time that you need to "get in while the market is good" and buy foreclosures, REO's, and short sales. BUT- what are they? What is the difference between them, and most important of all... HOW DO I FIND THEM? Believe it or not, anywhere you are in the United States, especially in the Rogue Valley (Southern Oregon) whether you are in Ashland, Medford, Central Point or even Grants Pass they are easy to find! Here is the difference between a foreclosure and a short sale: FORECLOSURES (or REO): Here is the definition of a foreclosure … (3 comments)
jacksonville: It Is Cheaper To Buy Than Rent A Home! Buying Your First Home Can Be Easy!
- 06/02/11 05:31 PM
A recent study by Trulia has released that it is cheaper to buy a home than it is to rent in 72% of all US Cities! If you are renting right now, and thinking about buying, this would be the time we would tell you to jump! When is the best time to buy something? When it is on DISCOUNT. And right now the majority of the country is on discount. They are called FORECLOSURES! Properties every day are being dumped by the banks because they simply have too many. Banks are in the banking business, not the real estate business. … (5 comments)
jacksonville: How To Find The Best Realtor Or Loan Officer When Buying A Home
- 05/31/11 04:36 PM
In today's market, getting into the right house can be easy... if you work with the right team of professionals. I work closely with a great loan officer from Sterling Savings Bank, who gets the job done. Once you are pre-approved, it is just a matter of finding that right house. David DuBeau from Sterling Savings Bank says his clients ask him frequently who he would recommend when it comes to finding a realtor. It is important to have a good working relationship between your realtor and loan officer. He wanted to write a little about this because he has had some experiences … (0 comments)
jacksonville: When is it important to make a good first impression?
- 03/23/11 12:52 PM
Always. In this market many homeowners are anxious to sell their homes. Like most people, they too want to get top dollar for their home. Buying a home is an emotional time for many buyers, especially 1st time homebuyers. When they walk into a house, they want it to feel like a "home" - their home. Therefore, it is very important for sellers to prepare their home to grab the attention/emotion of the buyers. If done right, it can have a very positive result. It starts with decluttering, rearranging and cleaning. Every detail should be addressed. You will be surprised at … (6 comments)
jacksonville: Buyers... where did you go? Do you want to buy a house?
- 03/21/11 05:16 PM
So, you want to buy a house? You call on a sign or ad, you get the info... then you disappear. Are you on the fence about buying a home? Are you scared to make a commitment? Is someone else giving you bad advice? If you want to be a homeowner and can afford the payments... then go for it. Now is the time to buy. Interest rates are at a historical low and home prices are not going to stay this low forever! If you wait and miss this opportunity, you may end up getting less house for your money once … (4 comments)
jacksonville: Investment Property - It's A Great Deal - Invest In Your Future
- 03/14/11 01:36 PM
If you are thinking about investing in rental property... now is the time. In addition to purchasing a home for your primary residence, one should consider purchasing a rental property too. It is not as scary as it might seem. Once you have decided that this might be an option, you should contact a local realtor in your area to find out what kind of property would best suit your needs. Some people prefer an apartment building (2+ units) and some prefer a single family residence. After deciding on which type of property you feel most comfortable with (they each have … (1 comments)
jacksonville: Veterans Helping Veterans... First Time HomeBuyers Credit - VA Loan
- 03/05/11 04:56 PM
I had this article published in one of our local papers today... Exciting News For Veterans Windermere Investors Marketplace in Medford and Jacksonville has teamed up with David and Micah DuBeau of Sterling Savings Bank to let the veterans know that many of them may still be eligible for the $8,000 or $6,500 First Time Home Buyer tax credit. These credits have been extended to members of the military and certain other federal employees serving outside of the U.S. on qualified extended duty service for at least 90 days during the period beginning after December 31, 2008 and ending before May … (3 comments)
jacksonville: Want To Sell Your Home Fast? What You Can Do To Help.
- 02/27/11 11:53 AM
What can I do to sell my home faster? This is a question that most sellers should be asking their agents and themselves. Besides pricing it competitively, there are several things that the seller can do to increase their chances of a fast sale. You have to remember - you market your home differently than you live in your home. With so many homes for buyers to choose from right now, you have to make your home stand out from the rest. There are many ways to do this. •1- You can hire someone to come in and "Stage" your home. This … (2 comments)
jacksonville: Invest In Your Future Now ... Will Social Security Be There For You?
- 02/26/11 03:24 PM
Are you relying on Social Security as a source of income in your "golden years"? Most people are expecting their Social Security to support them or help support them when they are ready to retire. I am looking at my Social Security Statement from February 2010 right now and there is a very interesting part of this statement that I am not sure you are aware of. It states: "Your estimated benefits are based on current law. Congress has made changes to the law in the past and can do so at any time. The law governing benefit amounts may change because, by … (6 comments)
jacksonville: FACEBOOK ANYONE?
- 02/25/11 02:09 PM
How many people have a Facebook or should I ask how many people don't? Facebook has been very good to me. I have reconnected with some of my old friends from school, which has been a lot of fun to see where their lives have taken them. It is definitely a way to feel connected to people on a regular basis, without feeling like you are intruding into their life. They post what they want you to know and it takes off from there into some interesting places ! It is nice that you can select who you want to be … (1 comments)
jacksonville: Rent vs Own - Should I Buy A Home In Today's Market?
- 02/25/11 06:45 AM
Over the last several years many people have asked if they should buy a house in today's market. When is a good time to buy a home? It is hard for some tenants to make the leap into homeownership, to begin with. It can be a scary and an exciting time for most 1st Time Homebuyers. The benefits of owning your home are terrific: from tax deductions to building equity and the plain old pride of owning the place where you live. If you have to pay to live somewhere, why not have that money work for you. For example: if your monthly rent is … (1 comments)
Housing Interest Rates Are More Affordable Than Ever!
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