rogue valley: What First Time Home Buyer Programs Are There In The Medford, Ashland Area? - 08/15/11 07:48 PM
What First Time Home Buyer Programs Are There In The Medford, Ashland Area?
With interest rates at a all time low, many first time home buyers are asking themselves if they can afford to buy.  The answer to most of them is YES.  It is a great time to buy and right now with the low real estate prices, they get so much more for their money.
There are multiple programs available to first time home buyers and each have their own unique advantages and differences. Sometimes a down payment of 20% cannot be obtained and people lose hope or get frustrated. … (2 comments)

rogue valley: How To Get A List Of Foreclosures In Medford, Oregon. - 06/30/11 06:57 PM
Looking for a LIST OF FORECLOSURES in MEDFORD OREGON ? 
Most people's idea of a FORECLOSURE is a beat up old house that needs loads of work.  This is not always the case, especially in today's market.  I can give you a LIST of FORECLOSURES that the previous owners spent time and money upgrading and are a great deal at today's prices.
If you would like a LIST of FORECLOSURES in the ROGUE VALLEY including MEDFORD, CENTRAL POINT, JACKSONVILLE, EAGLE POINT, WHITE CITY, SAMS VALLEY, ROGUE RIVER or WIMER you have come to the right place.
I can search any of these locations and email … (1 comments)

rogue valley: Investment Properties - Jackson County, Medford, Ashland, Jacksonville, and Southern Oregon - 06/28/11 06:03 PM
Investment Properties - Jackson County, Medford, Ashland, Jacksonville, and Southern Oregon:
Investors Are Moving In! 
Distressed properties are everywhere on the market, and housing affordability has jumped to levels not seen in 20 years.
The National Association of Home Builders (NAHB) / Wells Fargo Housing Opportunity Index (HOI) for the fourth quarter 2010, reveals that 73.9 percent of all new and existing homes sold were affordable to families earning the national median income of $64,400.
How To Find Deals
(Call me for a list of Foreclosures/Bank Owned Properties & Short Sales)  I will send them to you by email and you … (0 comments)

rogue valley: Should I Buy A House Right Now? Are There 100% Financing Options To Buy A House? - 06/27/11 07:13 PM
Should I Buy A House Right Now? 
The short answer?  YES!
The best time to buy is when things are on discount and now more than ever before things are CHEAP.   
What that means is that buyers CAN afford to buy houses right now.
Lenders are lending money.
Now is the best time to buy a house... low interest rates and low housing prices... now is the time !
David DuBeau is still closing loans and still has many 100% financing options, "First Time Home Buyer" programs, and other products all the way to your normal conventional loans.  I always … (0 comments)

rogue valley: 100% USDA Home Financing w/ Best Real Estate Agent & Loan Officer in Medford Oregon - 06/25/11 08:23 AM
Is USDA really 100% financing?  A USDA Guaranteed Home Loan is a government insured 100% purchase loan. There is no required mortgage insurance with this loan which makes it even more affordable!
This means that you can literally buy a home with 0 down, 100% financing, and even have the seller pay your closing costs if you have the BEST REAL ESTATE AGENT AND BEST LOAN OFFICER working for you!
These USDA loans are offered in specific areas, but you would be amazed at how many areas actually qualify for this loan.
The only areas that have SLIGHT restrictions on where … (0 comments)

rogue valley: Rent vs Own - Can I Buy A Home and Should I Buy A Home? - 06/23/11 07:19 PM
Are you wondering if you should buy a house in today's market.  Is it a good time to buy a home?  It is hard for some tenants to make the leap into homeownership, to begin with.  It can be a scary and an exciting time for most 1st Time Homebuyers.The benefits of owning your home are terrific: from tax deductions to building equity and the plain old pride of owning the place where you live.  If you have to pay to live somewhere, why not have that money work for you.  For example:  if your monthly rent is $1,100 per month you can figure that after … (2 comments)

rogue valley: Want To Sell Your Home Faster? How You Can Help Sell Your Home Faster. - 06/23/11 07:07 PM
What can I do to sell my home faster?  This is a question that most sellers should be asking their agents and themselves.  Besides pricing it competitively, there are several things that the seller can do to increase their chances of a fast sale.  
You have to remember - you market your home differently than you live in your home.    With so many homes for buyers to choose from right now, you have to make your home stand out from the rest. There are many ways to do this.
•1-    You can hire someone to come in and "Stage" your home.  This … (2 comments)

rogue valley: Are You Looking For A VA Home Loan - VA Home Loan Rates - 06/23/11 06:01 PM
If you looking for a VA HOME LOAN and VA HOME LOAN RATES you have come to the right place.
A VA Home Loan is one of the best home loans you can get when you buy a home and the rates are incredible!
The rates in the housing market can change sometimes 2-3 times a day, and it is common to do so. The VA HOME LOAN RATES are usually lower than the rest of the lenders home loan rates out there.
If you are looking to find where the rates are at and you want a professional to talk to … (0 comments)

rogue valley: VA Home Loan Benefit - The IRRRL (Interest Rate Reduction Refinance Loan) - 06/21/11 06:31 PM
Many veterans do not understand one of the best benefits of their VA home loan. It is designed to allow you to lower your interest rate and monthly payments. It is called an IRRRL: Interest Rate Reduction Refinance Loan.
An IRRRL is a streamline refinance process which allows you to refinance without an appraisal to take advantage of a lower interest rate! There is minimal documentation needed and a long as your payments have been made on time you should be able to qualify.
These loans can be closed quickly and provide relief when it is needed in a down market.
(2 comments)

rogue valley: Best Real Estate Agent in Medford Oregon - Cheryl Malone - Windermere Investors Marketplace - 06/11/11 05:06 PM
If you are thinking about buying or selling real estate in the Rogue Valley then you need to have the BEST REAL ESTATE AGENT IN MEDFORD OREGON working for you... CHERYL MALONE!
I believe in providing the best service possible to all of my clients.  Communication is key to any successful transaction.  All phone calls are returned promptly and you are never left in the dark. 
While your property is listed with me, we work together to obtain the best possible sales price in today's market. I have a unique marketing plan for each and every property.  
When you are ready to buy, it is not just … (0 comments)

rogue valley: It Is Cheaper To Buy Than Rent A Home! Buying Your First Home Can Be Easy! - 06/02/11 05:31 PM
A recent study by Trulia has released that it is cheaper to buy a home than it is to rent in 72% of all US Cities!
If you are renting right now, and thinking about buying, this would be the time we would tell you to jump! When is the best time to buy something? When it is on DISCOUNT. And right now the majority of the country is on discount. They are called FORECLOSURES! Properties every day are being dumped by the banks because they simply have too many. Banks are in the banking business, not the real estate business. … (5 comments)

rogue valley: TO BUY OR NOT TO BUY REAL ESTATE - That IS the question ! - 02/20/11 03:52 PM
Wow, what a question.  Will property values fall any lower?  Will there be more foreclosures & short sales?  Can I get a better deal on a home if I wait longer?  How long will it take for the market to fully recover?  THESE ARE GOOD QUESTIONS TOO.  I guess nobody really knows the answers to these questions, but what I do know is that a real estate investment can be a very, very good thing... if you think long term.  There is NO QUESTION about that. 
 
Real Estate has been very good to me... want to hear my story... … (2 comments)

 
Cheryl Malone (Windermere Van Vleet)

Cheryl Malone

Medford, OR

More about me…

Windermere Van Vleet

Address: 1117 E. Jackson St., Medford , OR, 97504

Mobile: (541) 951-1960



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