central oregon real estate: Wondering Where Your Bail-out is? Well here you go... - 03/16/09 08:24 AM
Been paying your mortgage on time, even despite struggling to just to make ends meet?  Are you already late on your payments and barely hanging on?  If you're wondering where your "Bail-out" is, well here you go! 
The Homeowner Affordability and Stability Plan, recently announced by the Obama Administration, may be the very thing that many of us have needed.There are two separate parts to the plan: a refinancing initiative and a loan modification plan.
The Refinancing Plan allows some homeowners to refinance their loans that are backed by either Fannie Mae or Freddie Mac.  Homeowners must owe between 80 and … (1 comments)

central oregon real estate: How to Buy a House - 02/16/09 09:04 AM
Sometimes we Real Estate people need to be reminded that the process of buying a home may not be a 100% clear to everybody, so that's what we're going to talk about today.  The following guide is meant to spell out exactly what you need to do to buy a house from step one, to the final close of escrow, when the keys are in your hands and the house (and the mortgage) is finally yours.  Here's the process: 
Step One:  Decide how much money you can afford to spend each month on your new home.  Bear in mind that this … (2 comments)

central oregon real estate: Fred's Top Ten Real Estate Tips - 01/20/09 07:56 AM
Hire a local Real Estate Professional.  You'll be glad you did in the end.  Your local Real Estate professional is your advocate in every regard whose job is to provide you with all possible information and/or services that will be of benefit throughout the transaction.  A lot of footwork is needed during any Real Estate deal, and you will need and appreciate the resources that can be made available to you via your local Broker.  These days, especially if you're selling, you need a REALTOR® now more than ever.Shop for loan rates and Pre-Qualify for financing before you start to look … (3 comments)

central oregon real estate: Dogs Don't Carry Wallets - 10/17/08 11:05 AM
The last few weeks of financial turmoil have reminded me of school and an econ class I took once upon a time.  I can remember trying to wrap my head around how the Federal Reserve decides to lend money to the banks and at what rates of interest, and how those kinds of decisions theoretically translate into this-or-that kind of "multiplier effect" or not, supply curves here, demand curves there, yadda-yadda, blah-badee-blah.  I've got to be honest, after a while it all seems like voodoo to me, the way things are done.  How money literally gets simply printed and pumped into … (4 comments)

central oregon real estate: Real Estate can wait... - 08/06/08 09:31 AM
One of the most beautiful things I've ever heard. Real Estate can wait...
Wilhelm Kempff playing Beethoven's Moonlight Sonata movement 1. Wilhelm Kempff (November 25, 1895 – May 23, 1991) was a renowned German pianist. Wilhelm Kempff was born in Jüterbog near Berlin and grew up in nearby Potsdam where his father was a royal music director and organist at St. Nicolai Church.
His grandfather was also an organist and his brother Georg became director of church music at the University of Erlangen. Kempff studied music first in Potsdam and then in Berlin. He was also a composer. Kempff toured very … (5 comments)

central oregon real estate: Waiting to buy? That decision may have cost you more than 50,000 dollars! - 07/21/08 07:36 AM
For Buyers who may have been waiting for the market to finally bottom-out, that time may have already passed.  As a matter of fact, the decision to wait may have already cost the average buyer 50 thousand dollars or more.
 Last Spring I argued that there couldn't possibly have been a better time to buy:
 "If you're waiting for prices to decline to an ultimate low, you may be missing the boat by overlooking other variables that should be entered into the equation at this time...
..It's a great time to buy Real Estate now and not just because of the … (9 comments)

central oregon real estate: Formula for the Death of a Real Estate Salesman - 07/14/08 07:26 AM
Last year I wrote a story entitled "Support your Local Starving REALTOR."  It was meant to bring to light that not all real estate brokers are getting rich. 
"..The vast majority of Real Estate professionals are not paid a salary and live purely on commissions.. for every day in, and every day out, for every phone call made, every fax or email sent, every hour of research spent compiling information, every mile driven with both real clients and those who just want to kick tires, your local agent is paid nothing until the deal has closed escrow... 
..That theoretical six percent … (10 comments)

central oregon real estate: Summary of La Pine Oregon Neighborhoods and Subdivisions - 06/22/08 01:55 AM

Last year the local newspaper asked me to provide a summary of local neighborhoods and subdivisions in the La Pine area.  Surprisingly, these descriptions and prices still look pretty current even despite the so-called down-turn.  Here's what was published:
Antelope Meadows: South of La Pine center approximately six miles.  Neighborhood positioned between Highway 31 and 97off Beal Road.  Mostly one to five acre lots with dirt/gravel road access.  Mix of bare land, Frame and Manufactured homes ranging from 40,000 to mostly under 300,000. 
River Pine Estates:  South of La Pine eight miles where Hackett Drive intersects Highway 97.   Hackett Drive … (3 comments)

central oregon real estate: Realtors Don't Sell Kirbys - 06/16/08 11:22 AM
 "So Mr. and Mrs. Buyer, I'm really excited about finding you the perfect property to suit your needs and I think I have a pretty good idea about what you're looking for.  I am, however, still a little foggy about what price range you would be comfortable with... 
... Ok, I hear that your decision will depend on what's available, and whether or not any given property fits your needs, but does that mean that you're OK with looking at million dollar homes or higher, or are you more comfortable somewhere below that number? 
... Here's my problem Mr. and Mrs. … (7 comments)

central oregon real estate: A Fashion Statement about Real Estate - 05/16/08 12:26 PM
Last year I wrote an article suggesting that if you want to know something about your Realtor you should check out his or her ride.  It occurs to me, however, that instead of using a Realtor's car as an indicator of what kind of agent you'll be getting (or already have) a more interesting point of reference might simply be what they're wearing. 
That's right, I'm going to be talking about clothes...what Realtors wear, when and why. 
First of all, I have to admit that I am not particularly known for any real keen sense of fashion (ok, and everyone who … (8 comments)

central oregon real estate: I Love Technology – But Please Don’t Make Me TM ! - 04/17/08 02:17 PM
I used to be known as a bit of a technophile; you know, one of those geeky Inspector-Gadget kind of guys, who's on top of the latest gismo that's on, or will be coming onto the market soon.  I have to admit however, that despite my dual subscriptions to Popular Science and Mechanics, my widening separation from a close proximity to the cutting edge seems to correlate directly with my increasing age.
In the Real Estate business, that tendency to separate from the latest-and-greatest can, over time, be a pre-curser to the death of a salesman, a Real Estate Salesman that … (14 comments)

central oregon real estate: Fence Sitters - The Time to Buy is Now ! - 03/14/08 10:40 AM
If you've been uncertain about whether or not to buy Real Estate in the current market, let me be the first one to help you down off of the fence.  This is not just a great time to buy, its a classic "Buyer's Market" out there, combining seemingly a "perfect storm" of contributing circumstances that appear to be making this perhaps one of the best times ever to purchase your dream home or investment property.  Here's why:
Prices are down.  You don't need me to tell you that the name of the game with any investment strategy is to buy low … (8 comments)

central oregon real estate: GO GET THAT FSBO ... Here's some AMMO - 12/14/07 09:17 AM
At first thought, selling your house by yourself might seem tempting. After all, how much work could it possibly be to sell a house anyway? You just plunk a sign out in the yard, run a couple newspaper ads, park yourself in the rocker on the front porch for a while and wait for the buyers to start showing up, literally at your doorstep.
I'll admit that perhaps that particular strategy has worked, and may still work on that rarest of rare occasions... at least getting the buyers to your door, that-is. The problem is that even if that was the extent … (10 comments)

central oregon real estate: Here's the Secret.. - 11/28/07 07:00 AM
The so-called media talking about the so-called National Real Estate Market needs to shut up with all the doom and gloom!  I don't know what kind of crystal ball these so-called experts are looking into in order to make the recent rash of negative predictions, but accurate or not, just the saying so is, unfortunately, enough to drive the market in the wrong direction.
The Real Estate Market is in large measure, perception driven, in one direction or another.  It's as simple as this; if you're a buyer out there listening to it all, why in the world would you make the … (31 comments)

central oregon real estate: It's not about Left or Right.. it's about The American Dream - 11/12/07 05:09 AM
I'll never forget what I did that first time I purchased Real Estate.  I actually sat on the ground of that property and, just like a kid, played in the dirt.  I just had to feel the ground, dig down into it with my hands and let my fingers feel the rocks, sand, sticks and mud of this tiny piece of the earth that had somehow, incredibly, become mine.  I looked around at the trees blowing in the breeze, and yes, I admit it, I had to run up to a couple of them and give'm a good squeeze.  How could … (7 comments)

central oregon real estate: Every House will Eventually Get Sold. Even the Ugly Ones... - 11/01/07 10:36 AM
Every house will eventually get sold.  Even the ugly ones that are hard to love, or even like.  Realizing that fact and doing a good job of not projecting personal feelings is one of the greatest challenges I've found while showing homes.
Every time I show a house I just hate, I practically have to bite my tongue in order to keep my mouth shut.  "Somebody's going to buy this house!" I try to say to myself; "so don't embarrass these people if they end up being the ones who do."
I've actually been foolish enough to say something negative about a house … (8 comments)

central oregon real estate: Central Oregon Get-Away Spot - Priced to Sell - 10/29/07 08:57 AM
Description:PRICED TO SELL! Older manufactured home in nice shape on a well cared for acre. Add-on allows for a couple extra bedrooms and a living space with a great woodstove. Includes out-buildings. Storage trailer with built-on will be dismantled and removed. Would make an excellent get-away place or primary residence.  … (1 comments)

central oregon real estate: Prime Central Oregon Building lot on quiet cul-de-sac Surrounded by Nature. - 10/29/07 08:43 AM
Prime building lot on quiet cul-de-sac surrounded by nature. … (0 comments)

central oregon real estate: "We Got the House!!" WRONG! - Hold your Horses.. just slow down a minute! - 10/28/07 02:03 PM
I just love all these Real Estate shows on the TV lately where an accepted offer arrives and the Realtor declares, "You got the house!"  
HOLD THE PHONE!  I might be the only one that starts getting agitated with that, but it's usually at about this point when I start screaming "NO YOU DON'T!" while simultaneously throwing something at the tube.
We all know there's a long way to go once a deal hits escrow before it's actually closed, so let us count all the ways a deal can get killed post mutual acceptance, (and these are just for starters:)
Fred's favorite ways … (7 comments)

central oregon real estate: Alright-already.. I admit it - My Vehicle is a Little Sloppy !! - 10/27/07 03:57 PM
When I first got into Real Estate, I promised my self that I'd keep my vehicle in tip-top, ultra-clean condition, ready at all times for my clients.  The reality is however that somehow every time I've got a showing you'll find me making a mad dash out to remove trash, dog hair, nose prints, mail or other various Real Estate Implements-of-Destruction (anybody remember Alice's Restaurant?) just in the nick of time before we need to dash.
This has got to stop.
But it's not just the inside.  (If you could see my head, it would be hanging in shame.)  My problem unfortunately extends … (15 comments)

Fred Jaeger, Real Estate Connection - Central Oregon (High Lakes Realty and Property Management)

Fred Jaeger

Real Estate Connection - Central Oregon

La Pine, OR

More about me…

High Lakes Realty and Property Management

Address: PO Box 1084, La Pine, OR, 97739

Office: (541) 598-5449

Mobile: (541) 598-5449

Email Me

Everything about Real Estate, especially within the Central Oregon, Bend, Sunriver, La Pine, Gilchrist area.



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