ARCHIVED BLOG POSTS

2014 

As a rule of thumb…   We always ask for referrals at the end of every transaction. Sometimes we ask before the transaction is even closed if it is an obvious slam dunk. We have had a fantastic month this month but closed up most of our pipeline and are going into the next month with a bit less to...
07/31/2014
Zero Money Down; I stand Corrected   I wanted to know if there was a way that I could do a true No Money Down Mortgage and I found the answer. The answer is a resounding YES!!! That is where a lender credit comes in but of course there is a tradeoff. Let me start by saying that here at Plattsburg...
07/23/2014
This May Go without Saying but it does Bear Repeating It is imperative that when you are in the process of obtaining a mortgage loan that you do not incur new debt. It is even better if you don’t even have your credit pulled at all. See the image below? (Screen shot of note on the bottom of an ac...
07/18/2014
Late Night Infomercials aside,   You’re still going to have to bring some money to the closing table. You may or may not know that there are still NO MONEY DOWN home loans available for some areas under certain circumstances. I wrote a featured post yesterday about some borrowers that were less t...
07/17/2014
Seriously, we verify and document everything!   I would never come right out and call someone a liar because that would be bad for business and afterall it could just be a series of miscommunications. The thing about obtaining a mortgage though is that everything and I mean absolutely EVERYTHING ...
07/16/2014
I know that this is Obvious but it bears repeating. A couple of days ago I read a post that asked if you can give a 30 year mortgage to an 85 year old couple. The post was popular here on Active Rain and there were quite a few responses that pointed out the obvious. Obvious to anyone who has been...
07/03/2014
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