adirondack mortgage specialist: Happy Thanksgiving!!! - 11/21/07 07:39 AM
Today has been much slower than we are used to here at Lake City Mortgage. I have around 6 loans that I am working on for next month. I guess there is no hurry, I just like to get things done quickly. I have had to find a balance for myself today. A couple of the advantages that a person realizes in working with me is the efficiency that I provide by keeping everyone involved in the process updated within minutes of every new update that I get from my processing and underwriting team. If I know about it then everyone else … (4 comments)

adirondack mortgage specialist: Rapleaf? - 11/21/07 05:43 AM
I was going to wait until after this weekend to post my 100th post. I wanted my 100th post to be special so my plan was to take a bunch of pictures of the Adirondacks this weekend while I'm at my mothers home. I am going to visit my mothers new home tomorrow and over the weekend. The new home that we just closed on at the end of October. This year my mother is hosting Thanksgiving which is awesome. Because of the condition of her previous home she has not been able to host thanksgiving since I was a small … (9 comments)

adirondack mortgage specialist: Does it feel like Friday to you too? - 11/20/07 02:51 AM
It really feels like a Friday to me, I can't explain it but Fridays have a certain feel to them. Everything is laid back in the office on Friday's. Many companies consider it dress down day. Whats funny about Fridays is that I am usually less gung ho and yet I seem to have super productive Fridays. It's kind of like the idea that if you tense up in the middle of a car accident just before impact you usually get much more hurt than if you were to have stayed relaxed. On Friday I just sit back and the calls … (6 comments)

adirondack mortgage specialist: What comes first? - 11/19/07 06:35 AM
One of the most important pieces of the real estate transaction puzzle that will come into play even before the details of the financial transaction are defined is finding the right home. Finding the perfect home is not always an easy task. There are many things to consider when determining whether or not to make an offer on a home; 1. How many people are going to be living in the home? Is the home of interest large enough or small enough to accommodate your needs?
2. What is the tax rate in the area? Are you or the home eligible … (0 comments)

adirondack mortgage specialist: Honesty Always wins!! - 11/16/07 04:14 AM
I have closed quite a bit this month. Fee for a Mortgage Professional is a relative term. My fee this month is pretty high because of the number of loans that I have closed but for many other companies I'm sure that my numbers are low. It really has to do with the split, I can afford to keep my costs very low.
 I always give good honest quotes. So honest in fact that some people decide not to do business with me because they are getting a better quote from another lender. My fees are so low and my quotes are so … (7 comments)

adirondack mortgage specialist: Helping the fight against MDA!! - 11/15/07 06:51 AM
I truly believe that any true professional in this industry truly enjoys being able to help people any way that they can. We are not in it for the money, the money is a by-product of helping people; like Zig Zigglar says "if you help enough people get what they want you will automatically get what you want" I have quoted that quote by Zig a few times because it is so true.
The reason I am writing this post is because I want to comment on what my manager here at Lake City Mortgage is doing. He is helping to … (2 comments)

adirondack mortgage specialist: Lender411 - 11/15/07 03:25 AM
I was recently approached by http://www.lender411.com/ to be a guest author. I have checked the site out and it is great. I wrote one article there which I also made a post here the article is at  http://www.lender411.com/article-center/index.php?page=article&article_id=98. It was my first article and not really that rich although there is some useful information there for first time home buyers. Since then I have written 2 very good articles for Lender411.com and as soon as I hit the submit button the article disappeared and I lost it both times. I think that there is something wrong with the way that it registers time, … (2 comments)

adirondack mortgage specialist: Old Style Classic Homestead Style Home in Village!! - 11/13/07 08:07 AM
This is an classic old style village homestead home. The price is right and the location is great. go to the website to schedule a viewing today!!
 
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adirondack mortgage specialist: Great Farmhouse! - 11/13/07 06:52 AM
This home really is priced to sell. All of this for under 150k? Its true and this home could be yours. To view all of my property listings go to http://www.mortgageny.net/ and click on homes for sale. I will be updating it regularly as I add more properties and take some down.
 
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adirondack mortgage specialist: Great Get-Away!! Earn money during the off season!! - 11/13/07 06:28 AM

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adirondack mortgage specialist: FTHB and some things to look out for! - 11/12/07 11:57 PM
I recently got done working with a couple whom purchased a home for the very first time. In this business we often refer to these people as FTHB or First Time Home Buyer's. I love to work with first time home buyers, it's a real joy to be the lender who had a part in making their dreams come true.
Now because I work with FTHB's I want to try to help any of you out there avoid some mistakes that can have an impact on your ability to secure financing. Often times it is best to work with a lender … (0 comments)

adirondack mortgage specialist: My Father. - 11/12/07 05:17 AM
Today is Veterans Day. My Father served in the Military in Vietnam. He did 4 tours on the front lines, he estimates that he killed around 720 people. My father put his life on the line on a daily basis to fight for this country. Now my father is "100% mentally disabled service connected" I believe is the phrase that they use to describe his mental well being.
Today the banks are closed down and there are a few things that are affecting me as a result of todays national holiday. Every Veterans day there is something that reminds me of the occasion and … (2 comments)

adirondack mortgage specialist: www.mortgageny.net - 11/12/07 03:18 AM
I just got a new website, I think that its pretty nifty. It doesn't have all of the bells and whistles yet, but it will by the end of the work. I plan on tweaking it out like crazy over the next couple of weeks. I have used from AR how to add robots to my site to check for fresh content regularly and some other neat little SEO tricks. There is a blog on my website as well. I think that I may post many of my AR blogs there and vise versa. I would like these blogs of mine … (2 comments)

adirondack mortgage specialist: Charming Historic Village Home!! - 11/08/07 04:50 AM
This home is incredibly well constructed. Built back in 1853 this home has many usefule years left. Many repsiars and upgrades have been made throughout the years. This home is in great shape.
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adirondack mortgage specialist: Water Frontage!! - 11/08/07 04:31 AM
This is a great vacation home. Perfectly situated on the Naroow Straights with its own boat launch and facilities. This is one of very few homes available in this area with this much water frontage.
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adirondack mortgage specialist: Charming Victorian in Village!! - 11/08/07 03:53 AM
If you appreciate classic beauty then you have to see this home. Nearly 4000 SQ. FT. of beautiful woodwork. I have seen comparable homes in this region priced well over $200,000.00. This great Victorian Style home is priced to sell!
 
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adirondack mortgage specialist: Want some privacy? - 11/08/07 02:37 AM
This is a totally secluded ranch style home on 210 feet of water frontage. Great views and plenty of activities in the surrounding area. Boat facilities on property. If you want to get away for the summer this would be a great second home, or if you would like to live in an area like this all year round you will stay nice and cozy by the fireplace. Oil Heat is also included in this package.
 
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adirondack mortgage specialist: Tee Off!!! - 11/08/07 01:47 AM
Here's a great almost brand new home on a golf course. Beautiful views. Well maintained and in immaculate condition. A must see!
 
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adirondack mortgage specialist: 2000 Blogging points a week? - 11/07/07 06:54 AM
Points are only semi important to me on AR. I know that the more points that I earn the better my blogs SEO will be. I just did not realize until just now that I can only earn points on the first 10 weekly blogs.
More important to me than points is rich content. Whn I first began blogging I had no clue where to begin. I felt like I was walking blind without a dog. Luckily I kept at it and I think I have a pretty good grasp on blogging now.
I have also gained invaluable insight into this business … (8 comments)

adirondack mortgage specialist: Could you take anymore time? - 11/07/07 06:31 AM
Everyone says "don't worry about it" or "give it another 6 month" with regard to UW's not being so uptight and or actually getting conditions cleared when they say they are going to. That is fine but my job is to advocate for the consumer and intermediate between the borrower and the lender.
I know that things will turn around, but I am becoming frustrated fast with this one file that I am working on. Everything and I mean EVERYTHING! has been uploaded into "blitzdocs" since last Friday. I am looking to get a CTC for this Friday. It doesn't make sense … (0 comments)