St. Paul MN, Roseville MN, Como Park, Falcon Heights Homes & Real Estate Blog

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It all depends.  When writing an offer it is all relative to the neighborhood of the home.  I have narrowed it down to 3 main concepts in determining motivation for selling a home. What is the seller's motivation?  Do they need to sell or do they want to sell?  A need to sell homeowner is more li...
PRE-APPROVAL Get pre-approved for a mortgage. When you select a lender, have your credit report pulled along with all the other documentation needed to get a mortgage commitment. Don't just get a letter from your lender stating you are "pre-approved." You can still get turned down after a home is...
CREDIT RATING Did you know you and everyone you know have a credit rating? Many people are not aware that their credit report not only shows a missed payment, but it also carries a rating that lenders will use to determine your interest, or if you even qualify to get a mortgage loan for your next...
First off a short sale is a situation where the home owner owes more than market value on thier home.  The term short sale has been seen more and more lately due to the decline in home values over the past 1+ year.  On top of that there are also several loans such as an ARM that has come time to ...

Shawn Hartmann

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