connie and tony: $343000-Updated in 2012, 1500 sq ft, 3 Bedroom, 2 Bath (Spring Valley) - 03/05/14 10:08 PM
$343000 / 3br - 1500ft² - Updated in 2012, 3 Bedroom, 2 Bath (Spring Valley)
  +-       Piedmont at Maria (google map) (yahoo map)
3BR 1500ft2 house
w/d hookups attached garage
Corner lot with a nice floor plan, fully updated in 2012, kitchen with granite countertops, a breakfast bar, stainless appliances, kitchen is open to a 13x12 dining area with a patio slider to back yard, 21x15 living room with a beautiful wood burning fireplace, beautiful laminate wood floors in living room, kitchen, and dining area on the first floor, recessed lighting throughout home, dual pane windows throughout, … (0 comments)

connie and tony: $335,000-$355,000 (Santee) 3 story, gated, 3 br, 3.5 ba, 2 car garage - 03/05/14 09:54 PM
1587ft² - 3 story,gated,built in 2005,3 br,3.5 ba,2 car garage $335,000-$355,000 (Santee)
        Appleblossom (google map) (yahoo map)
3BR / 3.5Ba 1587ft2 townhouse
w/d hookups attached garage
$335,000-$355,000. 3 story gated townhome built in 2005. Designer paint, cherrywood cabinets, upgraded tile, wood floors and carpet throughout. 1st floor has a bedroom with a full bath, laundry room and a 2 car garage with direct entry. 2nd floor is open and gorgeous with tile and wood floors, spacious living room with a balcony, kitchen with stainless appliances, storage galore, breakfast bar, dining room, 1/2 bath. 3rd floor has main … (0 comments)

connie and tony: (Santee) 3 story, gated, 3 br, 3.5 ba, 2 car garage $335,000-$355,000 - 03/05/14 09:50 PM
1587ft² - 3 story,gated,built in 2005,3 br,3.5 ba,2 car garage $335,000-$355,000 (Santee)
        Appleblossom (google map) (yahoo map)
3BR / 3.5Ba 1587ft2 townhouse
w/d hookups attached garage
$335,000-$355,000. 3 story gated townhome built in 2005. Designer paint, cherrywood cabinets, upgraded tile, wood floors and carpet throughout. 1st floor has a bedroom with a full bath, laundry room and a 2 car garage with direct entry. 2nd floor is open and gorgeous with tile and wood floors, spacious living room with a balcony, kitchen with stainless appliances, storage galore, breakfast bar, dining room, 1/2 bath. 3rd floor has main … (0 comments)

connie and tony: 3 story, gated, 3 br, 3.5 ba, 2 car garage $335,000-$355,000 (Santee) - 03/05/14 09:45 PM
1587ft² - 3 story,gated,built in 2005,3 br,3.5 ba,2 car garage $335,000-$355,000 (Santee)
    $335,000-$355,000. 3 story gated townhome built in 2005. Designer paint, cherrywood cabinets, upgraded tile, wood floors and carpet throughout. 1st floor has a bedroom with a full bath, laundry room and a 2 car garage with direct entry. 2nd floor is open and gorgeous with tile and wood floors, spacious living room with a balcony, kitchen with stainless appliances, storage galore, breakfast bar, dining room, 1/2 bath. 3rd floor has main suite with balcony,separate shower and tub, dual sinks,and another bedroom with a full bath. Beautiful!
http://www.VAApprovedHomes.com VETERANS … (0 comments)

connie and tony: Gated,built in 2005,3 master br,2 car garage $335,000-$355,000(Santee) - 03/05/14 09:42 PM
1587ft² - 3 story,gated,built in 2005,3 br,3.5 ba,2 car garage $335,000-$355,000 (Santee)
  +-       Appleblossom (google map) (yahoo map)
3BR / 3.5Ba 1587ft2 townhouse
w/d hookups attached garage
$335,000-$355,000. 3 story gated townhome built in 2005. Designer paint, cherrywood cabinets, upgraded tile, wood floors and carpet throughout. 1st floor has a bedroom with a full bath, laundry room and a 2 car garage with direct entry. 2nd floor is open and gorgeous with tile and wood floors, spacious living room with a balcony, kitchen with stainless appliances, storage galore, breakfast bar, dining room, 1/2 bath. 3rd floor has … (0 comments)

connie and tony: $850000 3.19 acre, Horses, VIEW, Close to Crosby, vacant land, No HOA (Rancho Santa Fe) - 07/21/12 10:28 PM
Rancho Del Rio - Spectacular Views overlooking Crosby, with no HOA! Beautiful serene setting with fabulous ocean breeze. Bring your imagination, horse lovers, artists, visionaries or anyone seeking refuge from the hussle and bussle. It is close to the coast, shopping, schools etc.
VISIT OUR WEBSITE anytime at http://www.HomeShopperSanDiego.comWE ALWAYS HAVE TIME FOR YOU, YOUR FAMILY & FRIENDS!CONNIE UMBARGER SFR, D-REO (619) 813-7751 license 01335770TONY FLORES SFR, D-REO (619) 813-7751 license 01307791 Short Sale and REO Certified Real Estate Team Century 21 AwardConnie.tony@yahoo.com
 

 


 
 
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connie and tony: Short Sale - CA Mortgage Forgiveness Debt Relief on short sales expires 12-31-2012 - 07/12/12 10:14 PM
CA Mortgage Forgiveness Debt Relief on short sales expires 12-31-2012
Loss of Home Equity: Today's RealityBefore you just walk away, you owe it to yourself and your family to investigate your options. Most of the homes that go to Foreclosure are never put on the market as a short sale before they are lost to the bank! You Have Options!Short Sale-Has less impact on your credit report and your ability to finance in the future. The negative impact is for a shorter period of time, usually you are able to buy a home again within 2 years. CA Mortgage Forgiveness Debt … (0 comments)

connie and tony: Short Sales San Diego County - 05/24/12 11:07 AM
CA Mortgage Forgiveness Debt Relief on short sales expires 12-31-2012
Loss of Home Equity: Today's RealityBefore you just walk away, you owe it to yourself and your family to investigate your options. Most of the homes that go to Foreclosure are never put on the market as a short sale before they are lost to the bank! You Have Options!Short Sale-Has less impact on your credit report and your ability to finance in the future. The negative impact is for a shorter period of time, usually you are able to buy a home again within 2 years. CA Mortgage Forgiveness Debt … (0 comments)

connie and tony: 4 bedroom, 2.5 bath, 2 story, 2850 sq ft, Mount Helix - 12/16/11 05:04 AM
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connie and tony: 4 bedroom, 2.5 bath, 2155 sq ft, Mount Helix - 12/16/11 05:00 AM
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connie and tony: 3 bedroom, 2 bath, 2 fireplaces, pool, patio - 12/16/11 04:56 AM
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connie and tony: $330,000, 3br, great corner lot, RV parking, fenced back yard with patio, great home! - 12/12/11 10:45 PM
Connie and Tony | Century 21 Award | connieumbarger.tonyflores@gmail.com | (619) 933-9594 … (0 comments)

connie and tony: VA Approved Homes San Diego - info - 11/30/11 03:01 AM
VA Buyers San Diego (edit/delete)  
VA buyer's visit our website at http://www.VAApprovedHomes.com for information on VA loans and homes •Full 30 year fixed loan •No mortgage insurance because of the guarantee from the federal government to the bank •Zero down payment for loans in San Diego County up to 437,500 •Loan amounts up to 1,500,000 with a down payment •The seller or lender can pay all the closing cost•The VA will allow liberal qualifying ratios to 55% of your income•No pre-payment •Liberal credit requirements with a minimum Fico credit score of only 600 If you were declined due to having … (0 comments)

connie and tony: 3 bedroom, 1 bath, 1 car garage, 19,500 sq ft lot - 11/16/11 05:34 AM
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connie and tony: 3 bedroom, RV parking, Fenced back yard, Corner lot - 11/11/11 04:26 AM
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connie and tony: Short Sale Information - San Diego County - 11/01/11 12:59 AM
 
Are you or someone you know affected by Financial Hardship? Short Sale info - http://www.shortsalesandiego.us/ Are you facing FORECLOSURE? Do you think you are out of OPTIONS? Do you owe more than your home is worth? Do you have little or no equity in your home? Do you have an adjustable rate mortgage now or coming due? Are you relocating due to a job transfer? Are you behind on your mortgage payments? Are you behind on your mortgage payments due to health issues or loss of job? Is the foreclosure date approaching? A Short Sale May Be Your SolutionWe are … (0 comments)

connie and tony: VA Buyers San Diego - 10/12/11 01:06 AM
 
VA buyer's visit our website at http://www.VAApprovedHomes.com for information on VA loans and homes •Full 30 year fixed loan •No mortgage insurance because of the guarantee from the federal government to the bank •Zero down payment for loans in San Diego County up to 437,500 •Loan amounts up to 1,500,000 with a down payment •The seller or lender can pay all the closing cost•The VA will allow liberal qualifying ratios to 55% of your income•No pre-payment •Liberal credit requirements with a minimum Fico credit score of only 600 If you were declined due to having too much debt - CONTACT … (0 comments)

connie and tony: 15 Home Tips for Selling Your Home - San Diego - 09/07/11 09:32 AM
 
1.Pricing Your Home Right. I will research comparable sales in your area and advise you of the appropriate range for your property.
 
2.Be Flexible on Financing Terms.I will explain what financing options are available. Flexibility on financing terms may secure a better selling price.
 
3.Time It Right.I can advise you on the market cycle.
 
4.Make Your Property Accessible to Buyers.Lock boxes are a great way to make your home most accessible to agents for showing. Appointment-only showings are the most restrictive. If your lifestyle is not compatible with frequent showings, I can help you determine a solution … (0 comments)

connie and tony: Home Buying in San Diego - 09/07/11 09:04 AM
Buyers
We work with VA, FHA, Conventional, and Cash Buyers. Buying a home can be complicated. Let us help. We suggest getting pre approval on your mortgage first. We have a network of mortgage specialist who can help you determine how much you'll be approved for, the best rates and terms. And if you are a first time buyer you may qualify for programs that help toward your down payment.
Once your financing is established we have a clear idea of how much home you can afford. We can assist you with finding the most home for your money and work … (0 comments)

connie and tony: Realtors that care about you even after escrow closes!!! - 09/07/11 06:49 AM
 
We are native San Diegans and know and love the area.
 
Home buying is a huge decision and we keep that in mind as a high priority. We guide you through the entire escrow and even after the escrow has closed. There are always questions that come up and we are there for you!
 
We believe in client satisfaction with the purchase or the sale of your home. You deserve total respect, great communication and a transaction that is as stress free as possible. We want our clients for life and base our business on referrals.
 
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