lowell: What Would You Do With $1000 in Insurance Savings? - 05/29/09 05:34 AM
$1,000: Not a bad sum of money in this economy! One thousand dollars could certainly help many families in New Hampshire breath a little easier.So, what could you do with $1,000?    1) Buy lots of groceries    2) Gas, at least until the summer     3) One night at a casino!    4) Kids summer camp payment    5) A new pet!    6) Weekend away...maybe weekend(s) away    7) Mortgage relief    8) Car payment relief    9) New air conditioners for the summer months   10) Vacation home rentalWe at Counterpoint Insurance in Bedford, New Hampshire just saved a married couple $1,000 in insurance payments for the year by combining their home, … (0 comments)

lowell: The Importance of Replacement Cost Coverage - 05/15/09 07:58 AM
When you have homeowners insurance and your home is robbed or damaged by weather or fire, replacement cost will replace or rebuild your lost/damaged property as accurately as possible.  
For example, when your have replacement cost, your insurance provider hires local contractors to replace repair the damage using the same materials and quality of work so that your home won't depreciate in value.  Many people add replacement cost on to their homeowners policy because it makes rebuilding homes and damage much easier.
As for the contents of your home, the insurance company will give you the actual cash value of … (0 comments)

lowell: What Drivers Should Know About Motorcyclists - 04/30/09 01:18 PM
As the weather gets warmer, more and more motorcyclists are strapping on their helmets and hitting the road. Here are a few safety tips to help drivers share the road with motorcyclists.
It's important to LOOK for motorcycles, especially when checking traffic at an intersection. They are small and can often be missed. Motorcycles are small. Because of this, they may look farther away than they really are. It can also be difficult to judge a motorcycle's speed. When checking traffic to turn at an intersection or into or out of a driveway, know that a motorcycle is closer than it … (0 comments)

lowell: How to Shop for the Perfect Commercial Space - 04/15/09 04:46 AM
Many entrepreneurs face the same problem of finding the right commercial space once their business is up and running. It's important to focus on finding a place that meets your highest priorities. When you go to check out your options, be sure to bring along a notebook, pen, pocket calculator, measuring tape, and, if possible, a Dictaphone and a digital camera.
Here are a few pointers on what to look for when looking for your perfect commercial property.
Good security. After all, your livelihood is going to be running inside these walls. Will your business be a target for burglars? What's … (0 comments)

lowell: Boost Employee Morale with Group Benefits in Hard Economic Times - 03/30/09 05:21 PM
In these financially strained economic times,  it's important to keep your employees' morale boosted with well-provided group benefits. 
Both employees and you as the employer gain advantage from having a group benefit program - it's not only a benefit to your staff.
Advantages for employers include tax deductible expenditures; attraction for qualified employees; a healthy workforce, and the fact that benefits can be provided in exchange for monetary compensation.
Different benefits can mean even more benefits, depending on what they are.
While times may be tough for businesses, it's important to keep good workers around by continuing to offer them valuable … (0 comments)

lowell: Whether You’re to Blame or Not, Lawsuits Happen - 03/12/09 04:37 AM
In these difficult economic times, it's important that you don't risk losing money in your business. As an electrician or plumber, there are many mistakes you can make on the job, but that doesn't even have to be the case. These days, a customer can file a lawsuit against you for something you didn't even do.
Would you be ready?
At CounterPoint Insurance, we offer electricians insurance and plumbers insurance to protect you from liability and lawsuits while you're working hard.
What if you get blamed for breaking a window in a customer's home? Electricians, what if you make a mistake … (0 comments)

lowell: Questions to Ask Yourself When Selecting a Successor - 12/22/08 02:34 PM
Anyone who has started their own business and watched it grow successfully will naturally begin to think sooner or later about what will happen to their company once they have to step down.
It doesn't matter if you've started your own flower shop or if you were given the title of President of a huge company by your parent: eventually, business owners will have to think about business succession planning.
But how do you choose the right person to take over for you?  For some people, the decision is simple and clear. They know exactly who will be able to run … (0 comments)

lowell: Are You Fully Covered? Must-Haves for Restaurant Insurance - 11/26/08 06:43 AM
If you own a restaurant, coffee shop, or a bar, you understand that lots of accidents can happen. As a result of slippery floors, waiters and waitresses rushing around, alcohol intake, and the possibility of food spoilage, a restaurant is a hotbed for lawsuits. You most likely already have restaurant insurance, but are you absolutely sure you’re covered for everything? Have you considered the worst-case scenarios? Depending on where you’re located, you could have many dangers right at your restaurant’s doorstep. It may be time for you to re-evaluate your restaurant, coffee shop, or bar insurance policy. There are a few … (0 comments)

 

David Germain

Bedford, NH

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CounterPoint Insurance

Address: 36 South River Rd, Bedford, NH, 03110

Office: (800) 610-9638



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