credit restoration: Is Credit Standing In Your Way Of A Home? Getting Negative Items Deleted From A Credit Report - Fact or Fiction? Tips From The Experts - And Credit Repair Questions Answered - part 2 - 03/14/09 02:01 AM
How much money are you leaving on the table?????Part 2 "Getting Negative Items Deleted From A Credit Report - Fact or Fiction? Tips From The Experts - And Credit Repair Questions Answered" explains specifically WHY negative items are successfully DELETED from a credit file enabling the credit score to jump by leaps and bounds.
The Fifth Amendment of the U.S. Constitution reads, in part, "No person shall be ... deprived of life, liberty, or property without due process of law ..." We often hear that the United States Constitution guarantees that an accused is "..innocent until proved guilty.."
It is evident … (11 comments)

credit restoration: Is Credit Standing In Your Way Of A Home? Tips From The Experts - And Credit Repair Questions Answered - part 1 - 03/13/09 01:17 AM
Credit has become a huge issue over the past year. Week in and week out, I meet with customers who have a compromised credit file and as the result . . . a lower credit score. Guidelines continue to change requiring a higher score in order to get a preferred interest rate. People with 700 credit scores are being looked as a RISK - WHAT! With the opportunities for first-time home-buyers, the historically low interest rates, and abundant inventory of homes on the market, I wanted to begin a series on the importance of credit and provide valuable information on the mis-conceptions about credit … (3 comments)

credit restoration: Is Credit Repair A Legal Solution To A Big Problem? - 11/06/08 08:53 AM
It is sad to say but our society seems to decide our value by our credit line or credit worthiness. With a good credit report, it is likely you will participate in and enjoy many of the finer things in life. However if your credit report is "challenged", you probably will not.
Few creditors, if any, will extend individuals with bad marks on their credit history loan options.
But what if you had no other option? What if you were forced to choose between buying food, and making the payment on your car? What if you were prevented from making timely … (0 comments)

credit restoration: The Truth About the Wisconsin Mortgage Market - 10/18/08 11:48 AM
For immediate release October 18, 2008
The Truth About the Mortgage Market
By Gwenn Tanvas, Certified Mortgage Planner, Patriot Mortgage Services, Inc.
  
Appleton, WI - Subprime mortgages have now been credited for bankrupting well over 110 lenders and seriously damaging operations at many major mortgage firms. They've reportedly wiped out 5 hedge funds, tens of thousands of jobs, and have led to millions of foreclosures with millions more on the way. And, as if that weren't enough, subprime mortgages are also blamed for massive volatility in the stock, bond, credit, futures, and real estate markets here in the US and … (0 comments)

credit restoration: Deal or NO Deal - It is Credit or Nothing! - 10/05/08 11:13 AM
How to Successfully Build Your Credit Score by Gwenn Tanvas
How to Successfully Build your Credit Score
By Gwenn Tanvas, Certified Mortgage Planning Specialists and Consumer Advocate - Wisconsin
It is vitally important to have good credit today.  Not only does it determine the interest rate you will pay when you buy a car or a home, but a good credit history is also a factor when you are applying for a job, renting an apartment, obtaining car insurance rates or applying for a credit card.  What may seem like a tiny mistake to you, can actually drag you down for … (0 comments)

credit restoration: Is Credit Repair Ethical??? - 09/14/08 12:03 PM
Is Credit Repair An Ethical Solution To A Big Problem?
-by Gwenn Tanvas
 Many wonder if it's unethical to attempt to remove valid bad credit issues from a credit report.  I say, "Yes, it is," and here's why.
The credit reporting and ranking system has been and continues to be unfair to American consumers. We are forced to participate in something we did not volunteer for and are punished for mistakes whether they are ours or not.  We cannot opt out of this system and no consideration is made for circumstances that are beyond our control.  However, "credit repair" … (1 comments)

 
Gwenn Tanvas, The Mortgage Gal, 920.267.7891~ SMART - INNOVATIVE (NEXA Mortgage LLC an Equal Housing Lender NMLS # 1660690) Rainmaker large

Gwenn Tanvas

The Mortgage Gal, 920.267.7891~ SMART - INNOVATIVE

Appleton, WI

More about me…

NEXA Mortgage LLC an Equal Housing Lender NMLS # 1660690

Address: The RAM Team | Green Bay | Appleton | FondDuLac NMLS# 1296548, 3138 Market Street, Ste. B, Green Bay, WI, 54304

Office: (920) 267-7891

Mobile: (920) 858-1203

Email Me

MY MISSION: 1 - Looking to network with Wisconsin Real Estate Agents... share really great tips and help friends BOOST their business! Help me contribute to the industry in a whole NEW way!! 2- Provide valuable information to Wisconsinites that help them make great decisions, save time, money and truly have a great experience when it comes to buying and financing real estate in this great state!
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