mortgage: Wisconsin Homebuyers and Homeowner's Encouraged to Seek Advice Now And Explore Their Options. - 12/03/09 05:45 AM
Mortgage Rates Have Dropped, Again!
Mortgage rates are extremely low. Now is the time to buy or refinance a home. Here's why you should act now:
A drop in rates provides a tremendous opportunity to refinance and reduce your monthly mortgage payment and potentially save thousands of dollars over the life of your home loan. It's also a great time to buy a new home.
First-time homebuyers are eligible for an $8,000 tax credit, which does not have to be repaid unless you sell your home within three years.
Repeat or move-up homebuyers are eligible for a $6,500 tax credit if … (0 comments)

mortgage: Top 21 Questions Answered on the $8,000 Tax Credit for 1st Time Home Buyers - 02/22/09 01:50 AM
The dust is settling, the ink has dried and the phones are beginning to ring. Yahoooooooooo! Spring is right around the corner and what a great home buying season 2009 will be. The opportunities for first-time home buyers are huge. As long the home purchase is complete by December 1, 2009 and the new buyer meets the criteria of the plan, they will get the EIGHT GRAND!
In the past week, there have been so many questions regarding the tax credit. As the result, I went on a mission to find the best information on the the most commonly asked questions. The results are below and definitely worth the read -

mortgage: Economic Stimulus Plan - Signed, Sealed, Delivered - A Consumer Brief - 02/18/09 12:07 AM
Housing and Mortgage Industries Benefit from the 2009 Economic Stimulus Plan 
Signed . . . Sealed . . . Delivered . . .Tax cuts and spending programs are the target to revive the US Economy. Yes the $787 Billion Economic Stimulus Plan is signed sealed and delivered to the American people. Scaled down from nearly $1 Trillion (with a BIG T), the plan will stand as the largest anti-recession effort in the U.S. since the great World War II.
Key provisions in the plan are Tax Credits for first-time home buyers, tax incentives to jump start energy savings, repair public housing … (7 comments)

mortgage: Is the Sky Opening? Fannie Mae Shines on Investors by Increasing the Mortgaged Property Limit from 4 to 10 - 02/10/09 03:21 AM
Less than 30 days into the new administration, Fannie Mae released information on their new change to roll back a very unpopular guideline change that occurred less than 12 months ago.
Information from the revision to the Selling Guide says" Fannie Mae is committed to providing financing opportunities for high-credit quality, bona fied investors. Experienced investors play a key role in the housing recovery and Fannie Mae's continued support for investor borrowers is consistent with its mission to provide stability, liquidity, and affordability to the nation's housing system".
On the onset of Spring, Investors will once again have the opportunity to … (6 comments)

mortgage: Advice To Home Buyers When It Comes To Closing Cost - 02/05/09 11:46 PM
Closing on your new home is an exciting time. You have just received word from your Realtor that your offer has been accepted, the closing date is set and you are pulling together all the final details. The final step is the settlement or closing.   
If not prepared, the settlement statement (ie: good faith estimate), breakdown of the loan cost from the lender can be a real eye opener. You ask yourself, where on earth did all these closing costs come from; and do you really have to pay all these fees?
Regardless of how you negotiated your purchase contract and the structure of your … (4 comments)

mortgage: The Ease of Getting a Mortgage in the New Year - - 12/05/08 01:36 AM
Getting a Mortgage Today Doesn't Have to be Difficult
The credit crunch, the credit squeeze, the credit crisis... You've seen the headlines. You've heard about the government's $700 billion rescue plan to deal with it. But what does it mean to those looking to secure financing and take advantage of lower home prices? Can someone still get a mortgage in today's volatile market?
The answer is yes, absolutely! While the credit markets have certainly tightened compared to two years ago, nearly $2 trillion of residential mortgages will have been funded in the US by the end of this year, according to … (0 comments)

mortgage: Avoiding the Scams of FREE Credit Reports - 11/14/08 10:43 AM
Did you know that identity theft often occurs when you are obtaining your Government Free Annual Credit Report? Therefore, you must protect yourself before you become another victim of America's fastest rising crime.
 So How Is Identity Stolen With The "Free Credit Report" Scam?
 1.  "Phishing" is the name of one of the primary scams. It has become increasingly popular. It happens when you receive emails requesting your contact and social security number from individuals pretending they are a legitimate company.  For instance, your bank will never request your social security number or private information so that they can verify … (6 comments)

mortgage: What the Credit Crisis Means to Your Mortgage - 11/04/08 04:39 AM
If there was any doubt left that the troubled US financial and credit markets are in full crisis mode, the historic events of the past few months easily erased it. You've seen the headlines. You've heard the stories, but what does it all mean to you and your mortgage? Let us take a closer look at a September to remember and what it means to you - no jargon, no politics, just the facts.
What a Difference a Month MakesSeptember was a historic month in the financial markets. What started a year earlier as the subprime mortgage collapse had morphed into the perfect financial … (0 comments)

mortgage: Appleton, Green Bay, Oshkosh Wisconsin State and Federal VA Home Loans - 10/18/08 11:22 AM
State and Local Wisconsin VA Home LoansAppleton, Green Bay, Oshkosh, Wausau, Waupaca, FondDuLac
To our Military Heros!
You have served your country, now it is time that we serve you!

If you're among the 26 million U.S Veterans and Service Personnel who are eligible for a VA Mortgage Home Loan, then isn't time you used your full benefits?
We are your local Wisconsin source for State and Federal VA home loans and bring you the very best in VA Mortgage Loan Services.
What are you waiting for? We offer no obligation pre-qualifications and consultations. All you have to … (1 comments)

mortgage: Deal or NO Deal - It is Credit or Nothing! - 10/05/08 11:13 AM
How to Successfully Build Your Credit Score by Gwenn Tanvas
How to Successfully Build your Credit Score
By Gwenn Tanvas, Certified Mortgage Planning Specialists and Consumer Advocate - Wisconsin
It is vitally important to have good credit today.  Not only does it determine the interest rate you will pay when you buy a car or a home, but a good credit history is also a factor when you are applying for a job, renting an apartment, obtaining car insurance rates or applying for a credit card.  What may seem like a tiny mistake to you, can actually drag you down for … (0 comments)

Gwenn Tanvas, The Mortgage Gal, 920.267.7891~ SMART - INNOVATIVE (NEXA Mortgage LLC an Equal Housing Lender NMLS # 1660690) Rainmaker large

Gwenn Tanvas

The Mortgage Gal, 920.267.7891~ SMART - INNOVATIVE

Appleton, WI

More about me…

NEXA Mortgage LLC an Equal Housing Lender NMLS # 1660690

Address: The RAM Team | Green Bay | Appleton | FondDuLac NMLS# 1296548, 3138 Market Street, Ste. B, Green Bay, WI, 54304

Office: (920) 267-7891

Mobile: (920) 858-1203

Email Me

MY MISSION: 1 - Looking to network with Wisconsin Real Estate Agents... share really great tips and help friends BOOST their business! Help me contribute to the industry in a whole NEW way!! 2- Provide valuable information to Wisconsinites that help them make great decisions, save time, money and truly have a great experience when it comes to buying and financing real estate in this great state!
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