fair credit reporting act: Raise Your Credit Score - Eight Strategies
- 06/22/11 07:46 AM
Raise Your Credit Score - Eight Strategies 1. GET RID OF YOUR COLLECTION ACCOUNTS. 2. GET RID OF YOUR PAST DUE ACCOUNTS. 3. GET RID OF YOUR CHARGE¬OFFS AND LIENS. 4. GET RID OF YOUR LATE PAYMENTS. 5. CHECK YOUR CREDIT LIMIT(S) AND EVENLY DISTRIBUTE THE BALANCES YOU ARE CARRYING. 6. DO NOT CLOSE YOUR CREDIT CARDS. 7. OPEN BUSINESS CREDIT CARDS. 8. KEEP YOUR OLD CREDIT CARDS ACTIVE. I hope this helps! If you want to learn more go to my website www.ThriveCredit.com To your success, Jennifer … (0 comments)
fair credit reporting act: INSTRUCTIONS FOR REMOVING ID THEFT FROM YOUR CREDIT REPORT
- 05/19/11 08:54 AM
INSTRUCTIONS FOR REMOVING ID THEFT FROM YOUR CREDIT REPORT 1. Place a fraud alert on your credit report — by contacting at least one bureau and by law they must share the alert with the other bureaus. 2. Initial alert — good for only 90 days — contact the bureaus and tell them you need to place an ID theft alert on your credit report. 3. Extended alert — good for 7 years — get and send an ID theft police report and a notarized ID theft affidavit to the bureaus. You also need to send in a copy of your … (0 comments)
There has been conflicting issues about what happens when a consumer pays off a collection and how after they pay it off their FICO score goes down. Common sense would say if you pay a bad debt off, that this is a good thing.
With my clients I've seen on several occasions where someone pays an old collection account and then (all other things being relatively equal) their score goes down because the (DLA) date of last activity gets updated.
So what really happens when you pay off a … (1 comments)
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Raise Your Credit Score - Eight Strategies 1. GET RID OF YOUR COLLECTION ACCOUNTS. 2. GET RID OF YOUR PAST DUE ACCOUNTS. 3. GET RID OF YOUR CHARGE¬OFFS AND LIENS. 4. GET RID OF YOUR LATE PAYMENTS. 5. CHECK YOUR CREDIT LIMIT(S) AND EVENLY DISTRIBUTE THE BALANCES YOU ARE CARRYING. 6. DO NOT CLOSE YOUR CREDIT CARDS. 7. OPEN BUSINESS CREDIT CARDS. 8. KEEP YOUR OLD CREDIT CARDS ACTIVE. I hope this helps! If you want to learn more go to my website www.ThriveCredit.com To your success, Jennifer … (0 comments)
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